OakNorth

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OakNorth is a London-based fintech founded in 2015 that operates as a profitable digital bank and credit intelligence software provider. Its OakNorth Credit Intelligence platform uses AI and machine learning to help commercial lenders make better decisions for mid-market businesses, the segment typically underserved by traditional banks. The bank itself has lent over GBP 10 billion since launch and has been consistently profitable. OakNorth raised $1 billion from investors including SoftBank, reaching a valuation of $4.7 billion. The software platform is licensed to banks globally.

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