Europe has produced more fintech unicorns than any region outside the US. London, Stockholm, Berlin, and Amsterdam are global centres for payments, neobanking, and embedded finance. Strong regulatory frameworks like PSD2 and open banking have created a uniquely innovation-friendly environment. We track 479 organisations in this sector across 6+ countries.
479 entries.
The 12th International Funds Summit & Expo brings together fund managers, institutional investors, policymakers and industry leaders at the Parklane Resort & Spa in Limassol to examine the European alternative funds landscape. Sessions cover private credit, private equity value creation, AIFMD II implementation and the integration of AI into fund management.
One-day QUBE forum at Four Seasons Limassol bringing 400+ leaders to cover instant payments, open banking, digital wallets, stablecoins, the Digital Euro, RegTech and AI in compliance.
33East was founded by Demetrios Zoppos and Yiannis Eftychiou and selected by the European Investment Fund in 2023 as Cyprus's first EIF-backed venture capital fund. It closed a €26 million debut fund in January 2025, anchored by the Cyprus Equity Fund (NRRP) and private investors including the Bank of Cyprus. The fund targets pre-seed and seed-stage startups with a Cyprus connection, writing cheques of €100K–€1M across enterprise software, fintech, gaming, marketplaces, logistics, digital health, and climate tech. First portfolio companies include Electryone AI, an AI-powered renewable-energy management platform.
Global startup platform co-located with MWC at Fira Gran Via, featuring broad investor and corporate access. Includes the 4YFN Awards 2026 live pitch sequence: top startups pitch on March 2, 2026 with finalists advancing to the March 4, 2026 final during MWC week.
4YFN 2027 runs alongside MWC Barcelona at Fira Gran Via, connecting founders, investors, and corporates focused on turning early-stage innovation into real business outcomes. The event draws thousands of startups and investors from across Europe and beyond, with structured matchmaking, a pitch competition, and the 4YFN Awards. It operates as an independent but deeply integrated event within the broader MWC ecosystem.
A Tbilisi-based accelerator programme run by 500 Global in a four-year partnership with GITA and Bank of Georgia, launched in 2022. The 12-week programme accepts cohorts of early-stage tech startups from across the Eurasia region twice a year, providing $100,000 in investment per company and culminating in a Demo Day. As of mid-2024, six batches had accelerated more than 70 startups from over 15 countries.
500 Istanbul is an Istanbul-based early-stage venture capital fund established in 2016 by Enis Hulli and Rina Onur Şirinoğlu in partnership with 500 Global, operating as a distinct fund entity focused on Turkey and Emerging Europe. The fund raised a €30M Fund II and later evolved into 500 Emerging Europe, targeting a €70M raise for the broader CEE and Baltics region. Its portfolio of 37+ companies includes three unicorns — Insider, BillionToOne, and Carbon Health — with portfolio companies collectively generating over $600M in annual revenue and attracting $1.1B in follow-on funding. The fund backs pre-seed to seed-stage startups with typical cheques from €200K to €3M.
9fin is a London-based AI-native intelligence platform for credit and debt capital markets, founded in 2016 by Steven Hunter and Hussam El-Sheikh. The platform provides real-time data, news, analytics, and document-extraction tools to banks, asset managers, law firms, and advisors covering leveraged finance, private credit, and distressed debt. In March 2026, 9fin raised $170 million in a Series C round at a $1.3 billion valuation, reaching unicorn status. Over 300 leading financial institutions use the platform.
Abacum is an AI-native financial planning and analysis (FP&A) platform for mid-market and scale-up finance teams, integrating 700+ data sources to automate planning, consolidate real-time data and enable collaboration on budgets and forecasts. Commercial HQ in New York.
ABB Innovation Center is the corporate innovation arm of the International Bank of Azerbaijan (ABB Bank), founded in 2019. It runs multi-cohort incubation and hackathon programs for early-stage fintech startups, alongside ABB Tech Academy for developer education. The center focuses specifically on startups whose products can augment ABB Bank's digital and online services.
Active since 2018. Smart-tech accelerator scaling startups across Central and Eastern Europe with programs like AccelStart, AccelBoost, and Green Impact. Support: specialized accelerators, corporate partner network, mentoring. Scope: Regional (CEE).
ACT Venture Capital is Ireland's most established and most active venture firm, founded in 1994 and headquartered in Dublin. Over three decades it has backed more than 140 Irish and European technology companies, raising over €600M across six funds — including its largest, a €140M fund closed in 2022 — and generating dozens of exits with a combined enterprise value of around €4.6bn. Its limited partners include the European Investment Fund, Enterprise Ireland, the Ireland Strategic Investment Fund and AIB, several of whom have backed the firm for more than twenty years. Led by Managing Partner John Flynn alongside General Partners Debbie Rennick and John O'Sullivan, ACT invests from seed to expansion stage with cheques up to €10M across software, AI, deep tech, health tech, energy and fintech in Ireland and the UK. Landmark outcomes include the $400M sale of UWB semiconductor company Decawave to Qorvo (2020), the acquisition of digital-mental-health platform SilverCloud Health by Amwell (2021), and SoftBank's €473M investment into connected-vehicle company Cubic Telecom at a €900M+ valuation (2024). Recent active deals include AI pathology company Deciphex and energy-optimisation platform GridBeyond.
Ada Ventures is a London-based pre-seed and seed fund founded in 2019 by Check (Francesca) Warner MBE and Matt Bradley, focused on backing diverse founders building breakthrough technology across climate equity, economic empowerment, and healthy ageing. The firm closed its first fund at $50 million and raised a second fund of £63 million in March 2024, bringing total assets under management to over £100 million. Ada distinguishes itself as Europe's first VC fund explicitly designed to address underrepresentation in the startup ecosystem, investing £250K–£1M per company and running a scout and angel programme to surface talent overlooked by traditional networks.
Adyen is a global payments technology company headquartered in Amsterdam that provides a single platform for accepting payments across online, in-store, and mobile channels. Listed on Euronext Amsterdam since 2018, Adyen serves major enterprise customers including Spotify, Uber, eBay, and Microsoft. The company processes hundreds of billions of euros annually and is one of Europe's most valuable public tech companies, with a market capitalization that has exceeded $50 billion. Adyen's end-to-end approach, combining gateway, risk management, processing, and acquiring in one platform, has made it the payments infrastructure of choice for global enterprises.
Ageras is a Copenhagen-based fintech company founded in 2012 that has assembled a comprehensive financial operating system for small businesses through a strategy of organic development and acquisitions. The platform combines banking, accounting software, payroll, invoicing, and tax tools into a single integrated experience, reducing the need for SMBs to juggle multiple vendors. Ageras has acquired companies including Billy, Kontist, and Tellow to build out its stack across Denmark, Germany, and the Netherlands. The company aims to become the default financial backbone for European small businesses.
FinTech Belgium, Sailpeak and Vlerick Business School unveil the third edition of the AI Barometer at SilverSquare North, tracking how Belgian financial institutions are moving from AI experimentation to enterprise-scale deployment, with keynotes, use cases, panel and networking.
An execution-focused AI deployment and investment forum at Hualing Expo Plaza, covering AI strategy, healthcare AI, fintech, and cybersecurity, with a developer track, a 72-hour hackathon, and a startups and funding track. Strong fit for founders building AI-native products.
Invite-style AI & Data summit at Hotel Histria for 200 senior leaders across banking, telecom, healthcare, retail and public sector, with 50+ speakers focused on business value of enterprise AI.
Alan is a Paris-based health insurance and digital health platform founded in 2016 by Jean-Charles Samuelian-Werve (CEO) and Charles Gorintin (CTO) — the only new independent health insurer licensed in France since 1986. It combines group and individual health insurance with a mobile super-app offering reimbursements, telemedicine, mental-health support (Alan Clinic) and Mo, an AI health assistant delivering doctor-reviewed answers. By early 2026 Alan served over one million members across France, Belgium, Spain and Canada, with €785M ARR in 2025 (up 53%) and operational profitability in France. Alan has raised roughly €754M across eight rounds. It reached unicorn status in 2021 with a €185M Series D led by Coatue, and in March 2026 a €100M Series G led by Index Ventures — a backer since its Series A — valued the company at €5bn. Other investors include Temasek, Teachers' Venture Growth, Coatue, Lakestar, Partech, Belfius and DST Global.
Co-founder and CEO of Qonto, the business-banking platform for SMEs and freelancers he co-founded in 2016. He scaled it into one of Europe's most valuable fintechs, backed by Tiger, TCV and Alven.
British challenger bank for established SMEs offering business current accounts, savings, commercial mortgages, and asset and invoice finance. Secured its banking licence in 2019; among the UK's fastest-growing companies.
AltFins is a cloud-based platform for crypto traders to screen, analyze, and trade across multiple exchanges. It provides advanced charting, signals, and portfolio tools used by professional and institutional users. By 2026, AltFins has carved out a niche as a serious trading platform in the crypto analytics market.
Alven is an independent Paris-based venture capital firm founded in 2000 by Guillaume Aubin and Charles Letourneur, making it one of the oldest and most established VC institutions in France. The firm manages €2 billion in assets under management across six successive funds, with its latest fund closing at €350 million in 2022. Alven focuses on seed through Series B investments across B2B software, fintech, marketplaces, developer tools, and consumer technology, predominantly backing French and European startups. Notable unicorn investments include Qonto, Dataiku, and Algolia, alongside a broader portfolio of 164 companies that includes Ankorstore, OpenClassrooms, Happn, and Meero.
Executive at Gate.com (Gate.io), a global cryptocurrency exchange. He is an announced speaker at FUTURUM Payments Georgia 2026 in Tbilisi, addressing crypto markets and payments.
Anyfin is a Stockholm-based fintech founded in 2017 that helps consumers cut the cost of their existing loans and credit-card debt by refinancing them at lower rates, using a photo of a statement and data-driven credit assessment. It has expanded from Sweden into Finland, Norway and Germany with a focus on reducing borrowing costs rather than lending more.
Co-founder and CEO of Pennylane, the accounting and financial-management platform for SMEs and accountants. He scaled it into one of France's fastest-growing fintechs, backed by Sequoia and Partech.
Co-founder and Partner at Movens Capital. Serial tech entrepreneur and investor; founder and CEO of NetSprint (2000–2018), a Polish search engine that grew into a CEE adtech/martech group. Led Movens Fund 1 (2020–2023) to invest roughly €14M across 20 CEE startups before co-anchoring Fund 2 (€60M, 2025). Board roles and angel investments across fintech, e-commerce, and SaaS in Poland and CEE.
Aspora, formerly known as Vance, is a cross-border banking and remittance fintech for the Indian diaspora, primarily serving non-resident Indians sending money to India. It offers international money transfers at live mid-market exchange rates, alongside expanding products including currency savings accounts, bill payments, and mutual-fund investing, with further banking, credit, and insurance services planned. The company launched as Vance in Y Combinator's Winter 2022 batch and rebranded to Aspora in April 2025. It is headquartered in London with additional offices in Bengaluru and Dubai.
One-day Vienna summit bringing together fintech founders, banks, corporates, regulators, and investors. Held with Vienna Blockchain Week and NEOB.ai. Covers digital finance, tokenization, AI, payments, regulation, and enterprise adoption with 500+ attendees and 30+ speakers.
Autenti is a cloud platform for electronic signatures and digital transaction management, letting businesses and individuals sign, send and manage legally binding documents online. It supports qualified, advanced and simple e-signatures under the EU eIDAS regulation, operating across Poland, Germany, Czechia, Slovakia and Spain.
Authologic is a unified digital-identity verification platform aggregating hundreds of eID systems to streamline KYC/AML using electronic IDs, NFC document scanning, facial biometrics and liveness detection. It serves financial services, gaming, telecoms and crypto with eIDAS-compliant checks, used over 150,000 times a day.
AVentures Capital is a Kyiv-based early-stage venture fund with $109M in assets under management, investing in software technology companies founded by Eastern European entrepreneurs building global businesses. Founded by Andriy Kolodyuk and Yevgen Sysoyev, the fund publishes the annual Dealbook of Ukraine, the definitive market study of the Ukrainian tech and venture ecosystem. The 2026 edition documented $498M raised by Ukrainian tech companies in 2025, an 8% year-on-year increase, with defense tech emerging as the fastest-growing sector. The fund remains operationally active in Kyiv and continues to back early-stage founders through the wartime period.
BADideas.fund is a Riga-based early-stage syndicate and pre-seed/seed fund whose 200+ members are operators and founders from CEE unicorns including Wise, Veriff, Printify, and Bolt. The fund is backed by Latvian development bank Altum under the EU ERDF-supported programme, with a total fund size of €20.67 million, active from 2024 to 2029. It focuses on globally ambitious founders from Latvia and the broader CEE region.
Barion is a Budapest-based licensed e-money institution and payment processor that offers online card acquiring, wallet-based payments, and embedded-payment APIs for e-commerce merchants, marketplaces, and software platforms in the CEE region. Regulated by the Hungarian central bank (MNB) and passported across the EU under its e-money license, Barion is one of the few independent merchant-acquiring alternatives to Stripe, Adyen, and the big international PSPs for merchants that specifically want a Hungarian-language, locally supported, lower-fee payment rail. The company has been growing steadily into neighboring markets and into B2B verticals like iGaming and SaaS, and serves as the local reference for fintech founders who want to understand how small EU markets can build their own regulated payment infrastructure rather than reselling others'.
Billon Group is a Polish-British DLT fintech that built a regulated distributed-ledger platform for tokenized cash payments, secure document delivery, and digital identity. The company is led by Wojtek Kostrzewa (also an active Polish angel) and has worked with major European banks and corporates on enterprise blockchain pilots. Billon's technology has been certified by EU regulators for handling regulated electronic-money flows.
Binderr is a compliance and corporate services platform founded in Malta in 2020. Its software automates KYC, KYB, and AML workflows for law firms, accountants, and regulated financial professionals across 180+ countries, combining identity verification, sanctions screening, adverse media checks, and document management in a single tool. Beyond compliance technology, the platform connects businesses to a marketplace of financial, legal, and corporate service providers. Binderr raised a €2 million Seed round in 2024 and maintains offices in Malta, Estonia, the UK, and the UAE.
The West Midlands' largest tech festival, a city-wide week of conferences, exhibitions, and community events. For a Midlands founder it is the main annual opportunity to raise visibility, meet regional investors, and connect with the SuperTech innovation cluster.
Bitpanda is one of Austria's most visible fintech scale-ups and has evolved from a consumer crypto trading app into a broader digital wealth platform. The product now combines access to cryptocurrencies, precious metals, ETFs, and other investment products in a single interface aimed at making investing feel simple for mainstream European users. A major part of Bitpanda's strategic value is not just consumer distribution, but the compliance and infrastructure layer it has built around regulated digital investing. That regulatory posture helped the company move from a retail app narrative toward financial infrastructure, including B2B services that let banks and fintechs offer investing products through Bitpanda's rails. In the European ecosystem, Bitpanda represents the maturation of fintech and digital-asset infrastructure on the continent: not only speculation-led growth, but operational depth around licensing, custody, user onboarding, and cross-border product rollout. Its presence also expands the directory's coverage of companies that sit between retail experience and regulated financial plumbing. That makes Bitpanda a strong reference point for founders and investors tracking how European fintech platforms transition from category breakout into foundational market infrastructure.
Bitstamp is one of the oldest continuously operating cryptocurrency exchanges in the world, founded in 2011 in Ljubljana by Nejc Kodrič and Damijan Merlak as a European alternative to Mt. Gox, and the first crypto exchange to obtain an EU-wide payment-institution license via Luxembourg. The exchange became a workhorse for professional traders and corporate treasuries in the early bitcoin era because of its deep order books, straightforward fiat rails, and relatively boring, compliance-first posture compared to more speculative venues. Bitstamp has moved its headquarters structure across Luxembourg, London, and the US over the years but its Slovenian origin and engineering roots remain, and in 2024 Robinhood announced a USD 200 million acquisition to use Bitstamp as the backbone of its European and institutional crypto business — a validating exit that puts Slovenia on the map for globally significant crypto infrastructure. For the directory, Bitstamp is the canonical Slovenian fintech deep-tech story.
Bitvavo is an Amsterdam-based cryptocurrency exchange founded in 2018 that lets retail and institutional users buy, sell and store digital assets, and is one of the largest crypto trading platforms in the Benelux region by volume. It is registered with the Dutch central bank and has expanded across Europe under the EU's MiCA regulatory framework.
Poland's dominant mobile-payment system, launched in 2015 by Polski Standard Płatności — a joint venture of six major Polish banks. BLIK enables in-store, online, ATM and peer-to-peer payments via six-digit one-time codes generated in a banking app, processes billions of transactions a year and has expanded internationally. Led by CEO Dariusz Mazurkiewicz.
Digital insurance broker offering a marketplace to compare and buy auto, travel, health, life and property policies fully online, plus services like e-vignettes; licensed by the Bulgarian Financial Supervision Commission.
BIG (Bpifrance Inno Génération) 2026, billed as Europe's largest business gathering, takes place on Thursday 8 October 2026 at the Accor Arena in Paris under the theme 'place au culot' (audacity). Organized by Bpifrance, France's public investment bank, it brings tens of thousands of entrepreneurs, SME and corporate leaders, researchers and investors together for hundreds of conferences, masterclasses, expert clinics and networking, free to attend.
Breega is a pan-European early-stage venture capital firm founded in 2016, with offices in Paris, London, and Barcelona. The firm manages over EUR 350M and invests from pre-seed through Series A, writing initial checks of EUR 500K to EUR 5M. Breega focuses on fintech, consumer tech, SaaS, and marketplace models, and has backed companies including Swile, Spendesk, Brigad, and Luko. Led by co-founders Ben Marrel and Francois Paulus, Breega combines capital with an in-house growth team offering hands-on support in hiring, go-to-market strategy, and international expansion across European markets.
Bright Pixel (formerly Sonae IM) is the technology investment arm of Portugal's Sonae Group, operating as a corporate venture studio from Porto and Lisbon. Founded as Sonae IM and rebranded in 2020, Bright Pixel invests EUR 1-5M at Series A and B in cybersecurity, retail tech, telecom, and fintech companies across Europe and Israel. The firm manages over EUR 200M and has backed companies including Outsystems, Feedzai, and S21sec. Bright Pixel provides portfolio companies with strategic access to Sonae's retail and telecom operations for piloting and commercial partnerships.
Founded in 2018 by Georgi Mitov and Elina Halatcheva (joined by Managing Partner Diana Stefanova), BrightCap is a pre-seed and seed VC based in Sofia. Its second fund (BrightCap II) closed at approximately €47.5M in 2025, with the European Investment Fund as a cornerstone LP, and is notable as the first vehicle to blend Recovery and Resilience Facility capital from both Bulgaria and Romania in a single cross-border fund. Managing partners bring operating backgrounds from exits at VMware (Aviaso) and Honeywell (Sciant) rather than traditional finance. BrightCap invests €400K–€3M tickets with sector focus on future of work, digital health, and fintech; the portfolio includes Software Group, Pliant, and FITE.
Brunnur Ventures is an early-stage venture capital firm founded in 2013 and focused on high-growth Icelandic startups. The firm backs scalable B2B software, gaming, biotech, cleantech, and marine-tech companies, writing initial seed cheques and following on through growth rounds. With around 34 portfolio companies, the firm has achieved notable exits including CCP Games and Oculis. Key partners include Founding Partner Sigurdur Arnljotsson and Managing Partner Arni Bloendal.
Europe's largest Bitcoin conference, now in its fourth edition, bringing together 8,500+ enthusiasts, 250+ speakers, and 100+ companies across three stages to discuss Bitcoin technology, economics, sovereignty, and culture.
bunq is an Amsterdam-based digital bank founded in 2012 by Ali Niknam, a serial entrepreneur who self-funded the company with EUR 40 million of his own capital. bunq holds a full European banking license from the Dutch Central Bank and offers personal and business accounts with features like multi-currency support, real-time budgeting, automated savings, and fee-free international transfers. The bank has attracted over 12 million users and reached profitability, with a reported valuation of EUR 1.6 billion. bunq differentiates itself through its user-centric philosophy and sustainability focus, planting trees for every EUR 100 spent by users. It is one of the few European neobanks built without initial venture capital backing.
BUX is an Amsterdam-based fintech founded in 2014 that operates a mobile neobroker, letting retail users across Europe invest in shares and ETFs, often commission-free, through an app aimed at first-time investors. It expanded across several European markets and positions itself as a simple, low-cost gateway to investing.
byFounders is a Copenhagen-based venture fund built around the idea that early-stage founders benefit most from investors who have already built and scaled companies themselves. The firm is backed by a broad collective of Nordic and Baltic founders and operators, giving portfolio companies access not only to capital but also to practical advice on hiring, go-to-market, product development, and international expansion. That structure makes byFounders more than a conventional seed fund; it operates as a networked operating layer for startups emerging from the Nordic-Baltic region. Its importance in the directory is strategic because it fills the middle of the ecosystem pipeline: after founders are incubated by universities, venture builders, or accelerators, but before they are ready for large global growth funds, they need a seed investor that can professionalize the company and prepare it for the next round. byFounders has become one of the clearest examples of that role in Northern Europe. It also helps connect smaller regional startup communities into a shared capital network, which is especially relevant for Baltic and Nordic founders that need international reach early.
One-week fast-track bootcamp at the LHoFT for 10 selected green fintech firms, co-facilitated with LSFI. Participants pitch to investors, meet sustainable finance decision-makers and join the annual LSFI Summit.
Cathay Innovation is a Paris-headquartered global multi-stage venture capital firm founded in 2015, affiliated with Cathay Capital, with offices in San Francisco, Berlin, Madrid, Shanghai, and Singapore. The firm closed its third fund at $1 billion in 2025 — the largest AI-dedicated fund out of the European Union — bringing total assets under management to over €2.5 billion. Cathay invests in vertical AI, digital health, fintech, mobility, and energy across Europe, North America, and Asia, connecting startups with a corporate network of 20+ Fortune 500 partners. The portfolio of over 120 companies includes Glovo, Ledger, Owkin, Alma, and Descartes Underwriting, with eight unicorns, six IPOs, and 18 acquisitions.
Founded in November 2022 as Azerbaijan's first domestically domiciled venture capital fund, Caucasus Ventures was established by the Innovation and Digital Development Agency, PASHA Holding, and individual investors, with a statutory capital of 11.3 million AZN (~$6.6 million). Led by General Partner Mammad Karim, the fund targets post-seed to Series A startups in fintech, edtech, SaaS, cybersecurity, gaming, and e-commerce across Azerbaijan, Georgia, Türkiye, Central Asia, and Eastern Europe. Portfolio companies include Vivoo, Platma, Cognitiwe, Cargon, TASS Vision, and KLIPY. The fund is distinctive as the pioneer institutional VC vehicle in the Azerbaijani ecosystem, backed by state innovation infrastructure and private capital.
Founded in 2015 as the National Innovation Fund (Fondo Nazionale Innovazione) and wholly owned by Cassa Depositi e Prestiti, CDP Venture Capital SGR is the largest venture capital operator in Italy and one of the biggest in Europe, deploying capital through a family of direct and fund-of-funds vehicles with a combined target allocation of over €3.3 billion in its 2024–2028 business plan. It operates across the full lifecycle — from seed (Italia Venture I/II) through growth (Large Ventures, target €700 million) and ecosystem development (VenturItaly II FoF, target €700 million) — covering deep tech, life sciences, digital transition, and sustainability. The portfolio spans 246+ companies, with notable names including Everli and Arduino; its fund-of-funds arms back virtually every significant Italian VC manager. As a state-backed anchor LP and direct co-investor, CDP acts as the cornerstone of the national innovation ecosystem.
A week-long fintech, blockchain, and AI gathering across multiple Bucharest venues, positioned as a Central and Eastern Europe fintech hub event with an awards gala. Useful for fintech founders targeting the CEE market and regional investors.
Cezary Smorszczewski is a Polish financier and fintech investor with nearly three decades of experience across state energy, banking and private equity. He co-founded Alior Bank in 2008 and led it to a ~$2bn London listing in 2012, then ran Private Equity Managers S.A. before launching Corviglia Capital Fund, a Luxembourg-based global fintech growth-equity vehicle. He has held senior roles at PKN Orlen and Bank Pekao and currently sits on the boards of Twisto, Upaid, Sparados and Moleo, investing across CEE fintech and technology.
Chainalysis was co-founded in 2014 by Danish entrepreneur Michael Gronager to bring transparency to crypto markets. The company builds blockchain analytics software used by exchanges, regulators, and law enforcement to trace illicit activity and manage compliance risk. Chainalysis grew into a global leader in crypto intelligence, raised major rounds, and built offices worldwide while keeping a Danish engineering footprint. It is one of the most valuable companies with Danish founding roots in the blockchain sector.
Founded in 2017, Change Ventures is the largest pan-Baltic pre-seed and seed fund, backing ambitious founders across Estonia, Latvia, and Lithuania as well as Baltic diaspora entrepreneurs worldwide. Managed by Andris K. Berzins and a team with over 45 years of combined operating experience, the firm closed its €49M Fund II — the largest seed VC fund ever raised in the Baltic States — supported by the European Investment Fund's Baltic Innovation Fund. The firm invests €400K–€3M in B2B and SaaS technology startups, with a strong focus on the Baltic region's next-generation founders. Fund III of €20M doubled down on pre-seed, cementing Change Ventures as the defining early-stage regional franchise.
Checkout.com is a London-headquartered payments infrastructure company that provides a unified API for online payment processing, supporting card payments, local payment methods, and payouts across 150+ currencies. The company serves enterprise merchants including Klarna, Coinbase, Sony, and Grab, and was valued at $40 billion at its peak in 2022. Checkout.com competes directly with Adyen and Stripe in the enterprise payments space.
Cherry Ventures is a Berlin-headquartered seed-stage venture capital firm founded in 2012 by Filip Dames, Christian Meermann, and Daniel Glasner, three serial founders who previously built and exited companies in the Rocket Internet orbit and wanted a fund that operated like an ex-operator first-round partner rather than a traditional generalist. The firm has grown into one of the most consistently visible seed funds in Europe, with over EUR 750 million under management across five generations of funds and a portfolio that includes FlixBus, GetYourGuide, Auto1 Group, Forto, Infarm, Flink, Juni, and Choco. Cherry invests from EUR 500K to EUR 4M at pre-seed and seed across consumer, marketplaces, B2B SaaS, fintech, and climate tech, and opened offices in London, Paris, and Stockholm during the 2021-2023 expansion cycle. It is one of the relatively small group of European seed funds that regularly competes head-to-head with US tier-one firms on European first checks.
Christian Hecker is Co-founder & CEO of the mobile broker and bank Trade Republic. A founder in the German startup ecosystem, Christian leads the mobile broker and bank Trade Republic.
Circit is a Dublin-based fintech that provides an independent verification layer for the global audit and financial services industry, connecting auditors directly with banks, financial institutions, and counterparties to validate financial data at source. Founded in 2017, the platform is used by all top 20 global audit networks and spans a verification network of over 30,000 banks and evidence providers. In February 2026, Circit secured $22 million in growth equity led by Ten Coves Capital, bringing total funding to over $31 million.
Cryptocurrency payment gateway founded in Tbilisi in 2020, enabling merchants to accept payments in multiple cryptocurrencies and settle in USD, EUR, GEL, or TRY. CityPay has onboarded over 600 business partners in Georgia including international hotel chains. The company raised seed funding in 2023 from Presto Ventures and Tether, with Tether subsequently investing an additional $10 million in 2024 as a principal partner.
Clarity AI is a sustainability-technology platform that uses machine learning and big data to measure the environmental, social and governance (ESG) impact of companies, funds and governments. It serves financial institutions and regulators, covering 70,000+ companies and 400,000+ funds.
Cleo is a London-based fintech founded in 2016 that offers an AI-powered money assistant delivered as a chat app, helping mostly younger users in the US and UK budget, save, manage debt and improve their financial health through conversational nudges and cash-advance features. It reached unicorn status on the back of rapid US growth.
Cobee is a Madrid-based digital employee benefits and flexible compensation platform that lets companies offer and employees manage benefits such as meal vouchers, training, health and life insurance, wellbeing and discounts through a single app and card. The company expanded beyond Spain into Portugal and Mexico, serving over 1,500 clients. In 2024 global employee-benefits company Pluxee acquired Cobee, which continues to operate as part of the Pluxee group.
Cogito Capital Partners is a Warsaw- and New York-based growth-stage venture firm founded in 2019 by Sylwester Janik (formerly a senior partner at MCI Capital) and Martin Jasinski. It backs later- and early-growth-stage B2B technology companies with Central and Eastern European roots that are scaling globally, with a particular emphasis on US expansion, addressing the Series B+ equity gap for European scale-ups (typically €5–10M+ ARR) across enterprise software, fintech and healthtech. Cogito has raised two funds: Cogito Fund I (2019, ~€61M, anchored by the EIF and PFR) and Cogito Fund II (target €125M, first close €90M+ in 2024, with EBRD, IFC and BGK among LPs), writing cheques of €5–15M. Its portfolio spans companies including Preply (language-learning unicorn), Allica Bank (UK SME-bank unicorn), Katana (Estonian cloud ERP, Series B led by Cogito), Nomagic, Finom and Alcatraz AI. Fund I also produced a landmark exit when Applica.AI was acquired by Snowflake in 2022.
Fintech ecosystem providing AI-driven credit scoring, micro-credit, BNPL and investment services to consumers, plus B2B Banking-as-a-Service infrastructure for third parties.
Comudel develops a business operating system that automates workflows, legal contract handling, and AI-assisted financial operations for companies. Founded in 2022, it is associated with Unicorn Factory Lisboa and Instituto Pedro Nunes, operates from The Fintech House in Lisbon, and participated in the SPRINT accelerator focused on compliance and enterprise operations.
Chief Product & Strategy Officer at Allica Bank, the UK SME-focused challenger bank. A serial fintech founder who previously built and led Funding Options before joining Allica, he is an announced 2026 speaker at the Open Banking Expo UK & Europe in London.
Regional stop of the Conversion Conf affiliate-marketing circuit, bringing CPA networks, advertisers, media-buyers, and ad-tech vendors to Kyiv for one day of talks, expo, and deal-making. Sister events run in Warsaw and Limassol.
Copenhagen Fintech is Denmark's national fintech cluster organisation and the operator of the Copenhagen Fintech Lab, established in 2016 as a joint initiative of the country's major financial institutions — Finans Danmark, Finansforbundet, Nets, SDC and the City of Copenhagen. From its co-working hub in Copenhagen's harbour district it has housed more than 1,500 fintech residents and incubated 630+ programme alumni over a decade, with around 45 companies in the Lab at any time and corporate partners spanning Danske Bank, Nordea, Nykredit, Mastercard and Visa. Beyond co-working, Copenhagen Fintech acts as a system-level actor for the Nordic fintech ecosystem: it runs Nordic Fintech Week (2,500+ attendees from 50+ countries), stage-specific programmes from incubation to corporate fast-tracks, and international delegations. In 2025 it co-authored Denmark's first National Fintech Strategy and launched the Nordic Fintech Center with four Danish universities. The hub helped incubate unicorns including Chainalysis, Pleo, Lunar and Flatpay, cementing its role as connective tissue between Danish academia, financial incumbents and the startup ecosystem.
Distributed fintech festival across Copenhagen hosted by Copenhagen Fintech, with sessions at banks, fintech offices, and innovation hubs. Covers payments, open banking, green finance, and insurance innovation with a Nordic lens. 3,000+ participants across the week. Most sessions free.
Coverflex is a Portuguese startup that builds a compensation management platform bringing together every part of employee compensation beyond salary, including flexible benefits, insurance, meal allowance and exclusive discounts in a single product. Employees manage their benefits, meal allowance, insurance and discounts through the Coverflex app and card, and can direct part of their balance toward savings products. Founded in 2019, it operates across European markets including Portugal, Italy and Spain. In February 2023 it raised a €15 million Series A round to support its European expansion.
Credo Ventures is a Prague-based early-stage VC focused on Central and Eastern Europe. The firm manages about EUR 250m across four funds and is currently investing out of Fund IV, writing initial checks up to roughly EUR 5m. Credo backs founders from pre-seed to Series A and has supported breakout CEE companies including UiPath, Productboard, and ElevenLabs. Key partners include Ondrej Bartos and Vladislav Jez, alongside partners such as Tomas Burian and Michal Cernocky. The firm is known for hands-on support and long-term follow-on capital in the region.
Crowberry Capital is a Nordic seed and early-stage venture fund founded in 2017 in Reykjavik, with additional offices in Copenhagen and Stockholm. The all-female founding team backs technology startups across the Nordics, with a particular focus on SaaS, digital health, fintech, and gaming. Its second fund closed at €90 million and the firm has invested in over 34 companies. Notable portfolio companies include Lucinity (AI anti-money laundering) and Mainframe Industries (cloud-native MMO gaming).
Crowdberry is a licensed Slovak–Czech equity crowdfunding and venture investment platform founded in 2015 in Bratislava, enabling retail and institutional investors to co-invest in vetted SMEs and real estate projects. Its group manages over €120 million in assets across more than 70 portfolio companies in Slovakia and Czechia. Institutional backers include Tatra Private Banking and, since October 2024, Slovenská sporiteľňa (Erste Group) as a strategic minority owner. Subsidiaries cover seed-stage VC (CB Investment Management), real-estate funds, and a social-impact vehicle (CB ESPRI).
Organizer of the Crypto Finance Conference, an exclusive invitation-only event held in St. Moritz since 2018. The intimate gathering brings together 200+ crypto fund managers, blockchain founders, and institutional investors for high-level discussions on digital assets, DeFi protocols, and regulatory frameworks shaping the future of decentralized finance.
Investor-focused blockchain and digital assets conference held in the Swiss Alps, attracting institutional investors, crypto fund managers, and Web3 founders. Features intimate networking in a premium setting with high-net-worth participants. Particularly valuable for blockchain startups seeking Swiss and European institutional capital.
Switzerland's leading blockchain conference, in its 8th edition at Hochschule Luzern's Rotkreuz campus in the heart of Crypto Valley, gathering builders, investors, policymakers, and researchers. For a web3 founder it offers direct access to the Zug ecosystem of crypto-friendly regulators, funds, and infrastructure providers.
Cross-border payments and multi-currency API infrastructure for banks, fintechs and FX brokers. Acquired by Visa in 2021 but still operates its own standalone brand and website.
Switzerland's largest blockchain, AI and digital-assets business conference at Kongresshaus Zurich. Two days, four stages, 3,000+ attendees and 250 speakers spanning Web3, AI and tokenized finance for founders, investors, institutions and policymakers.
Cyprus's leading technology and startup conference held in Limassol, the island's emerging tech hub. Covers fintech, shipping tech, and SaaS with a focus on Cyprus's advantages as an EU jurisdiction with favorable tax policies. Attracts 1,200+ attendees including founders from the large Eastern European and Israeli expat communities. Tickets from EUR 100-250.
Daphni is a Paris-based venture capital firm founded in 2015 by Pierre-Eric Leibovici, managing over €500 million in assets under management across three funds. The firm targets seed and Series A investments in European technology startups, writing cheques from €500K to €10M, and distinguishes itself through a community-driven model that engages its network of founders, operators, and investors as active contributors to portfolio companies. Daphni's third fund, Daphni Blue, began its first close at €200 million in March 2025, backed by LPs including Crédit Mutuel Arkéa, Bpifrance, and the European Investment Fund. Notable portfolio companies include Back Market, Swile, and Epic, with three unicorns, one IPO, and 22 acquisitions across the portfolio.
CEO of Polski Standard Płatności, operator of the BLIK mobile-payment system, since 2017. He previously built SkyCash Poland into one of the country's fastest-growing mobile-payments companies as its CEO, and held senior roles at Interia.pl.
Enterprise data platform startup founded in Tbilisi in 2021, offering the Unistream product — a data warehouse, automated reporting, and AI-assisted analytics suite aimed at the financial sector. DataMind is used by approximately 70% of banking organisations in Georgia and is backed by 500 Global. The company is targeting expansion into the Baltic states, Eastern Europe, and Central Asia.
DataSnipper is an Amsterdam-based software company that develops an intelligent automation platform, delivered largely as an Excel add-in, which uses AI to extract, cross-reference and validate data from documents for auditors and finance teams. It became a unicorn in 2024 after a 100 million dollar funding round led by Index Ventures and is used by audit firms and finance departments worldwide.
Vice President for Georgia and Armenia at Mastercard, leading payments and digital-commerce partnerships in the region. He is an announced speaker at FUTURUM Payments Georgia 2026 in Tbilisi.
Managing Partner and Head of Europe & Israel at Eight Roads Ventures, the global venture platform backed by Fidelity. He leads the firm's growth-stage investments in European and Israeli software, fintech and consumer companies.
DDD Invoices is a Ljubljana-based API-first compliance platform that lets software vendors, ERPs, accounting tools, and marketplaces emit fully compliant e-invoices and fiscal reports across dozens of jurisdictions through a single integration. The product abstracts country-specific formats (Peppol BIS, FatturaPA, UBL, FacturX, SAF-T, FA_VAT and others), government clearance flows, digital signing requirements, and archival rules, so the customer team does not have to track the dozens of overlapping mandates that the EU's VAT in the Digital Age (ViDA) agenda is phasing in. The company's bet is that mandatory structured e-invoicing across the EU between 2026 and 2030 turns what used to be a back-office nice-to-have into a default requirement, and that most vertical SaaS builders would rather buy than build that compliance layer. It is one of the clearest examples of a Slovenian B2B SaaS built directly against upcoming European regulation.
Dealita.ai is an AI-powered deal-flow management platform that automates the screening and initial evaluation of inbound investment opportunities for venture capital and private equity funds. Its algorithms process pitch decks and company data to perform initial filtering and scoring against investor-defined criteria, reducing manual triage workload. Dealita won the Startup of the Year 2024 award in Riga.
Cloud-native no-code/low-code business rules engine (BRMS) for decision automation in pricing, credit scoring, claims, fraud and data validation; processes 100M+ decisions daily for clients in 30+ countries.
Founded in 1994, Delta Partners is one of Ireland's longest-running venture capital firms, investing EUR 0.5-3M at seed and Series A in enterprise software and consumer technology across Ireland and the UK. The firm manages over EUR 300M across multiple funds backed by Enterprise Ireland and private LPs. Delta has backed 90+ companies including Movidius (acquired by Intel), CurrencyFair, and Luzern. The team focuses on capital-efficient B2B and consumer startups with international scaling potential.
A full-day summit at City of Dreams Mediterranean on the convergence of crypto, blockchain and mainstream finance. Sessions cover MiCA and DORA regulation, the Digital Euro and CBDCs, stablecoins, tokenization of real-world assets and institutional digital-asset allocation, through keynotes, fireside chats and panels.
Sofia's leading digital economy conference organized by Capital newspaper, attracting 1,000+ executives, founders, and policymakers. Covers digital transformation, e-commerce, and fintech with a strong focus on the Bulgarian and SEE markets. Tickets around EUR 50-150.
Two-day summit at the RDS in Dublin with around 8,000 attendees, 300+ speakers, and strong buyer presence from IDA-backed multinationals. Passes typically EUR 300-700 with startup rates available. Programming emphasizes B2B startup-to-enterprise partnerships across cloud, SaaS, fintech, and AI, a key pipeline for founders targeting Irish and UK buyers.
Early Game Ventures is a Bucharest-based venture capital firm that launched its first fund in 2019 focused on Romanian tech startups, achieving a reported 45% IRR on Fund I with 4 exits from 28 portfolio companies including Bunnyshell and Profluo. In April 2024 the firm launched Fund II targeting €60 million to invest in early-stage startups across CEE — primarily Romania (60–70%), with the remainder across Europe — at ticket sizes up to €6 million. Focus sectors include SaaS, AI, cybersecurity, fintech, and deep tech.
Luxembourg-based digital platform for company incorporation and accounting. Enables entrepreneurs to register a SARL or SARL-S 100% online in five days with no paperwork, paired with a smart accounting dashboard for VAT tracking, invoicing, and expense management from €90/month. Designed by Luxembourg fiduciary professionals.
Europe's premier payments and transaction banking summit, organised by the Euro Banking Association and Finextra at Bella Center Copenhagen. Brings together 1,400+ professionals and 100+ speakers across open banking, payments, digital identity, and cross-border innovation.
26th EBAN Congress brings hundreds of European business angels, VCs, and ecosystem leaders to Vilnius for keynotes, an awards gala, and a Lithuanian startup study visit, with focus on Space & Defence Tech, BioTech, and CleanTech.
EBO is a Malta-founded conversational and generative AI company specialising in automated customer engagement for regulated industries. Founded in 2017 by Dr. Gege Gatt, the platform deploys multilingual Virtual Agents across healthcare, financial services, telecommunications, and iGaming, operating in over 100 languages and delivering 24/7 automated dialogue across any channel. EBO's clients report over 80% reduction in customer interaction costs. The company has raised $3.5 million, counts BMIT Technologies among its investors, and operates from Birkirkara with additional offices in London and Milan.
Eight Roads Ventures is the global venture capital platform of Fidelity, tracing its roots to Fidelity Ventures (1969). Headquartered in London for its European and Israeli operations, it invests exclusively from Fidelity's balance sheet rather than raising external LPs — a structure that affords long holding horizons. The European arm has deployed four successive funds, growing from £100M to a $450M fourth fund (2021), within a global platform managing over $5bn across Europe, Israel, India and Asia. The London team focuses on growth-stage and scale-up investments, writing $5–50M cheques into companies past product-market fit (roughly Series A–C) in SaaS and enterprise software, fintech, healthtech, consumer technology and climate tech. Notable European portfolio companies include Spendesk (France), Hibob (Israel/UK), Funnel.io (Sweden), Tibber (Norway), Swan (France) and Amenitiz (Spain); key exits include InnoGames (€260M to MTG, 2016), Compte-Nickel (BNP Paribas, ~€200M, 2017) and Made.com's 2021 London IPO. The team is led by Managing Partner Davor Hebel with partners Lucile Cornet and Michael Treskow.
Eileen Burbidge MBE is a British-American venture capitalist and Founding Partner of Passion Capital, an early-stage London VC she co-founded with Stefan Glaenzer in 2008, with notable portfolio companies including Monzo and GoCardless. A computer science graduate of the University of Illinois, she built her early career at Apple, Sun Microsystems, and Skype before moving to London in 2004. She served as the UK Treasury's special envoy for fintech from 2015 and was appointed MBE for services to entrepreneurship the same year.
EIT Digital Accelerator is a pan-European programme backed by the EU's European Institute of Innovation and Technology (EIT), supporting deep tech scaleups with tailored business development, investor introductions, and international customer acquisition since 2012. It operates across 18 European cities and a San Francisco hub, and has supported nearly 300 startups that collectively raised €1.5 billion, with over €100 million directly facilitated by the Accelerator. Focus areas include AI, cybersecurity, digital industry, digital health, and fintech.
Lisbon-based blockchain derivatives trading platform providing on-chain perpetual futures and options markets with institutional-grade execution infrastructure for algorithmic traders. Raised €1.7M seed at a €17M valuation in May 2026.
Elastics is a Warsaw-based startup building an AI-native operating system for prediction markets. Powered by auditable AI agents, its platform lets traders build and automate trading workflows in plain language, from signal generation through execution. The company was founded in April 2025 by Szymon Pawica (CEO) and Mateusz Brodowicz (CTO).
Elevator Ventures is the corporate venture capital unit of Raiffeisen Bank International, co-backed by Raiffeisen-Holding Niederösterreich-Wien and Raiffeisen-Landesbank Steiermark, managing funds of more than €100 million. The firm targets Series A and B fintech and beyond-banking companies, with a focus on the DACH and CEE regions, and has invested over €60 million in 21 companies, achieving seven exits. It originated from Elevator Lab, an RBI accelerator launched in 2017 to scout startup partners globally.
Founded in 2012 by Daniel Tomov, Dilyan Dimitrov, Ivaylo Simov, and Jon Bradford, Eleven Ventures is one of Bulgaria's oldest and most active pre-seed and seed funds, with 170+ investments across South-Eastern Europe over 13 years. Its third fund (Eleven Fund III) closed at €60M in January 2022 backed by the EIF and 60+ individual LPs, targeting fintech, healthcare, future of work, sustainable food, and ecomtech. Notable exits and portfolio names include Payhawk, Quantive (formerly Gtmhub), SMSBump (acquired by Yotpo), Dronamics, and NitroPack. The first fund was listed on the Bulgarian Stock Exchange in 2020 via a spin-out called Eleven Capital.
Enfuce is a cloud-native card issuing and payment processing platform that enables banks, fintechs and brands to launch and scale payment programmes across Europe. Founded in 2016 and holding EMI licences from both the Finnish FSA and the UK FCA, the company raised €45 million in a Series C round led by Vitruvian Partners with participation from Visa and Maki.vc. With 280 employees and ambitions to 10x revenue by 2030, Enfuce became Finland's largest fintech startup. In March 2026, co-founder Denise Johansson took sole CEO responsibility as the company accelerates European expansion.
Entrepreneur First (EF) is a London-headquartered talent-first investor founded in 2011 by Matt Clifford and Alice Bentinck, both former McKinsey consultants. EF pioneered the concept of Talent Investing — recruiting exceptional individuals before they have a co-founder or idea, then supporting them to form teams and build companies — across offices in London, Paris, Bangalore, New York, and San Francisco. The firm manages a fund of $158 million and has helped create over 600 companies with a combined portfolio value exceeding $11 billion. EF's standout portfolio companies include Tractable (AI for accident repair, valued at ~$1 billion), Cleo (personal finance AI), and Magic Pony Technology (acquired by Twitter).
EQT Ventures is the VC arm of EQT Group, launched in 2016 in Stockholm with offices in London, Berlin, and San Francisco. Managing over EUR 2.2B, the firm invests EUR 1-25M from seed through Series C in AI, fintech, mobility, and marketplaces. EQT Ventures uses Motherbrain, its proprietary AI deal-sourcing platform, to identify opportunities early. Portfolio includes Einride, Epidemic Sound, Voi, and Wolt. The fund leverages EQT's network of 300+ industrial advisors for strategic support.
Founder and CEO of Unalivio, and a confirmed speaker at Web3 Warsaw 2026. Works on blockchain-based solutions for financial access and crypto adoption in emerging markets.
Esas Ventures is the venture capital arm of Esas Holding, Turkey's largest family-owned investment group backed by the Şevket Sabancı family, founders of the Sabancı Holding conglomerate. Founded in 2018 and operating from Istanbul with a London presence, the fund has built a portfolio of 38+ companies including four unicorns, with Getir, Deel, and Misfits Market among its most notable exits and holdings. The firm invests primarily at Seed and Series A stages in B2B SaaS, marketplaces, and consumer tech, with a global mandate spanning Turkey, the US, and Europe. Esas Ventures backed Insider through its $500M Series E led by General Atlantic, underscoring its capacity for large follow-on rounds.
Summit at the Mediterranean Conference Centre with 2,500+ attendees and 400+ investors. Features the Big Pitch Competition with a prize package worth over EUR 1M and strong media visibility.
Eurasia Tech Week (ETW) is a B2B technology exhibition and conference at the Istanbul Congress Center bringing together technology companies, investors and industry leaders across the Eurasian region. The programme spans telecommunications and connectivity, fintech and payments, consumer technology, data centre and cloud, and a deep-tech and startup zone, combined with keynote panels, B2B networking and startup pitch competitions.
Leading European blockchain and Web3 conference in Barcelona, bringing together 3,000+ crypto founders, investors, and enterprise blockchain leaders. Features startup pitching, regulation panels, and fintech innovation talks. Covers DeFi, tokenization, and institutional digital assets. Particularly relevant for Web3 startups seeking European market visibility.
Developer-first encryption infrastructure that lets businesses collect, tokenize and orchestrate sensitive payment and card data without handling it in plaintext, cutting PCI DSS compliance cost and time. Founded in Dublin, 2019.
Exness is a Limassol-headquartered retail CFD and forex broker that has quietly become one of the largest trading venues in the world by monthly volume, routinely reporting trillions of dollars in turnover from retail and professional clients across Asia, the Middle East, Africa, and Latin America. The company operates a proprietary matching and risk-management stack, auto-executes deposits and withdrawals for most of its payment methods, and is regulated by the Cyprus Securities and Exchange Commission (CySEC) in the EU, the FCA in the UK, and a mesh of tier-two regulators covering its non-EU corridors. Founded in 2008 by a small team of Russian-origin quants who chose Cyprus for its EU/MiFID access and English-speaking talent pool, Exness today employs over 2,000 people and is the anchor tenant of the Limassol fintech cluster that also includes crypto exchanges, prop shops, and several CFD challengers. In the European ecosystem it is the most commercially successful Cypriot financial-services company and a useful anchor for understanding why Limassol became a global retail-trading hub.
Experior Venture Fund is a Warsaw-based venture capital firm that invests in early-stage technology startups, notably in fintech, medtech and digital services, typically at seed and Series A stages. One of Poland's prominent independent VCs, it is known for being co-led by women investors and backs founders across Central and Eastern Europe.
Expon Capital is a Luxembourg-based venture capital firm founded in 2015 by Alain Rodermann, Jérôme Wittamer, Lily Wang, and Marc Gendebien. The firm has deployed over €90 million across 33 companies in 14 countries through successive Digital Tech Funds, with Fund IV planned for 2026. It backs seed and early-stage tech startups across cybersecurity, fintech, regtech, digital health, and edtech, with a particular focus on Luxembourg-origin companies. Notable portfolio successes include Salonkee, which grew to 250+ employees and raised a €28 million Series B led by PeakSpan Capital after Expon's initial investment.
Factory300 is Linz's flagship startup coworking venue, launched in summer 2017 inside Haus CASABLANCA at Peter-Behrens-Platz 10 within the historic Tabakfabrik complex. The space spans 3,200 square metres and hosts roughly 400 members representing more than 180 businesses, ranging from solo freelancers to corporate innovation teams. Membership tiers run from day passes at €37 through the Family plan (€123/month, flexible seating, 24/7 access) up to a dedicated Fixly desk at €346/month. In November 2018 Factory300 extended into the Strada del Startup — a 230-metre internal production street offering 57 private office units with around 300 additional workplaces, at that point roughly 80 percent occupied at launch. Corporate anchors Fill, MIBA, and Raiffeisenlandesbank OÖ hold memberships alongside growth-stage startups. Notable alumni include Blockpit, which raised €8.4 million in crypto-tax software funding, and Celantur, an automotive technology spin-out. Factory300 runs regular community events, a lending library of meeting-room credits, and maintains ties to the broader Upper Austrian startup support network through its location within the Tabakfabrik ecosystem.
AI-native fraud and financial-crime prevention platform for banks and payment networks, securing trillions in payments annually. Founded 2011; unicorn since 2021; selected by the ECB for Digital Euro fraud prevention.
Feelsgood Capital was founded in 2019 and officially licensed by the Croatian Financial Services Supervisory Agency on June 10, 2020, making it the first social impact investment fund in Croatia and the third VC to launch in the country with an entirely Croatian team. Led by Managing Partners Renata Brkić, Domagoj Oreb, Vedran Blagus, and Dinko Novoselec, the fund manages approximately €30 million targeting Croatian and Slovenian ventures. It backs pre-seed through Series A companies delivering measurable social impact in financial inclusion, agriculture, circular economy, education, and healthcare. Portfolio companies include GameBoost and VIDI X, with roughly 12 investments to date.
Fenergo is a Dublin-based provider of AI-powered client lifecycle management (CLM), Know Your Customer (KYC), and anti-money laundering (AML) software for global financial institutions. Founded in 2009, the company automates client onboarding and regulatory compliance workflows for banks, asset managers, and capital markets firms. Recognised as a category leader in the 2026 Celent KYC CDD / CLM Report, Fenergo serves major institutions including DNB Bank and Gen II Fund Services, with over 850 employees worldwide.
Polish card-payments infrastructure provider licensed for card issuing, acquiring, and money transfer. Fenige's platform powers card-based money transfers (card-to-card push payments) and payment products for fintechs, banks, and corporates. An early Movens Capital portfolio company; exited via a strategic sale.
Fil Rouge Capital was founded in 2014 in Zagreb and is the most active early-stage VC fund exclusively dedicated to Croatian startups, having deployed capital into over 170 companies. Its second fund, Fil Rouge Capital II (€45 million), was co-funded by the European Investment Fund with €32.55 million under the Croatian Venture Capital Initiative. Founding Partners Julien Coustaury and Roger Blott, joined by Partner Stevica Kuharski, focus on pre-seed, seed, and Series A across all sectors, with notable portfolio outcomes including participation in the ecosystems around Infobip and Rimac. The fund has recorded 2 unicorns and 12 acquisitions across its portfolio.
Cloud-native, API-first core banking platform offering Financial Functions as a Service, with composable lending, deposits, payments and treasury modules for banks and financial institutions.
Finch Capital is an Amsterdam-based venture capital firm founded in 2013, specialising in early-stage investments in European fintech, insurtech, and financial infrastructure. The firm manages approximately $400 million across three funds, with its third European fund targeting €150 million. Finch has invested in 51 companies across the UK, Netherlands, and wider Europe, focusing on seed and Series A rounds in companies applying technology to financial services including payments, lending, insurance, and wealth management. Notable portfolio companies include BUX (European retail investing), with the firm also backing Grab in Asia, and exits including 12 acquisitions from its portfolio.
Finery Markets is a Limassol-based institutional crypto trading infrastructure company, founded in 2019 by Konstantin Shulga and Ilia Drozdov. The platform operates as a non-custodial, over-the-counter ECN connecting crypto businesses to deep liquidity pools across 200+ crypto and fiat currency pairs. In Q2 2024, the platform processed over $5 billion in trading volume, serving clients in 35+ countries. The company raised $5.5 million in seed funding in 2022 from investors including G1Ventures, gumi Cryptos, and Shima Capital.
FINMAP is a Kyiv-based cash-flow management and financial analytics platform built specifically for small and medium businesses that have outgrown spreadsheets but cannot justify a full ERP rollout. The product gives owners and finance managers a single live dashboard showing bank balances, payable and receivable pipelines, scenario-based cash forecasts, and customizable P&L views, with bank and payment-service integrations across Ukraine and multiple EU markets that pull transactions automatically instead of relying on manual CSV imports. FINMAP's wedge is that it is explicitly designed around the mental model of an SME founder — 'will I run out of money in six weeks?' — rather than the analyst-first model of incumbent finance tools, and that has made it one of the more successful Ukrainian fintech SaaS exports targeting the CEE region. It is a useful data point for how Ukraine's engineering talent continues to ship commercial B2B software despite the wartime backdrop.
Finom is an Amsterdam-based fintech company offering digital financial services for small and medium-sized enterprises, freelancers, and entrepreneurs across Europe. Its platform combines a business account with local IBANs, invoicing, business debit cards with cashback, payment processing, expense tracking, and accounting software integrations. The company operates in markets including Germany, France, Italy, Spain, the Netherlands, Belgium, Poland, Portugal, and Austria. In 2025 Finom raised a €115 million Series C round led by AVP, in addition to non-dilutive growth capital from General Catalyst's Customer Value Fund.
Fintech demo conference with a no-slides rule: 7-minute live product demos only. Price: about GBP 2299 general, with startup rates around GBP 799. Audience skews to senior banking decision makers looking for vendors.
Lithuania's flagship fintech conference reflecting Vilnius's status as a European fintech licensing hub with 200+ licensed firms. Attracts 2,000+ attendees including regulators, banks, and fintech founders. Strong focus on payments, open banking, and embedded finance.
An annual gathering of the Irish financial-services and fintech ecosystem at Dublin Docklands, with 200+ delegates. A focused, founder-relevant venue for fintech and regtech startups targeting Ireland's international financial-services cluster.
European debut of the meetings-first fintech event: 2,500+ senior attendees, 650+ hosted buyers from banks & PSPs, and 25,000+ pre-scheduled double opt-in meetings across payments, banking, lending and embedded finance. 70% C-suite.
The tenth annual FinTech North Leeds conference, debuting a Pitch360 startup competition and backed by West Yorkshire Combined Authority and Mastercard. A direct, founder-relevant day for a Northern fintech startup to pitch, meet investors, and connect with corporates.
The sixth annual Newcastle conference from FinTech North, the focal point for fintech in the North East. Aimed at fintech founders, banks, and investors, it covers payments, AI, fraud, and regulation — a practical day for a North-East fintech startup to meet partners and corporates.
The fifth-anniversary edition of LHoFT’s flagship recruitment and networking fair at LuxExpo The Box, connecting students, graduates and professionals with leading fintech and finance employers. The fair gathers thousands of attendees and recruiters around careers in finance, fintech, AI, data, blockchain and digital transformation, with company pitches, keynotes and talks.
FinTech Scotland is a strategic cluster management organisation established in 2018, dedicated to driving financial inclusion through fintech innovation and collaboration across Scotland. Based in Edinburgh, it supports an ecosystem of over 250 fintech firms spanning WealthTech, InsureTech, RegTech, Payments, and Open Banking. It leads the Financial Regulation Innovation Lab (FRIL) as part of the UK Government's Innovation Accelerator programme and is an active partner in Glasgow Tech Week.
A national fintech summit at the EICC Edinburgh, with content spanning green wealthtech, payments, and AI. Good for a Scottish or UK fintech founder wanting investor and ecosystem exposure at low cost.
Billed as the UK's largest fintech festival, with nine content stages on open finance, payments, embedded finance, AI transformation, and fraud at The Brewery in London. For a fintech founder it offers broad coverage of regulatory and product trends plus access to banks and incumbents in one place.
Expo and conference in Amsterdam focused on the latest trends and innovations in financial technology. Covers payments infrastructure, open banking, embedded finance, and crypto regulation. Attracts fintech founders, banking executives, and investors. Valuable for fintech startups seeking partnerships and market expansion in the Benelux region.
FintechOS is a Bucharest-founded technology infrastructure company that provides a low-code platform enabling banks, insurers, and financial institutions to rapidly build and launch digital financial products without replacing their legacy core systems. The platform accelerates digital transformation for incumbents by offering pre-built components for lending, onboarding, insurance, and wealth management that can be customized and deployed in weeks rather than months. FintechOS has raised over $60 million from investors including Draper Esprit and Earlybird, and serves financial institutions across Europe and Asia. It is one of Romania's most prominent B2B fintech companies and a key example of how the country's engineering talent is being applied to modernize global financial services infrastructure.
FIZ is a Lisbon-based fintech building a mobile-first "neo accountant" for Portugal's self-employed professionals and small businesses. The platform pairs AT-certified invoicing with automated VAT and Social Security filings and an AI fiscal assistant, and backs declarations with an "Escudo Fiscal" guarantee that covers up to EUR 1,500 of penalties per declaration. It runs on a freemium model, offering a free invoicing tier alongside paid plans at EUR 9.99 and EUR 14.99 per month, and reports more than 15,000 users invoicing over EUR 8M through the platform each month. For the directory, FIZ illustrates how vertically integrated tax-automation tools are reaching independent workers in markets where compliance has traditionally required a human accountant.
Flanks is a Barcelona-based WealthTech platform that aggregates multi-custodian investment portfolio data for banks, wealth managers, and advisory firms. Founded in 2019 by Joaquim de la Cruz, Álvaro Morales (ex-Global Head of Santander Private Banking), and Sergi Lao, it is regulated as an AISP by the Bank of Spain. In early 2026 Flanks launched an AI Financial Advisor co-pilot, was selected by CaixaBank to power its GlobalView private banking aggregation, and introduced EDX — Europe's first standardised financial data exchange protocol. Over 100 institutions managing €37B+ in portfolios use the platform. Total funding: €14M (Series A, February 2025).
Flatpay is a Danish fintech founded in 2022 that provides card payment terminals, point-of-sale systems, and online payment solutions for small and medium-sized merchants. The company differentiates itself with a flat, transparent pricing model with no setup fees, no monthly subscriptions, and uniform rates across card types, alongside data-analytics dashboards for merchants. Headquartered in the greater Copenhagen area, it operates across several European markets including Denmark, Finland, France, Germany, Italy, and the UK. In November 2025 it raised a 145 million euro Series C round at a 1.5 billion euro valuation, reaching unicorn status.
Flowdesk is a Paris-based digital-asset trading and technology firm founded in 2020 that provides market-making, liquidity, and trading infrastructure for crypto tokens and exchanges. Its platform helps token issuers and trading venues manage liquidity across fragmented crypto markets. Founded by Guilhem Chaumont, Paul Bugnot, François Cluzeau, and Balthazar Giraux, the company has expanded internationally. After a $50M Series B led by Cathay Innovation in 2023, Flowdesk raised a $102M financing announced in 2025, led by HV Capital with debt provided by BlackRock-managed funds, to scale its market-making services.
Flyer One Ventures is a Ukrainian early-stage VC originally founded in 2018 as Genesis Investments by Vital Laptenok (co-founder of Genesis and BetterMe), rebranding under its current name in 2021. The firm has invested nearly €39M across 95 startups in Ukraine and Central & Eastern Europe across four funds. In July 2025 it closed Fund V at a target of €50M, backed by EBRD (€6.5M) and IFC (€5M), focusing on pre-seed and seed-stage founders from Ukraine and CEE building global products. The fund maintains a Kyiv identity and active pipeline of 1,300+ Ukrainian and regional founders despite operating with a distributed team.
Flywire (Nasdaq: FLYW) is a global payments-enablement and software company founded in Valencia as peerTransfer, simplifying high-value, complex payment flows in education, healthcare and travel across 240+ countries. Corporate HQ is now Boston with a Spanish product hub in Valencia. IPO on Nasdaq (FLYW) in 2021.
Dublin-based AI tax operating system for global businesses covering the full indirect tax lifecycle: ID validation, real-time determination, e-invoicing, and returns across 190+ jurisdictions processing over a billion transactions annually. Clients include Uber, Netflix, and Canva. Raised €94.4M Series C in 2026 and acquired PwC's tax platform.
Founders Factory is a London-based venture studio and accelerator founded in 2015 by Brent Hoberman, Henry Lane Fox, and George Northcott. The firm co-builds and accelerates pre-seed and seed stage startups across fintech, health, climate, media, and consumer sectors, operating sector-specific programmes with corporate partners including Aviva, L'Oréal, and Deutsche Telekom. Since launch, Founders Factory has backed over 300 companies globally, which have collectively raised more than $800 million in follow-on funding. Its venture studio model — co-founding businesses from day zero — distinguishes it from conventional accelerators and gives it a distinctive builder-investor role in the European ecosystem.
Fourthline is an Amsterdam-based regtech founded in 2018 that provides identity verification, know-your-customer (KYC) and anti-money-laundering compliance software using proprietary AI. It serves banks, fintechs and regulated financial institutions across Europe, running high-accuracy identity checks to onboard customers and detect fraud.
Frontline Ventures is a Dublin- and London-based venture firm founded in 2012 by Shay Garvey, Will Prendergast and William McQuillan, focused exclusively on B2B software companies building across the Atlantic. It runs two complementary funds: Frontline Seed backs European pre-seed and seed founders with €0.5–2M cheques from a ~$100M fund, while Frontline Growth co-invests $1–5M in US B2B companies preparing to expand into Europe. Together the funds represent over $500M raised across vintages since 2012, backed by the European Investment Fund, the Ireland Strategic Investment Fund and AIB. The firm's transatlantic thesis is its edge, with offices in Dublin, London, New York and Palo Alto helping European founders time and execute US go-to-market and US companies enter Europe. Frontline's record spans 130+ companies and several landmark exits, including Navan (Nasdaq IPO, 2025), Brightflag (acquired by Wolters Kluwer for €425M, 2025), Workvivo (Zoom, 2023) and Pointy (Google, 2020); Intercom, an early Irish investment, grew to unicorn status. Sector focus spans enterprise AI, developer tools, fintech, legal tech, HR tech and compliance.
Full-stack renewable energy supplier founded in 2022 by former Revolut executives, supplying 300,000+ UK households while building a 1 GW wind and solar generation pipeline. Secured a €25M Series B extension, bringing total funding to €214M.
Romania's largest fintech-focused banking summit at QOSMO Hotel in Brasov, with 30+ debate topics covering payments trends, SME financing, neobanking, and geopolitical impact on banking; 500+ participants and 50+ speakers in 2025.
An event agency running the FUTURUM series of fintech, payments and crypto conferences across the Caucasus and Central Asia, including FUTURUM Payments Georgia in Tbilisi. Its events bring together payment providers, banks, fintech startups, crypto firms, investors and regulators for stage talks and curated networking.
A one-day industry gathering at the Paragraph Tabori (Autograph Collection) in Tbilisi focused on payment infrastructure, cross-border settlements, acquiring, banking integrations, stablecoin payments and compliance. The format includes a main stage, roundtable sessions, a networking lounge and a VIP dinner, drawing payment providers, banks, fintech startups, crypto businesses, investors and regulators.
Fyorin is a Malta-founded treasury and financial operations platform built by three Maltese fintech entrepreneurs. Founded in 2019, it connects businesses to a unified network of 5,000+ global banks and financial institutions, enabling multi-currency accounts, international payments in 40+ currencies, virtual card issuance, FX execution, and automated receivables and payables — all through a single interface. The platform processes over €1 billion in annual transaction volume and serves 400+ businesses and 1,000+ finance professionals globally. Fyorin won Best Tech Start-Up at the Malta eBusiness Awards and is registered as PorterPays Limited in Malta.
GapMinder Ventures is a Bucharest-based early-stage VC firm investing in B2B deep tech and SaaS startups from Romania and Southeast Europe, with portfolio companies including Druid.AI, FintechOS, TypingDNA, and Cyscale. Its second fund, GapMinder Fund II, targets €80 million — described as the largest VC fund with a primary Romania focus — and deploys first tickets up to €2.5 million in seed and late-seed stage companies across fintech, cybersecurity, enterprise automation, and data analytics. The fund targets founders from Romania, Moldova, Serbia, Croatia, Slovenia, and Bulgaria.
La Famiglia is a European seed-stage venture capital firm founded in 2016 by Jeannette zu Fuerstenberg, with offices in Berlin, Paris, and London. The firm bridges the gap between European industry corporates and technology startups, leveraging a network of 200+ family-owned enterprises as LPs and advisors. La Famiglia invests EUR 500K to EUR 3M at pre-seed and seed in B2B SaaS, fintech, and marketplace models. Notable portfolio companies include Personio, Solarisbank, Forto, and Pile Capital. The firm manages over EUR 250M and provides unique access to industrial pilot customers and distribution channels.
State agency established in 2014 under the Ministry of Economy and Sustainable Development to build Georgia's innovation ecosystem. GITA operates Tech Parks in Tbilisi and several regional cities offering co-working, labs, and maker spaces. It runs competitive startup grant programmes and has invested in more than 400 startups, deploying over 30 million GEL in public financing. GITA is also the government counterpart in the 500 Global Eurasia partnership.
Georgian Ventures was founded in 2018 in Tbilisi and focuses on early-stage investments in Georgian startup founders inside and outside the country, as well as international founders based in Georgia. The firm grew out of Startup Grind Tbilisi, which was recognised as the top Startup Grind chapter in the world in 2019 after hosting over 100 startup events, giving the team deep ecosystem roots and founder networks. Fund size is not publicly disclosed. Beyond direct investing, Georgian Ventures provides quiet advisory services to family offices and individual investors seeking curated deal flow in the Georgian market.
Inaugural Türkiye edition of the global GITEX brand at Istanbul Expo Center, convening AI, cybersecurity, fintech, cloud, e-commerce, and data-center leaders, backed by Türkiye's Ministry of Industry & Technology and Dubai World Trade Centre.
A city-wide festival in its third year, with 40+ events and 3,000+ attendees across keynotes, workshops, and community-led sessions. For a Scottish founder it is a low-cost way to plug into the Glasgow innovation ecosystem, meet investors, and showcase a startup across multiple verticals.
Three-day decentralized tech & innovation festival at Factory Tbilisi with 200+ speakers across five stages and 80+ side events. Brings founders, investors, and creatives together around Web3, AI, FinTech, iGaming, and AgriTech.
GO Ventures is the corporate venture arm of GO plc, Malta's leading telecommunications provider, launched in 2019 with a dedicated €2 million fund to back technology-driven startups globally. The firm invests at Seed and Series A stages, taking an active role in supporting founders with strategic and operational guidance alongside capital. Its focus spans AI, fintech, cybersecurity, big data, and IoT, and its portfolio includes two unicorns — MPL and Airalo — alongside holdings in Raylo, ToumAI, and Fairatmos. With a small, hands-on team led by Head of Investments Paul Grech, GO Ventures operates as one of the few institutional corporate VCs domiciled in Malta.
GoCardless is a London-based fintech founded in 2011 that specialises in collecting recurring bank-to-bank payments, processing Direct Debit and open banking payments for businesses across Europe, North America and Australia. It reached unicorn status in 2022 and handles tens of billions of dollars in payment volume each year for tens of thousands of merchants.
Chief Compliance Officer at ECOMMBX and a leader of the ACAMS Cyprus Chapter, specialising in financial compliance and anti-money-laundering. He is an announced speaker at the Digital Assets and the Future of Finance Summit 2026 in Cyprus.
Growth Box Ventures is an early-stage venture capital firm founded in 2016 and headquartered in Ta' Xbiex, Malta, led by Managing Partner Gabriel Demirci. The fund targets pre-seed and seed investments in fintech, personal finance, gaming, and lead generation — sectors where Malta has established global relevance. Founded by serial entrepreneurs with a track record of building and exiting ventures, the firm takes a hands-on approach offering strategic advice and growth support beyond capital. Notable portfolio companies include Odds Scanner and Tekpon.
Founder and CEO of Checkout.com, the payments processor he bootstrapped before it became one of Europe's most valuable fintechs. A Swiss entrepreneur based in London, he is among the wealthiest people in UK tech.
Europe's largest stationary hackathon, returning for its 12th edition at Tauron Arena Kraków on 3-4 October 2026 — a 24-hour build sprint organised by PROIDEA. Teams of 1-6 tackle open challenge categories (Defence, Sport & Healthcare, Smart City, and AI) plus a justCTF capture-the-flag track, with corporate and government challenge partners. A high-signal place to prototype, recruit co-founders, and get in front of challenge-sponsoring organisations.
Handwave is a Riga-based biometrics-as-a-service startup founded in 2021 by Janis Stirna and Sandis Osmanis-Usmanis that replaces cards, phones, and apps with a palm scan for payments, age verification, loyalty activation, and access control. The platform captures both surface palm lines and subdermal vein structures to build a unique encrypted biometric ID backed by two-factor authentication. Handwave has raised €4.3 million in total funding, including a €3.6 million seed round in 2025 led by Practica Capital with participation from FirstPick and Inovo.vc, and is piloting with live retailers across Europe and the US.
Partner at Accel in London, investing in enterprise software, AI and fintech. His portfolio includes Vinted, Celonis, Miro, Deliveroo and Personio, and he has been a long-standing figure in Accel's European franchise.
Hellas Direct is a Greek digital, full-stack insurance company offering car, motorbike and home insurance, along with related mobility services. Founded in 2011 by former consultants and bankers Alexis Pantazis and Emilios Markou, it uses a technology-driven model to provide fast online quotes and 24/7 claims handling. The company operates across Greece, Cyprus and Romania. In February 2024 it raised a €30 million Series B round led by ETF Partners to support climate-focused insurance products and further European expansion.
Co-founder and General Partner of Earlybird Venture Capital, which he started in 1997. One of Europe's most experienced venture investors, he focuses on deep tech, fintech and insurtech and has helped build Earlybird into a ~€2.5bn multi-fund platform backing companies such as N26, Isar Aerospace and Aleph Alpha.
Hepsiburada is one of Turkey's two largest e-commerce platforms, running a marketplace, first-party retail, express logistics, payments (HepsiPay), and advertising network serving tens of millions of monthly customers. Founded in 2000 by Hanzade Doğan Boyner, the company was the first major Turkish internet company to list on a US stock exchange when it IPO'd on Nasdaq (HEPS) in 2021 — a milestone that put Turkish consumer tech firmly on the radar of international public-market investors. Hepsiburada differentiates from Trendyol through its stronger positioning in 1P inventory, premium electronics, and its in-house payment infrastructure, and has built one of the largest same-day and next-day last-mile networks in the country. For the directory it is a key example of a Turkish consumer-internet story that reached public markets on its own, rather than through strategic acquisition.
Grand finale of the 2026 HIPTHER Baltics series at Hilton Tallinn Park. Three parallel tracks on digital governance, fintech compliance, AML, digital identity, and Nordic market expansion with 150+ delegates and 30+ speakers.
Holded is an all-in-one cloud business-management platform for SMBs, unifying invoicing, accounting, CRM, inventory, HR/payroll and project management in one interface. It became Spain's fastest-growing cloud ERP and accounting platform. Acquired by Visma in 2021 (€120M).
A 6,000 m² campus in Luxembourg City's station district that federates the country's main incubators, accelerators, and startup support organisations under one roof. Opened in June 2018, it hosts between 150 and 200 startups and is home to Luxembourg-City Incubator, LHoFT, Le Village by CA, and the International Climate Finance Accelerator. Backed by the City of Luxembourg and Chamber of Commerce.
Luxembourg's largest tech conference held at the European Convention Center, attracting 5,000+ attendees from the fintech, space tech, and cybersecurity sectors. Strong institutional presence from EU bodies and Luxembourg's financial regulators. Features a startup pitch zone and investor meetings. Tickets from EUR 200.
ICU Ventures is the venture capital arm of ICU Group, Ukraine's largest independent asset management and investment banking firm, established in 2006 by former ING senior professionals. The venture arm, active since 2018, focuses on late seed and Series A investments of $200K–$5M in tech companies with strong Ukrainian ties across fintech, deep tech, mobility, and enterprise software. With 40+ investments to date, the portfolio includes Respeecher (AI voice technology) and Khazna (fintech), with the most recent disclosed investment made in February 2025. ICU Ventures operates from Kyiv and continues to actively back Ukrainian-rooted founders building global businesses.
identifAI builds AI-powered deepfake and synthetic media detection technology, using 36 proprietary de-generative models to analyze images, videos, and audio for manipulation at pixel-level probabilistic patterns rather than superficial artefacts. Founded in 2024 in Cesena and Milan by cybersecurity veterans Marco Ramilli and Marco Castaldo, the company serves insurers, healthcare providers, HR departments, financial institutions, and government agencies for KYC verification and fraud prevention. Processing millions of checks daily, identifAI has raised €7.2 million (including €5 million led by United Ventures), was named a sample vendor in Gartner's 2026 Emerging Tech report, and counts Experian and KPMG among its clients.
Premier online trading and fintech expo at City of Dreams Mediterranean, drawing 6,500+ attendees, 200+ exhibitors and 100+ speakers from over 120 countries across brokerage, payments and trading-tech.
Large CEE technology and policy event connecting scale-ups with corporate and government decision-makers. Strong fit for startups pursuing enterprise partnerships, public-sector pilots, and regional expansion.
Ukraine's largest crypto and Web3 gathering, returning for its fourth edition at Parkovy with 3,000+ attendees and 50+ speakers across a main stage and workshop track. 2026 emphasis is on AI integration in Web3, with BingX, OKX, and MEXC headlining.
Indico Capital Partners is Portugal's first and leading independent early-stage venture firm, founded in Lisbon in 2017 by Stephan Morais and Ricardo Torgal (both ex-Caixa Capital) and Cristina Fonseca (co-founder of Talkdesk). Since its first fund close in 2019 it has built a >€244M multi-fund platform spanning six vehicles, including VC Fund I (€54M), an Acceleration Fund, an Opportunity Fund, the €50M Indico Blue ocean-economy fund, VC Fund II, and the newly launched VC Fund III (€125M target with a €30M EIF anchor, 2025). The firm invests from pre-seed to Series B with €100K–€10M cheques, focused on Portugal, Spain and Italy and the Southern European diaspora, across enterprise SaaS, AI, deep tech, fintech, cybersecurity, spacetech and the blue economy. Backed by the European Investment Fund, Banco Português de Fomento and Draper Esprit (now Molten), Indico bridges Southern Europe's talent to global capital. Its portfolio includes unicorns Anchorage Digital, Sword Health, TIER Mobility and Remote, with exits including Unbabel (TransPerfect, 2025) and Cargofive (cargo.one, 2026).
INKEF Capital is an Amsterdam-based venture capital firm launched in 2010 with backing from APG, one of the world's largest pension fund asset managers. The firm manages over EUR 500M and invests at Series A in healthcare, enterprise software, and fintech companies across Europe. INKEF typically writes checks of EUR 3-10M and takes board seats, providing patient institutional capital with a long-term investment horizon. The portfolio includes companies like Adyen (early investor), Meatable, and MessageBird. INKEF's unique LP structure gives it the ability to support companies through extended growth cycles without typical fund-life pressure.
INMerge is Azerbaijan's largest private-sector innovation summit, organized by PASHA Holding and staged in Baku as a two-day gathering that mixes keynotes from international tech leaders, corporate-innovation case studies, and a startup exhibition area with direct pitch access to regional investors. The program typically spans fintech, AI, sustainability, and the future of work, and uses the summit as a bridge between Azerbaijan's state-led digital agenda and the global startup community, with speakers from the likes of Google, Meta, and top European scaleups. For founders outside the Caucasus, INMerge is one of the most efficient ways to meet the main Azerbaijani corporates, sovereign-fund operators, and regional angels in a single trip. Tickets are typically in the EUR 100-250 range with discounted passes for early-stage founders.
Launched in October 2024 at the INMerge Innovation Summit in Baku, InMerge Ventures is Azerbaijan's second institutionally backed venture capital fund, with an authorized capital of $4 million contributed equally by the Innovation and Digital Development Agency, Azerbaijan Investment Company, PASHA Future Lab, and Trendyol Group. The fund focuses on digital technologies, e-commerce, and innovation-driven startups from the Caucasus, Central Asia, Central and Eastern Europe, and the MENA region. Key founding figures include Inara Valiyeva (Chairwoman, Innovation and Digital Development Agency), Yasin Jalilov (Deputy Executive Director, Azerbaijan Investment Company), and Farrukh Aliyev (CEO, PASHA Future Lab). Its co-sponsorship by Trendyol Group, the Turkish e-commerce giant, gives it a distinctive cross-border e-commerce and marketplace angle.
Innoland (Innovations Center LLC) is an incubation and acceleration center established in November 2018 under the State Agency for Public Service and Social Innovations (ASAN). Over six years it has incubated 88 startups, accelerated 36 ventures, hosted 25 co-working residents, and organized more than 50 hackathons. It also runs an IT training academy and offers virtual residency for remote teams.
Flagship day of UK FinTech Week held at London's historic Guildhall, attracting senior policymakers, regulators, and fintech leaders. Tickets cost about GBP 900-1500. Features keynotes on open banking, digital currencies, and regulatory sandboxes. Essential for fintech startups seeking visibility with UK regulators and institutional partners.
Organises an annual conference in Paris for insurance professionals to explore innovation, emerging technologies, and future trends in the insurance sector. Running for over a decade, the event gathers hundreds of insurtech founders, underwriters, and digital transformation leaders to discuss AI, embedded insurance, and new distribution models.
Innovation Capital is a Sofia-based venture capital fund with €21.1 million under management, established in 2019. The fund provides equity and quasi-equity funding to Bulgarian startups at acceleration, pre-seed, and seed stages. It is sector-agnostic with particular interest in enterprise software, e-commerce, fintech, healthcare, logistics, and cybersecurity. Innovation Capital is co-funded through EU structural funds and focuses on disruptive, scalable Bulgarian-founded businesses.
InSoil (rebranded from HeavyFinance in April 2025) is a climate finance company founded in 2020 in Vilnius. It operates a regulated crowdfunding marketplace providing debt capital to small and medium-sized farming businesses to adopt regenerative agriculture practices such as no-till farming and cover cropping. The European Investment Fund committed €20 million as a cornerstone investor in its €50 million private credit fund. The platform is licensed as a European Crowdfunding Service Provider by the Bank of Lithuania.
Insurely is a Stockholm-based open finance and open insurance data infrastructure company founded in 2018. It provides consented, structured real-time access to consumer financial data across insurance, pensions, investments, savings, and credit, enabling banks, fintechs, and AI companies to build services such as provider switching, pension transfers, and personalised financial advice. The company offers two main product lines: Open Finance Data Access for data users and Open Finance Premium APIs for data providers. Insurely is registered as an insurance intermediary with the Swedish Financial Supervisory Authority and serves European financial institutions.
Interactive Investor was founded in 1994 by Sherry Coutu as one of the UK's first online retail investment and brokerage platforms. It floated on the London Stock Exchange in 2000 and was sold to AMP in 2001 following the dot-com crash. After a 2003 management buyout the business was rebuilt independently, and in 2022 it was acquired by abrdn for £1.49 billion, becoming one of the UK's largest flat-fee investment platforms.
Founded in 2008, Inveready is a Barcelona-based multi-strategy investment group managing over EUR 200M across ten fund vehicles spanning venture capital, venture debt, and corporate finance. The firm invests at seed through growth in software, biotech, and fintech, with typical early-stage tickets of EUR 0.5-3M. Notable portfolio companies include Kantox (acquired by BNP Paribas), Vlex, and Aelix Therapeutics. Inveready is one of Spain's most prolific investors with 100+ portfolio companies.
AI-powered debt-collection SaaS that automates accounts-receivable management, using machine learning to optimise the timing, tone and channel of debtor outreach for faster recovery.
Iron Wolf Capital is Vilnius-founded deep tech and AI fund established in 2018, with additional offices in London and Tallinn. Its second fund, closed at €100 million, is the largest seed-stage deep tech fund in Baltic history, targeting 25 early-stage companies across AI, photonics, robotics, and space innovation built by Baltic founders and diaspora globally. The team combines backgrounds from Deutsche Bank, YPlan, and early Lithuanian VC history; initial tickets run €0.5–2 million and the fund typically leads or co-leads rounds. Iron Wolf has backed over 20 startups covering sectors from agritech and pharma to defence-adjacent AI.
Fifth edition of Türkiye's flagship Web3 conference at Hilton Bomonti, gathering founders, developers, investors, and policymakers across DeFi, AI agents, real-world asset tokenization, stablecoins, and layer-2 scaling.
Sixth edition under the theme 'Smart, Embedded, and Tokenized', hosting the Web3 Summit, Digital Finance Summit, plus dedicated tracks on AI in Finance, TradeTech, Fintech for Businesses, and Women in Fintech.
iyzico is an Istanbul-founded payment processor and merchant-acquiring platform that became Turkey's most visible fintech exit when it was acquired by Naspers-owned PayU in 2019 for around USD 165 million, at the time one of the largest fintech deals in Turkish history. Founded in 2013 by Barbaros Özbugutu and Tahsin Isin, iyzico built a developer-friendly API stack for accepting card payments, recurring billing, marketplace split payments, and fraud detection in the Turkish market, and layered a 'buy now, pay later' product on top that became a default installment option for thousands of Turkish e-commerce merchants. Even inside PayU, iyzico continues to operate as the Turkish merchant payments brand and has expanded into additional financial services, making it a canonical reference for how a CEE/MENA fintech can convert a tough local regulatory environment into a defensible commercial wedge.
Partner at Index Ventures leading the firm's fintech practice from London. He sits behind investments in Adyen, Robinhood, Wise, Alan and Collibra, and has been a long-standing board member at several of Europe's most valuable financial-technology companies.
Partner at Northzone based in London, investing across software and fintech in Europe. He works with founders from seed through growth and is a prominent voice on European venture and scale-up building.
Public Policy & Vulnerability Manager at Monzo Bank, the UK digital challenger bank, where she works on financial inclusion, consumer protection and open-banking policy. She is an announced 2026 speaker at the Open Banking Expo UK & Europe in London.
Partner and CEO of Heartcore Capital, the Copenhagen consumer-tech VC he co-founded in 2007 (as Sunstone Technology Ventures). He has backed European category leaders including Tink, Trustpilot and GetYourGuide and is one of the Nordics' most active early-stage investors.
Co-founder of OakNorth and earlier co-founder of Copal Amba with Rishi Khosla. He has spent his career building financial-data and lending businesses.
Joko is a Paris-based consumer fintech that rewards users with cashback on their everyday purchases. Through a mobile app and browser extension, it automatically detects qualifying transactions at partner retailers and credits users with rewards, both online and in store. The company's technology builds on PSD2 open banking, connecting to users' bank cards to identify eligible spending without manual scanning of loyalty cards. Joko raised a €10M Series A in October 2020, led by Partech and Axeleo, bringing total funding to around €12M at that time.
Co-founder and former CTO of Monzo, where he built the engineering organisation behind the challenger bank's mobile-first platform. He previously co-founded GoCardless with Tom Blomfield.
Co-founder of Neon, the Zurich-based Swiss challenger bank he co-founded in 2018 with Julius Krieg. Sandrock previously held roles in banking and payments before launching Neon, which grew to over 200,000 customers. Neon operates as Switzerland's leading mobile-first bank, running on a banking-as-a-service partnership with Hypothekarbank Lenzburg.
Founder of Cryptal, a Georgian cryptocurrency exchange and digital-asset platform. He is an announced speaker at FUTURUM Payments Georgia 2026 in Tbilisi.
Business Transformation Manager at Lulu Financial Holdings, focused on fintech transformation and cross-border payments. He is an announced speaker at Eurasia Tech Week 2026 in Istanbul.
Julian Teicke is Co-founder & CEO of the insurtech platform Wefox. A founder in the German startup ecosystem, Julian leads the insurtech platform Wefox.
Co-founder of Neon, the Zurich-based Swiss challenger bank he co-founded in 2018 with Jörg Sandrock. Krieg led product and growth for Neon, helping the app reach over 200,000 Swiss customers with free everyday banking accounts and integrated savings products. Neon operates through a banking-as-a-service partnership with Hypothekarbank Lenzburg.
JumpIT Forum is a business-focused IT conference held at the Mozaik Event Centar in Zagreb and running since 2017. The 2026 edition, themed 'Projekti koji mijenjaju poslovanje' (Projects that change business), features 16 TED-style talks, 4 panels and 32 speakers, aimed at converting IT projects into measurable business value across the IT, telco, banking and finance sectors.
Juni is a Gothenburg-based financial management platform for e-commerce businesses, founded in June 2020 by Samir El-Sabini, Jonathan Sanders, and Anders Orsedal. The platform offers multi-currency accounts, virtual and physical cards, credit products, analytics, and accounting integrations designed specifically for online merchants and digital advertisers. Juni holds an Electronic Money Institution (EMI) licence from Sweden's Finansinspektionen and has raised $282 million across five funding rounds including a $206 million Series B.
General Partner at Notion Capital focused on European B2B software, AI and fintech. He invests at Series A and supports portfolio companies on the path from early revenue to scale.
Keen Venture Partners is an Amsterdam-based venture capital firm founded in 2015, investing at Series A and B in enterprise software, fintech, and consumer internet companies across Europe. The firm manages over EUR 200M and writes checks of EUR 2-10M, often leading or co-leading rounds alongside top-tier European and US co-investors. Keen's partners bring extensive operating experience from companies like Booking.com and Adyen, and the firm focuses on data-driven businesses with strong unit economics and clear paths to profitability.
QR-based payments fintech founded in Tbilisi in 2023. Keepz enables merchants to accept payments via Apple Pay, Google Pay, bank cards, open banking, and cryptocurrency without requiring customers to download an app. The company was the first in Georgia to obtain an open banking licence and, in December 2024, helped Georgia become one of the first countries to enable tax payments via digital assets. It has onboarded over 20,000 merchants and is expanding into Turkey and Italy.
Kinisis Ventures was co-founded in 2018 by Andreas Panayi and Yiannos Georgiades as a Cyprus-US bridge accelerator and investment firm, with its registered office in Nicosia. Its regulated KV Kinisis Ventures Fund RAIF VCIC (KV Fund I and II), managed in partnership with AIFCAP Managers and licensed by CySEC, is the first CySEC-registered early-stage VC focused exclusively on Cypriot technology companies targeting US market expansion. The fund writes seed tickets of €1.5M–€4M in cybersecurity, fintech, AI-enabled platforms, and energy-tech, with portfolio companies including Threedium (3D imaging), Phase3D (metal-printing quality assurance), and Autonomics Tech (autonomous industrial robotics).
Klarna is a Swedish fintech company that pioneered the “buy now, pay later” (BNPL) model globally. Founded in 2005 by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson, Klarna started by offering online shoppers in Sweden a way to purchase goods on invoice (pay after delivery). Over the next decade, the company expanded across Europe and beyond, becoming a dominant online payments provider. As of 2021, Klarna was Europe’s highest-valued private tech company at $45.6 billion, reflecting meteoric growth fueled by consumers’ appetite for installment payments. Klarna’s app and services allow users to split purchases into interest-free installments or pay later, and it partners with over 450,000 retailers worldwide, including global brands like H&M, IKEA, and Nike. The company has over 150 million users across 45 countries and handled $80 billion in transaction volume in 2021. Klarna’s journey, however, has seen dramatic swings: after reaching a $45B valuation in mid-2021, a combination of rising interest rates and tech market downturn led to a downround in 2022, cutting its valuation to $6.7 billion (an 85% drop). The company restructured, laying off 10% of its staff, and refocused on profitability. By 2023, Klarna returned to profit and saw renewed growth, aided by expanding beyond BNPL into a full shopping app with price comparison, loyalty features, and banking services (Klarna obtained a banking license in Europe in 2017). In 2025, Klarna reportedly delayed an IPO amid market volatility but ultimately went public in September 2025, raising $1.37 billion. Despite valuation fluctuations, Klarna remains the global leader in BNPL, with a strong brand among Gen Z and millennial shoppers. Its journey from a small Stockholm startup to a financial giant serving 65 million customers (2025) at one point valued at $75 billion exemplifies the rise (and resiliency) of Europe’s fintech sector.
Kneip is a Luxembourg-founded investment-data and fund-reporting company that sits in the plumbing between asset managers, fund domiciles, and the distribution channels (banks, platforms, regulators) where funds are actually sold. For decades it has been one of the largest providers of European fund data dissemination, handling NAVs, KIIDs/PRIIPs KIDs, MiFID II data templates, and regulatory reporting packages for hundreds of asset managers — unglamorous but absolutely load-bearing infrastructure for the EUR 5-trillion-plus Luxembourg fund industry. In 2022 Kneip was acquired by Deutsche Börse and integrated into the group's data-services business, effectively turning a Luxembourg-grown fund-tech operator into part of a top-tier European exchange's data franchise. It is a clean example of how Luxembourg's tax and legal specialization in funds translates into globally relevant software companies that outsiders rarely hear about.
Co-founder and CEO of Wise (formerly TransferWise), the cross-border payments company he started with Taavet Hinrikus to cut the cost of international money transfers. He took Wise public via a 2021 direct listing on the London Stock Exchange.
Ex-CEO of Deutsche Bank Poland, Krzysztof brings finance industry gravitas to the startup world. After decades in banking, he now invests in fintech and regtech startups as an angel. His deep understanding of banking regulation makes him an ideal mentor for fintech founders. Associated startups: Early-stage fintech and compliance tech startups (leveraging his banking network).
Lakestar is a Zurich-headquartered venture capital firm founded in 2012 by Klaus Hommels, one of Europe's most prolific and publicly visible technology investors, whose pre-Lakestar angel track record included early bets on Skype, Spotify, and Facebook in Europe. The firm runs a multi-stage strategy spanning early-stage funds, growth funds, and public/crossover vehicles, with offices in Zurich, Berlin, London, and Zug. Notable portfolio companies include Revolut, N26, Mister Spex, Blockchain.com, GetYourGuide, FlixBus, and Opendoor. Lakestar manages over EUR 2 billion across funds and has been a vocal advocate at the EU level for scaling up European technology sovereignty, having been involved in initiatives like the European Tech Champions Initiative and the Scale-Up Europe pledge. It is one of the few continental European VCs that operates across the full venture lifecycle at significant scale.
Co-founder and CEO of Yokoy, the Zurich-based AI-powered spend management platform founded in 2019. Mangelsdorf led Yokoy through a CHF 80 million Series B in 2022 led by Sequoia Capital, one of the largest Swiss fintech rounds of that year, and expanded the company from DACH into the UK and the Netherlands, building deep integrations with SAP and Oracle for enterprise finance automation.
Founded in 2012 by Lyuben Belov and partners, LAUNCHub Ventures is Sofia's largest dedicated early-stage VC, currently deploying its third fund which closed oversubscribed at €74M in late 2021 (first close €44M). The fund invests at pre-seed and seed stages with ticket sizes of €300K–€3M, backing founders across South-Eastern and Central-Eastern Europe. Sector focus spans fintech, proptech, future of work, devtools, health tech, and enterprise software; portfolio includes Quantive (strategy platform), OfficeRnD (flex-space SaaS), FintechOS, and Giraffe360. Seventy-five percent of portfolio companies have raised follow-on rounds, with aggregate follow-on capital exceeding €400M.
Launched 2014 by Credit Agricole. National accelerator network with 30+ villages across France offering coworking, mentorship, and business connections with CA's banking network. Sector-agnostic (fintech, agritech, etc.). Scope: National.
A startup accelerator backed by five Crédit Agricole entities present in Luxembourg (Caceis, Amundi, CA Indosuez, Cali Europe, and Camca Assurance), part of the global Village by CA network active since 2014. Based at the House of Startups, it targets growth-stage startups seeking access to the Crédit Agricole financial group network, expert mentoring, and co-development with large corporate partners.
Lead Ventures is a Budapest-based independent VC firm founded in 2017, specialising in late-Seed and Series A investments in scale-ups across Central and Eastern Europe and the Baltics. The firm closed its second fund at €100 million in 2024, deploying initial tickets of €2–5 million with follow-on capacity up to €10 million. It has backed over 20 companies and claims the largest VC exit in Hungarian history with its investment in AImotive, acquired by Stellantis. Beyond capital, the firm differentiates on access to an international network of industry operators and domain experts.
Ledgy is an equity and compensation management software company founded in 2017 in Zurich by three physicists who met at ETH Zurich. Its platform helps companies manage cap tables, employee share and option plans, funding rounds, valuations, compliance and investor relations, positioned as a European equity-management platform for high-growth international startups as well as larger and public companies. The company maintains offices in Zurich and London and reported reaching profitability in 2025.
Billed as the UK's largest open tech festival — a decentralised, mostly free two-week programme of hundreds of community-run events. For a Yorkshire founder or developer it is an accessible way to run or attend sessions, build a local network, and recruit without a big ticket cost.
Lendable is a London-based fintech founded in 2014 that uses data and automation to underwrite consumer credit, offering personal loans, credit cards and car finance funded through institutional capital. It reached unicorn status and operates in the UK, US and Mexico, positioning itself as a fully digital, fast-decision alternative to traditional lenders.
Level39 is London's leading fintech and cybersecurity innovation hub, located on the 39th floor of One Canada Square in Canary Wharf. Founded in 2013 by the Canary Wharf Group, Level39 provides workspace, mentorship, and business development support to over 200 high-growth technology companies specializing in financial technology, cybersecurity, retail tech, and smart city solutions. Its location in the heart of London's financial district gives members direct proximity to major banks, insurers, and financial institutions that serve as both customers and partners. Level39 runs structured growth programs, investor showcases, and corporate innovation partnerships, and has become the focal point for fintech entrepreneurship in Europe. Notable alumni and members include Revolut (in its early days), Onfido, and numerous regtech and blockchain startups. The hub also hosts a dense calendar of ecosystem events, making it a key gathering point for the London fintech community.
Light is a Copenhagen-based AI-native finance platform that rebuilds the general ledger from scratch to replace legacy ERP and accounting systems. It automates core accounting functions including accounts receivable, accounts payable, bookkeeping, line-item coding, tax and VAT reporting, and multi-entity financial consolidation, while letting finance teams query their financial data in natural language. The platform integrates with CRMs, banking systems, and communication tools such as Slack and Microsoft Teams, and targets hypergrowth, multi-entity international companies. Founded by CEO Jonathan Sanders and CTO Filip Kozjak, Light exited stealth in June 2024 and later raised a Series A.
Catolica-Lisbon's annual sustainability convening at Beato Innovation District & Santander Center. ~700 attendees across keynotes, academic sessions & workshops on sustainable finance, policy and business under the theme 'Building Sustainability Together'.
The largest tech and innovation conference in the Baltics, held annually in Vilnius with 4,000+ attendees. Covers startup pitching, fintech, AI, and cybersecurity with international speakers. Tickets range from EUR 100-300, offering strong value for the quality of content and networking.
Founder and CEO of Swile, the employee-benefits and meal-voucher super-app. He previously founded the adtech company Teads, one of France's biggest tech exits, before starting Swile in 2017.
Government-backed UK flagship tech week at Olympia with 45,000+ attendees, 5,000+ startups, and 300+ investors across AI, quantum, fintech, and health tech. Main-stage passes typically GBP 600-1,500 with free fringe events. Founder tracks, UK policy programming, and EQL:HER make it a key entry point for founders targeting UK enterprise buyers.
Partner at Accel focused on fintech, marketplaces and consumer companies. He has led or backed Trade Republic, Vinted, Tines, Swan and Synthesia, working with European founders from seed through growth.
Partner at Eight Roads Ventures investing in software and fintech across Europe. She led the firm's investment in spend-management unicorn Spendesk and works with growth-stage founders scaling internationally.
Lucinity is an Icelandic RegTech company founded in 2018 by Gudmundur Kristjansson that builds AI-powered financial crime prevention software for banks and financial institutions. Its platform combines human analyst workflows with machine intelligence to automate investigation, case management, and regulatory reporting for anti-money laundering (AML) operations. Lucinity was named Iceland's Knowledge Company of the Year for 2024 and has offices in Reykjavik and New York.
Investment Director at Movens Capital. Drives sourcing and execution across fintech, edtech, and healthtech opportunities in Poland and the broader CEE region; previously in product and operating roles in tech-enabled services.
Partner at Movens Capital. Investment professional focused on CEE early-stage tech, with deal experience across SaaS, fintech, and digital health. Works with founders on go-to-market, fundraising strategy, and cross-border expansion from Poland into Western Europe and the US.
Lunar is a Nordic digital challenger bank founded in Aarhus, Denmark in 2015, holding its own Danish banking licence since 2019 — the first Scandinavian challenger bank to do so. It serves over a million users across Denmark, Sweden and Norway with a full-stack app spanning current and savings accounts, Visa debit and metal cards, loans, buy-now-pay-later, stock and ETF investing and crypto trading via Lunar Block. Lunar Business extends these to SMEs, reaching 40,000 business customers by early 2026. In December 2024 Lunar spun out its banking-as-a-service arm as Moonrise, giving fintechs instant-payment access across the Danish, Norwegian and Swedish krona via a single API. Lunar has raised around €537M in total, including a €315M Series D (2021–2023) led by Aarhus family office Heartland with Kinnevik, Tencent and Seed Capital, and a €46M growth round in January 2026 with Heartland, Orbit Alliance and new investor 100A. Targeting profitability in 2026, the bank appointed former Saxo Bank deputy CEO Søren Kyhl as CEO in mid-2026, with co-founder Ken Villum Klausen moving to the board.
The Luxembourg House of Financial Technology (LHoFT) is the national fintech platform connecting startups, financial institutions, investors and public bodies. It organises events such as Fintech Recruits, a flagship recruitment and networking fair connecting students, graduates and professionals with fintech and finance employers.
European curated dealflow event at Luxexpo The Box, hosting ~3,400 attendees, 330+ investors and the Fit 4 Start and Fit 4 Scale closing pitches. Connects high-potential startups and scaleups with VCs, family offices and angels across digital, healthtech and space.
Eighth edition of LuxFLAG's content-driven, non-commercial forum on sustainable and responsible investment. Held at Centre Culturel Scheiss, gathering 250+ finance professionals, asset managers and ESG specialists shaping sustainable finance policy and practice.
Luxhub is a Luxembourg-based open banking infrastructure provider that builds API connectivity between banks, fintechs, and third-party providers under PSD2 and open finance regulations. The platform enables account information services, payment initiation, and data-sharing workflows that allow financial institutions to comply with regulatory requirements while also opening new distribution channels for fintech products. Founded with backing from four major Luxembourg banks, Luxhub is a strategically important piece of the country's financial innovation infrastructure and a model for how collaborative banking initiatives can accelerate open finance adoption across Europe.
LVenture Group is a Rome-based holding company listed on the Italian Stock Exchange (Borsa Italiana) that operates in seed-stage venture capital and startup acceleration. Together with its accelerator arm LUISS ENLABS, founded in 2013 as a joint venture with LUISS Guido Carli University, it has accelerated over 100 startups and built a portfolio of 90+ companies across fintech, cybersecurity, and digital sectors. The firm operates from a 9,000 sqm hub at Rome's Termini Station and a dedicated office at the LUISS Hub in Milan.
m10 is a mobile financial super-app developed by PashaPay (part of PASHA Holding's Bir ecosystem), officially launched in July 2022. It offers domestic money transfers, international remittances, QR-code payments, BakıKart transit top-ups, and consumer credit up to 25,000 AZN. The platform serves 700,000 daily active users and has accumulated 2.5 million downloads, operating under the Central Bank of Azerbaijan's Regulatory Sandbox.
Malcom Finance (formerly 4Trans) provides factoring and financing for truck drivers and logistics SMEs. Its underwriting leverages real-time telematics and operational data to assess risk more accurately than traditional banks. This enables faster payouts and more flexible credit for transport operators who are cash-flow constrained. By 2026, Malcom is a fast-growing Czech fintech focused on the logistics economy.
A major Web3 and blockchain conference leveraging Malta's pioneering Virtual Financial Assets Act and progressive crypto regulation. Attracts 4,000+ attendees including DeFi founders, token issuers, and regulators. Features a startup pitch competition, hackathon, and expo floor. Tickets from EUR 200-500.
Malta Venture Capital (MVC) is a €10 million government-backed equity fund launched in 2024 and managed from offices in Sliema, under the auspices of Malta Government Investments. It co-invests alongside private investors in early-stage, high-growth digital and technology-driven businesses, with each eligible startup able to receive up to €500,000 in equity. Target sectors include video game development, fintech, e-sports, life sciences, agritech, AI, and green energy. Since launch MVC has invested in five companies and assembled a network of 30 accredited co-investors.
Mambu is a Berlin-founded, Amsterdam-headquartered SaaS cloud core-banking platform, established in 2011 by Eugene Danilkis, Frederik Pfisterer and Sofia Nunes. It pioneered the 'composable banking' model, in which banks, neobanks, lenders and fintechs assemble modular, API-first components for deposits, loans and payments instead of replacing entire legacy cores. The platform serves 280+ institutions across 65 countries, supports 114 million end clients and processes nearly 200 million API calls daily, with customers including N26, ABN AMRO, OakNorth and Western Union. Mambu became one of Germany's most valuable fintechs after a €110M Series D led by TCV in January 2021, followed by a €235M Series E led by EQT Growth in December 2021 valuing it at €4.9bn. Total funding is about €410M, backed by a syndicate including EQT Growth (Sweden), TCV, Tiger Global, Bessemer, Runa Capital and German investors Acton Capital, CommerzVentures and Point Nine. In December 2024 it made its first acquisition, buying Paris payments gateway Numeral, and launched Mambu Payments in 2025.
Marc Simoncini is a French serial entrepreneur and angel investor best known as the founder of Meetic, Europe's largest online dating platform, which he sold to Match Group. After his successful exit, Simoncini became one of France's most active angel investors, co-founding Jainama, a personal investment vehicle through which he has backed over 100 startups. His investments span consumer internet, marketplaces, fintech, and lifestyle brands, with notable bets including companies like Made.com and Sensee. Simoncini is known for writing large angel checks and taking board seats, combining strategic guidance with significant early-stage capital. He is a key figure in France's first generation of internet entrepreneurs who now fuel the next wave of founders.
Marko Wenthin is Co-founder of the banking-as-a-service platform Solaris. A founder in the German startup ecosystem, Marko leads the banking-as-a-service platform Solaris.
Mastercard Start Path is Mastercard's flagship global startup engagement programme, launched in 2014 to connect high-growth fintechs with Mastercard's commercial network, mentorship and co-innovation resources. Unlike traditional equity accelerators it takes no equity and charges no fees; selected startups gain access to Mastercard's ecosystem of 150M+ merchants, thousands of banking partners and billions of cards. Dublin — Mastercard's sole European Technology Hub, with 2,000+ staff — anchors the programme's European engagement. The programme runs rolling cohorts of five to fifteen startups across specialised tracks including Emerging Fintech, Acceptance, Blockchain & Digital Assets, Open Finance, Small Business, Security Solutions and the newest Agentic Commerce track (added 2026). Since inception it has engaged more than 500 startups from 60+ countries, whose alumni have raised over $25bn in follow-on capital. Notable alumni include unicorns Revolut and Thought Machine (UK), Razorpay and Zeta (India) and Airwallex, alongside European fintechs such as Doconomy (Sweden) and Irish fraud-prevention startup Urban Fox.
Mathis Büchi is Co-founder & CEO of the tax-filing app Taxfix. A founder in the German startup ecosystem, Mathis leads the tax-filing app Taxfix.
Matt Robinson co-founded the payments company GoCardless, which emerged from Y Combinator in 2011, and later co-founded the proptech company Nested. He is regarded as one of the UK's and Europe's most active angel investors, backing founders across cloud, SaaS, fintech and payments. In 2024 he joined Accel as an early-stage partner in London while continuing his investing activity.
Maximilian Tayenthal is Co-founder of the German mobile bank N26. A founder in the German startup ecosystem, Maximilian leads the German mobile bank N26.
Founded 2018 with backing from the Calouste Gulbenkian Foundation. Runs the Maze X 3-month accelerator for social impact startups, providing tailored mentoring, impact investor access, and a EUR 50K stipend. Notable alumni include Speak. Scope: International.
MCI Capital is a Warsaw-listed digital private equity and growth investor and one of the largest mid-market technology PE groups in Central and Eastern Europe. Founded in 1999 by Tomasz Czechowicz and listed on the Warsaw Stock Exchange (ticker: MCI), the firm manages roughly €650M (PLN 2.7bn) in assets, deployed through two evergreen funds — MCI.EuroVentures and MCI.TechVentures, both launched in 2008. MCI targets expansion and buyout transactions of €25–100M, taking majority or significant stakes in two to three companies a year across SaaS, e-commerce and marketplaces, fintech, insurtech, foodtech, traveltech and digital infrastructure. Geographically the firm concentrates on Poland and the wider CEE region — including Hungary, the Czech Republic, Austria, Slovakia and Lithuania — with selective reach into Western Europe. Since inception MCI has completed over 110 investments and more than 90 divestments, delivering landmark exits including iZettle (sold to PayPal for $2.2bn in 2018), Dotpay/eCard (Nets/Nexi, 2019), Azimo (Papaya Global, 2022) and a partial exit from Answear.com in 2025. Its listed structure, backed by institutional shareholders including the Nationale-Nederlanden pension fund, gives MCI permanent-capital characteristics rare among European mid-market PE peers.
Meniga is a digital banking technology company founded in Reykjavik in 2009, in the aftermath of Iceland's financial crisis. It provides white-label personal finance management, data enrichment, open banking, and carbon footprint tracking solutions to major retail banks. Meniga's platform is used by more than 90 million digital banking customers across 30+ countries, with clients including Santander and Iceland's Landsbankinn. The company has offices in Reykjavik, London, and Warsaw.
Michael Cassau is Founder & CEO of the tech-rental subscription company Grover. A founder in the German startup ecosystem, Michael leads the tech-rental subscription company Grover.
Co-founder and Partner at Movens Capital. 17+ years in venture capital, innovation, and fintech. CEO of SkyCash (2009–2013), scaling it into one of Poland's leading mobile payment platforms. Co-founded Business Angel Seedfund and LBA, among Poland's first organised angel networks. Focus at Movens on fintech, payments, and enterprise SaaS.
Microblink is a Croatian-founded identity intelligence company that builds AI-powered software for capturing and processing identity documents, enabling businesses to automate onboarding and reduce manual data entry. Its technology powers verification for approximately 50% of providers in the Gartner 2024 IDV Magic Quadrant and has processed over 3 billion transactions. The company raised $60 million in 2020 and operates offices in the US, Europe, and Asia.
Midas (Midas Software GmbH) is a Berlin-based fintech building infrastructure for tokenised real-world assets and composable on-chain investment products. It lets strategy managers turn institutional investment strategies into compliant, blockchain-based tokens (mTokens) that aim to give investors transparency, instant redemptions, and composability across DeFi protocols. Its first product, mTBILL, tokenises US Treasury bills as an ERC-20 token so holders can earn yield on-chain. The company describes itself as a German, BaFin-regulated and MiCA-compliant entity.
MiddleGame Ventures is a Luxembourg-headquartered fintech-focused venture capital firm co-founded in 2016 by Michael Meyer and Patrick Pinschmidt, with Pascal Bouvier as Managing Partner. The firm has deployed over €300 million across 50+ companies and raised a €150 million third fund with an initial close, backed by the Luxembourg Future Fund successor (SNCI). It focuses on open finance, embedded fintech, blockchain/crypto infrastructure, and automated financial data across Europe and North America. Portfolio includes Bitpanda, Carta, Keyrock, and Minna Technologies, with four unicorns and one IPO among its exits.
Mindsmiths is a Zagreb-based AI company developing an Autonomous Support System (ASS) platform that enables digital products to make independent decisions and engage users proactively. The platform has been deployed in healthcare (chronic patient support) and banking (financial advisory). Mindsmiths raised EUR 1.2 million in 2021 from Feelsgood Capital, with CEO Mislav Malenica also serving as president of the Croatian AI Association.
Mintos is Europe's largest regulated investment marketplace for alternative assets, founded in 2014 by Martins Sulte and Martins Valters. The platform connects retail investors with loans originated by non-bank lenders across 30+ countries, offering consumer, business, and real estate loan investments. It has facilitated over €12 billion in cumulative investments, holds a MiFID II licence from the Central Bank of Latvia, and manages over €700 million in assets for more than 500,000 registered users globally.
Payments infrastructure provider helping EU businesses accept local and global methods. Mollie is a startup based in Amsterdam, Netherlands at the growth stage. The company operates in the Payments, Fintech space. Learn more at their website.
Monerium is an Icelandic fintech company founded in 2015 that issues regulated stablecoins — most notably EURe, an onchain euro — on public blockchains. In 2019 it became the world's first entity to receive an e-money license for blockchain-based token issuance under EU regulations, granted by the Financial Supervisory Authority of Iceland. Monerium is authorised as both an Electronic Money Institution and a Virtual Asset Service Provider and enables Web3-native IBAN payments across Ethereum, Polygon, and Gnosis Chain.
Organizer of Money20/20 Europe, a flagship fintech and payments conference in Amsterdam. Money20/20 is an event organiser based in Amsterdam, Netherlands. Organising events in the Events, FinTech, Payments, Financial Services space.
The premier global event for the fintech and financial services industry in Europe, held annually in Amsterdam, showcasing innovation and future trends in payments and commerce.
MoneyLIVE Nordic Banking 2026 is a two-day retail-banking and fintech leadership conference held 27-28 October 2026 at the Bella Center, Copenhagen, produced by MoneyLIVE (Marketforce Business Media). It gathers 800+ senior leaders — around 60% from banks — across four stages covering AI, digital identity, payments, fraud, risk, resilience, and lending, with 100+ speakers drawn from Nordea, SEB, Swedbank, Danske Bank, Lunar, Monzo and others. Nasdaq Verafin is the platinum sponsor.
Montonio is an Estonian payments and post-checkout platform for e-commerce merchants. Through a single API and dashboard it offers open-banking bank-transfer payments, card payments, Apple Pay and Google Pay, BLIK and Buy-Now-Pay-Later financing, alongside post-checkout tools such as shipping labels, parcel tracking, returns and refunds. The company serves merchants across the Baltics and Poland, aiming to be a unified checkout solution for the region. Its regulated payment-institution entity is registered in Lithuania while the company operates from Tallinn.
Monzo is one of the UK's leading digital-only banks, offering a mobile-first current account with features like instant spending notifications, fee-free foreign spending, budgeting tools, and salary sorting. Founded in 2015, Monzo has grown to over 9 million customers and achieved profitability in 2024. The company holds a full UK banking license and has expanded into business accounts, lending, and investment products.
Warsaw-based multi-stage venture capital firm backing Central and Eastern European tech founders with global ambitions. Movens Capital runs a €60M Fund 2 (launched 2025) and writes first checks of €250k–€3M at pre-seed through Series A+. Focus areas: fintech, edtech, healthtech, deep tech, climate tech, enterprise software, and e-commerce enablement across Poland, the Baltics, the Balkans, Czechia, Slovakia, Hungary, Romania, Ukraine, and Moldova. Founded in 2018 by Artur Banach and Michał Olszewski. Fund LPs include the European Bank for Reconstruction and Development (EBRD), PFR Ventures, and 80+ tech founders, operators, and family offices. Notable exits include MEDICAlgorithmics (IPO) and Fenige.
N26 is a Berlin-based digital bank with a mobile-first current account and financial products for consumers across Europe. In May 2024, BaFin lifted the growth restrictions previously imposed on the bank, clearing the way for renewed customer expansion. In 2025 N26 rolled out free stock and ETF trading for all eligible customers, adding investing to its core banking offering. The company positions itself as a full-stack European challenger bank with a focus on product breadth and operational discipline.
Neon is a Zurich-based digital bank founded in 2018 by Julius Krieg and Jörg Sandrock as one of Switzerland's first challenger banks. Operating on a mobile-first model with no branch network, Neon provides Swiss residents with free everyday banking accounts, a Mastercard debit card, and integrated savings and investment products. The app launched in 2019 and grew to over 200,000 customers, carving out a position in Swiss consumer banking against incumbents like UBS and competing with European neobanks like N26 that do not hold a Swiss banking licence. Neon operates under a banking-as-a-service model through a partnership with Hypothekarbank Lenzburg, which holds the banking licence. It is a benchmark for digital-first financial services built from within Switzerland.
Nethone is an AI-driven fraud-detection platform that profiles user sessions using thousands of behavioural, device and network signals to flag fraud in real time, helping online businesses and payment platforms make accurate accept/reject decisions. Acquired by Mangopay in 2022.
Netrisk Group is a Budapest-based digital insurance comparison and brokerage platform that helps consumers compare policies from multiple insurers and purchase coverage online. The company operates across Central and Eastern European markets and is the leading insurance aggregator in Hungary, covering auto, home, travel, and health insurance products. Netrisk simplifies a traditionally opaque buying process by providing transparent side-by-side comparisons and instant quotes. The group has expanded through acquisitions and organic growth to become one of the most significant insurtech players in the CEE region.
Nevis is an AI platform for the wealth management industry, describing itself as the first unified AI platform for wealth management. It automates advisors' administrative and operational workflows end-to-end, including meeting summaries and prep, intelligent search, client email drafting, task generation, and account opening with custodians. The company primarily targets Registered Investment Advisors. Founded in 2024 by three former Revolut employees, it is headquartered in London, and in December 2025 it acquired voice-AI startup Ledra AI.
Luxembourg-based fintech providing SPARK, an AI-powered operating ecosystem for automating investment operations in asset management. Handles middle- and back-office oversight with agentic AI, processing 5 petabytes of data monthly for institutions including BNP Paribas Securities Services, Amundi, and Capital Group across €500bn+ in assets.
Operator-led iGaming summit at the Mediterranean Conference Centre drawing 6,000+ delegates, with sub-summits on start-up & investment, crypto, and payments. Includes a Hot Seat startup pitch format for founders meeting VCs and senior operators.
Zurich-based AI-first enterprise operating system for SMEs and freelancers that automates invoicing, accounting, payroll, and document management in a single platform. Built on ETH and HSG research. Connects all operational processes with AI as the core layer rather than an add-on module.
The 25th edition of the NextGen Payments & RegTech Forum is a one-day senior-executive fintech conference held at the Athens Marriott Hotel. Through keynotes, panels, roundtables and one-to-one meetings it covers instant and real-time payments, account-to-account transactions, digital wallets, open banking, the Digital Euro, embedded finance, fraud prevention and regulatory technology across Greece and Europe.
Nextury Ventures is a venture capital firm and startup incubator founded in 2013 in Vilnius by entrepreneur Ilja Laurs and ICT executive Mindaugas Glodas. Inspired by Silicon Valley models, it builds and invests in early-stage companies in fintech, proptech, sharing economy, e-commerce, and mobile sectors. Since inception it has invested in over 30 companies across multiple European markets, including the UK and US, with cumulative returns of +219% after taxes reported over a five-year period.
Luxembourg's flagship tech and innovation conference at Luxexpo The Box, positioned as a bridge between the Greater Region's corporates, the Luxembourg fund industry, and international deep-tech founders. Programming spans AI, space tech, fintech, and sustainable finance with 4,000+ attendees and an exhibition floor featuring Luxembourg-based scale-ups like Paul Wurth, Gcore, and LuxAI. The 2024 edition launched with ministerial support and has since become the country's primary innovation showcase. Tickets EUR 100-400.
Co-founder and CEO of Revolut, which he scaled from a multi-currency card into one of the world's most valuable fintechs, with tens of millions of customers and a full UK banking licence. A former derivatives trader, he is among Europe's most prominent fintech founders.
A major Nordic fintech gathering at TAP1 with around 2,000 participants, 200 fintech startups, and 150 financial institutions across roughly 100 sessions. Strong startup-to-institution matchmaking.
Nordigen is a Riga-based open banking data platform that was acquired by GoCardless in 2022. The company provides free access to bank account data through PSD2-compliant APIs, enabling fintechs, lenders, and financial service providers to retrieve transaction histories, account balances, and payment data from over 2,300 banks across 31 European countries. Nordigen's freemium model disrupted the open banking aggregation market by making basic bank connectivity accessible without per-API-call fees. As part of GoCardless, the Riga team continues to develop open banking infrastructure and represents an important Latvian contribution to Europe's financial data ecosystem.
NorthCap (Northcap Partners) is a Copenhagen-based venture capital firm founded in 1999, focused on B2B and B2B2C technology companies across the Nordics, with a particular emphasis on SaaS, cloud computing, and mobile services. The firm invests from seed stage (Denmark only) through growth stage, with ticket sizes ranging from $1 million to $25 million, and draws on more than 100 investments of operational experience to support founders in scaling and internationalization. Notable investments include GAN Integrity and Visiopharm.
FinTech North's pan-northern flagship, celebrating the fintech ecosystem across the North of England at the Guildhall in York. Useful for a Northern fintech founder wanting cross-regional investor and corporate connections in one summit rather than a single-city conference.
Notion Capital is a London-based venture firm founded in 2009 by the team behind MessageLabs and Star — Jos White, Ben White, Stephen Chandler, Chris Tottman and Ian Milbourn — who built MessageLabs before its $700M sale to Symantec. The firm invests exclusively in European B2B software and fintech, with a sweet spot at Series A (companies at or near product-market fit, typically $1M+ ARR) and initial cheques of €1–8M. Across five venture funds and three growth vehicles Notion has raised over $1bn in total AUM; Fund V closed at its €300M hard cap in 2023 and Growth Opportunities III added $130M in 2025 to back the firm's best companies longer. Its thesis spans four software categories — Knowledge (AI-enhanced SaaS), Money (fintech), Labour (services-as-software) and Machines (software in physical environments, including defence). Marquee outcomes include Currencycloud (acquired by Visa for ~$963M, 2021) and GoCardless (acquisition by Mollie announced at ~$1.1bn, 2025), with a portfolio that also features Paddle, Mews, Quantum Systems, Workable, TestGorilla and Upvest.
Nucleus Ventures is a venture building and corporate innovation advisory firm based in Cyprus, founded in 2014. It offers services including venture building, fundraising, soft-landing support for international market entry, operational advisory, and capacity building programmes. The firm serves governments, corporations, and founders across the EMENA region, with particular experience in FinTech, HealthTech, and AI. Nucleus Ventures has also managed government-backed accelerator and seed fund programmes.
OakNorth is a London-based fintech founded in 2015 that operates as a profitable digital bank and credit intelligence software provider. Its OakNorth Credit Intelligence platform uses AI and machine learning to help commercial lenders make better decisions for mid-market businesses, the segment typically underserved by traditional banks. The bank itself has lent over GBP 10 billion since launch and has been consistently profitable. OakNorth raised $1 billion from investors including SoftBank, reaching a valuation of $4.7 billion. The software platform is licensed to banks globally.
Ondato was founded in 2018 in Vilnius by Liudas Kanapienis and Andrej Vistorskij as a compliance and identity technology platform. It provides KYC, KYB, and AML solutions including digital identity verification, biometric authentication, business onboarding, fraud detection, and risk scoring. The company has raised €6.6 million in total funding and serves over 300 clients globally, with offices in Lithuania, the United Kingdom, and Poland.
Onfido is a London-based identity verification company founded in 2012 that uses AI and biometric technology to help businesses verify user identities remotely. The platform combines document verification with facial biometrics to enable onboarding for financial services, sharing economy, healthcare, and other regulated industries. Onfido was acquired by Entrust in 2024 for approximately $400 million. Before the acquisition, the company had raised over $200 million and served customers including Revolut, Zipcar, and Bitstamp across 195 countries, processing millions of identity checks annually.
Organiser of Open Banking Expo, the UK and Europe dedicated Open Banking, Open Finance and Smart Data event, alongside a global community, awards and content programme. The show convenes banks, fintechs, regulators and investors shaping data-driven financial services.
The UK and Europe's dedicated Open Banking, Open Finance and Smart Data show at the Business Design Centre in London. Four content stages plus a workshop theatre, an Innovation Zone and 40+ exhibitors bring together banks, fintech founders, regulators and investors shaping data-driven finance.
Outlast Fund is an early-stage venture capital firm co-headquartered in Riga and Stockholm, founded in 2024 by Egita Polanska, Marija Rucevska, Kristaps Prusis, and Mikaela Pedersen. The fund closed its debut €21 million vehicle backed by Latvian sovereign fund Altum, the EU's ERDF, and Baltic angel investors. It targets pre-seed tickets up to €250k and seed rounds up to €1.5 million, with a focus on B2B SaaS, fintech, and cybersecurity across the Baltics and Nordics.
Founded in 2013 by Andrea Di Camillo — a serial entrepreneur behind Vitaminic and Banzai and an early investor in Yoox and Venere — P101 is one of Italy's most prominent early-stage VC firms, managing approximately €500 million AUM. Its latest vehicle, Programma 103, closed at €250 million in early 2025, targeting early-stage startups in fintech, proptech, edtech, and cybersecurity with an average ticket of €5 million. Over 12 years P101 has backed 58+ companies and completed roughly 290 transactions with ~20 exits; standout portfolio names include Musixmatch (acquired by TPG for ~$500 million in 2023). The firm has a stated goal that Programma 103 companies will collectively generate €5 billion in revenue and 3,000+ jobs by 2030.
UK Merchant-of-Record platform handling payments, sales tax, compliance and billing across 300+ markets for SaaS and digital-product businesses; serves 10,000+ customers.
Three-day tech, business and arts festival across Athens with 10,000+ attendees, 250+ speakers, a startup competition, Founders' Day and Investors' Day, plus 70+ side events spanning AI, defense, fintech and deep tech.
General Partner at Northzone, the pan-European venture firm, splitting time between Stockholm and New York. A long-standing fixture of Nordic venture, he led Northzone's landmark investments in Spotify and iZettle and has shaped the firm's growth into a multi-billion-euro platform.
Premier European gathering for institutional Web3 and digital assets at Carrousel du Louvre. Strong concentration of founders, C-suite decision-makers, and liquidity providers. Startup competition applications close close to event week, with finalists pitching live on stage to investors and industry operators.
Competition track for early-stage Web3 companies at Paris Blockchain Week. Applications close close to event week, with selected finalists pitching on stage to investors and digital-asset industry participants.
Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.
PASHA Holding is Azerbaijan's largest diversified conglomerate, and its technology ventures arm invests in and incubates digital businesses across fintech, insurtech, and enterprise software. Through subsidiaries like PASHA Bank and PASHA Insurance, the group has launched digital-first products including mobile banking platforms, automated insurance underwriting, and data analytics capabilities. The holding's tech initiatives are significant because they channel substantial domestic capital into digital infrastructure and create a corporate innovation layer that smaller Azerbaijani startups can plug into for distribution and enterprise validation.
Passion Capital is an early-stage London VC founded in 2011 by Eileen Burbidge, Stefan Glaenzer, and Robert Dighero. The fund backs European early-stage technology companies, with a portfolio that has included Monzo, GoCardless, and DueDil. Passion is recognised for hands-on founder support and has been an influential voice in UK tech-policy discussions for over a decade.
B2B Buy Now Pay Later fintech that lets merchants offer business buyers deferred payment terms of 15-90 days while the merchant is paid instantly, handling credit risk and collections.
AI-powered personal finance app that detects unnecessarily high payments and subscriptions in users' bank accounts and recommends better offers. Operating in Czechia and Slovakia, it has passed 350,000 users.
Founder and CEO of Thought Machine, the cloud-native core-banking platform. He previously founded a speech-technology company acquired by Google, where he built voice systems before turning to banking infrastructure.
Paweł Michalski is a Warsaw-based VC educator and angel investor, best known as co-founder and CEO of VCLeaders, a training platform for venture professionals, and as a Managing Partner and Head of Advisory Services at COBIN Angels, Poland's largest business-angel community. He is also a Venture Partner at the Berlin climate-tech fund World Fund, and previously served as Chief Growth Officer at equity-crowdfunding platform Beesfund and Head of Business Development at hardware startup First11, following a project-finance career at PKO Bank Polski. Through VCLeaders' newsletter he regularly publishes analysis on the European venture ecosystem.
PayFit is a Paris-based fintech founded in 2016 that provides cloud payroll and HR software for small and medium-sized businesses, automating pay runs, leave, expenses and employee management across several European countries. It reached unicorn status in 2022 and serves tens of thousands of SMEs.
Payflow is an earned-wage-access fintech letting employees draw down accrued salary at any time during the month at no cost, with employers paying a platform fee. It has grown into a financial-wellness app serving 800+ companies and 500,000 employees across Spain, Portugal, Peru and Colombia.
Paymove is a Sopot-based fintech that digitises unattended and offline commerce, replacing legacy physical payment hardware with secure QR-based payments that need no app download. The company is also building payment infrastructure for autonomous AI agents. It is active in more than 2,000 locations in Poland and reaches over 600,000 users.
Payments platform giving online merchants across Central and Eastern Europe unified access to card payments, BNPL, local payment methods and multi-currency settlement via a single integration. Raised a €5M seed, bringing total funding to €7M.
Paysera, founded in 2004, became Lithuania's first licensed e-money institution when the Bank of Lithuania issued it an unlimited electronic money licence in 2012. The company offers online and in-store payment processing, international money transfers, currency exchange, and investment services to individuals and businesses in over 30 countries. It employs more than 700 people. The platform serves event organisers, e-shops, physical retailers, and private clients.
Paytently is a payment orchestration platform built by former executives from Checkout.com, Trustly, and TrueLayer. Founded in 2022 and launched commercially in 2023, its single API enables businesses to route transactions across 60+ acquiring partners and 200+ alternative payment methods, with AI-powered fraud detection and intelligent routing to optimise success rates. Regulated as a Payment Institution by the Malta Financial Services Authority, the company serves iGaming, e-commerce, and other high-volume verticals from its headquarters in Sliema.
Fintech payments provider founded in 2002 and headquartered in Hoofddorp, Netherlands, owned by Prosus/Naspers. Processes online payments for merchants across CEE, LatAm and Africa.
Payze is a Tbilisi-based payment-orchestration and acquiring layer built specifically for merchants operating across the Caucasus, CIS, and Eastern European markets, where a single global PSP rarely has strong enough local rails to cover the whole corridor. The platform gives e-commerce operators and marketplaces one API for card processing, Apple Pay and Google Pay, local bank methods, tokenization, and — crucially — automated split payments that route a single customer charge to multiple beneficiaries (sellers, drivers, partners) without building custom ledger logic. Founded in 2020, Payze has raised from Y Combinator (W22 cohort) and 500 Global via the 500 Georgia/Eurasia program, and is backed locally by GITA, the Georgian Innovation and Technology Agency. It is one of the clearest examples of a Georgian B2B fintech that has converted the country's position as a regional crossroads between Europe, Turkey, and the CIS into a commercial wedge in payments infrastructure.
Accounting and financial management platform growing its engineering footprint in Spain. Pennylane is a startup based in Paris, France at the growth stage. The company operates in the Fintech, Accounting, SaaS space. Learn more at their website.
PFR Ventures is the venture capital arm of the Polish Development Fund (Polski Fundusz Rozwoju), wholly owned by the Polish state, established in 2014 and based in Warsaw. The firm operates as the largest fund-of-funds manager in the Central and Eastern Europe region, managing over PLN 3 billion in assets across 80+ private VC funds that have collectively supported more than 900 startup investments. PFR Ventures co-invests alongside private LPs to leverage EU structural funds and catalyse private capital into the Polish venture ecosystem, backing early-stage through growth-stage funds in sectors including deep tech, SaaS, fintech, and life sciences. Its Innovate Poland programme launched in November 2025 with at least PLN 4 billion earmarked for the next investment cycle.
Co-founder and CEO of papernest, the platform that automates household subscriptions and contracts. A former McKinsey consultant, he co-founded the company in 2015 and expanded it across Europe.
Co-founder and CTO of Yokoy, the Zurich-based AI-powered spend management platform founded in 2019. Sahli led the technical architecture of Yokoy's AI engine for expense reports and invoice automation, helping scale the platform to enterprise customers across Europe after the company's CHF 80 million Series B led by Sequoia Capital.
Mobile digital wallet for contactless and peer-to-peer payments, IBAN transfers, bill payments and loyalty-card storage, with a free virtual Mastercard; payment services provided via licensed e-money firm Paynetics.
Business Angel of the Year 2021 and former PwC partner, Piotr combines corporate finance expertise with deep-technology investing. He focuses on high-potential international projects, especially biotech and complex fintech products. His portfolio includes early-stage investments in biotechnology initiatives and specialized fintech tooling.
A fintech entrepreneur (ex-CEO of Turbine Analytics), Piotr co-founded Data Ventures and also invests personally in tech startups. He has shown particular interest in blockchain and DeFi startups and is ranked among the top crypto-focused angels in Poland with investments in blockchain companies. Associated startups: Aleph Zero (blockchain platform) and multiple fintech/crypto ventures.
Plat.AI is an Armenian AI technology company founded in 2020, specializing in predictive analytics solutions for the fintech and insurtech industries. Its platform processes up to 10 million predictions daily for credit and insurance organizations, and has deployed products in cooperation with Armenia's banking and social protection sectors in partnership with the Nork Technology Center. Plat.AI is an active contributor to data science education in Armenia and serves as a Gold Sponsor of PyData PyCon Yerevan 2026.
Pleo is a Copenhagen-founded B2B spend-management unicorn that replaces paper expense claims with smart Mastercard-powered cards for employees and a real-time software platform for finance teams. Founded in 2015 by Jeppe Rindom and Niccolo Perra (former Tradeshift colleagues), it covers corporate cards, invoice management, vendor cards, multi-currency accounts and, since 2025, a full cash-management and treasury suite. As of mid-2025 Pleo serves 45,000+ businesses and over a million employees across 16 European markets, with the UK its largest. Pleo reached unicorn status in 2021 and closed a $200M Series C extension led by Coatue in December 2021 at a $4.7bn valuation, then Denmark's most valuable private tech company. Total funding exceeds $476M, backed by European investors Kinnevik (Sweden), Creandum (Sweden), Founders (Denmark) and Seedcamp (UK) alongside US growth funds Stripes, Coatue and Thrive Capital. FY2025 net revenue was about €130M (up 25%), with break-even targeted for 2027 and a possible Copenhagen IPO under consideration.
Plug and Play Cyprus is the first Cyprus location of Plug and Play, the Silicon Valley-based global innovation platform, launched in Limassol in April 2026. The programme is co-funded by the Republic of Cyprus through the Deputy Ministry of Research, Innovation and Digital Policy and the Research and Innovation Foundation. It plans to run six cycles of incubation and acceleration targeting fintech, regtech, gaming, and shipping and energy, aiming to support around 60 startups and create approximately 500 jobs. Corporate partners include ASBIS, Tototheo, Mastercard, and ECOMMBX.
Spanish arm of Plug and Play (since 2012) connecting startups with corporate partners in fintech, insurtech, and mobility. Operates from Valencia with pilots and venture funding; global alumni include PayPal and Dropbox. Scope: International.
Plum is a money management fintech that offers a mobile app with smart tools for automated saving, budgeting and investing, helping users manage personal finances with minimal manual effort. Founded in 2016 by Victor Trokoudes and Alex Michael, the company is headquartered in London with additional offices in Athens and Nicosia, and serves more than 2 million users across Europe. In July 2024 it raised a £16 million Series B round to support growth and a push toward profitability, with strategic investor Eurobank having taken a minority stake.
A three-day invitation-driven forum at Kongresshaus Zurich with 2,000+ attendees and 80+ regulators and central banks, on digital assets, AI in finance, and policy. For a fintech or web3 founder it offers unusually direct access to regulators and central banks alongside investors.
PortfoLion is the venture capital and growth equity arm of OTP Bank, Hungary's largest bank, managing approximately €440 million in AUM across three distinct funds targeting seed, growth, and turnaround stages. Founded in 2010 and headquartered in Budapest, it is the most prominent institutional VC in the CEE region by assets under management, with 64 portfolio companies across Hungary and wider Central and Eastern Europe. Its seed fund deploys €500k–€3 million per ticket and the growth fund €5–30 million, with notable investments including SEON (which went on to raise $150 million from Creandum and IVP) and Tresorit (acquired by Swiss Post). The firm has a team of 33 professionals including five partners.
Portmanat is Azerbaijan's first domestically developed electronic wallet, launched by Mobile Payment Solutions LLC in 2012. It enables users to pay utilities, mobile operators, internet providers, and merchants via mobile number-linked wallet accounts, QR codes, and card terminals. Portmanat is a founding member of the Azerbaijan Fintech Association and has bank integration partnerships with Bank Respublika and others.
Portugal's largest decentralised innovation festival — 250+ mostly-free events across 15+ cities, themed on AI, Web3, sustainability, and the future of work, anchored around Web Summit week. The single best week for a founder to tap the whole Portuguese ecosystem at once, with pitch sessions, tech days, and investor meetups nationwide.
Practica Capital is the most established venture capital firm in the Baltics, founded in Vilnius in 2011 and managing four funds totalling over €130 million in assets under management. The firm invests at pre-seed, seed, and selected Series A stages in marketplace, SaaS, and deep/industrial tech startups originating from Lithuania, Latvia, and Estonia, and now has partners on the ground in all three Baltic capitals. Its portfolio of 70+ companies includes CGTrader, TransferGo, PVcase, Interactio, Eneba, and Ovoko, with one IPO and six acquisitions to date. The €80 million third fund, closed in February 2024, is the largest seed fund ever raised in the Baltic region.
Prime Ventures is one of the longest-running growth-stage venture firms in the Netherlands, founded in 1999 and operating from Naarden with additional presence in London. The firm writes Series B and later checks of EUR 10-40 million into European technology companies with proven revenue traction, with a sector focus spanning B2B SaaS, digital marketplaces, fintech, and consumer internet. Over more than two decades Prime has backed companies including Just Eat, Takeaway.com, Gemalto, TaxiCaller, Brandbank, Recommind, and Impraise, and has produced several of the most profitable Dutch venture returns on record. The firm is a useful example of a Benelux-headquartered fund that plays a growth-round role traditionally occupied by US crossover investors, and it is often one of the first calls for a Dutch or wider European scale-up raising its first big post-PMF round.
Primo Ventures (operating entity: Primomiglio SGR), led by chairman Gianluca Dettori and founded in 2016, is a Milan-based VC managing approximately €530 million in assets across digital and space-focused funds. It launched the first Italian venture capital fund dedicated to space technologies — Primo Space Fund (target €80 million, first close €58 million) — in partnership with the Italian Space Agency (ASI) and Fondazione E. Amaldi, backing deep-space logistics, propulsion, and AI for spacecraft. Portfolio investments include D-Orbit (space logistics, Series C co-lead) and AIKO (AI for autonomous spacecraft operations). Beyond space, its digital fund invests in B2B SaaS, cybersecurity, and fintech at seed and early-growth stages.
Project A Ventures is a Berlin-based early-stage operator VC founded in 2012 by Florian Heinemann, Uwe Horstmann, Christian Weiss, Ben Fischer, Anton Waitz, and Thies Sander. The firm closed its fifth and largest fund at €325 million in 2025, bringing total assets under management to approximately €1.2 billion. What sets Project A apart is its in-house platform of over 140 functional experts in engineering, business intelligence, marketing, sales, and recruiting who work directly inside portfolio companies alongside capital. Investments span seed through Series B across SaaS, fintech, logistics, and consumer technology, with a notable portfolio including Trade Republic, sennder, Catawiki, WorldRemit, KRY, and Voi.
Prosus Ventures is the venture and growth investment arm of Prosus, the Amsterdam-listed international technology investor that was spun out of South African conglomerate Naspers in 2019 and today stands as one of the largest technology investors in the world, anchored by a historically ~25 percent stake in Tencent that funds the rest of the portfolio. Beyond Tencent, Prosus Ventures and its strategy teams actively invest in growth-stage technology companies across food delivery, fintech, edtech, classifieds, and AI, owning stakes in Delivery Hero, iFood, Swiggy, Stack Overflow, PayU, Udemy, and Brainly among others. With many billions of euros of investable firepower and an explicit willingness to lead USD 100M+ rounds, Prosus is effectively one of Europe's only indigenous late-stage growth investors that can compete at scale with US crossover funds on late rounds of European technology companies.
Investment Director at Movens Capital. Leads sourcing and diligence across CEE early-stage software and deep tech deals, with focus areas in AI, developer tools, and fintech infrastructure.
Qonto is a Paris-based digital business bank founded in 2016 by Steve Anavi and Alexandre Prot to simplify financial management for SMEs and freelancers. The platform offers business accounts, corporate cards, expense management, bookkeeping integrations, and invoicing in a single interface. Qonto has raised over EUR 600 million from investors including Tiger Global, Valar Ventures, Tencent, and DST Global, reaching a valuation of EUR 5 billion. It serves over 500,000 business customers across France, Germany, Italy, and Spain, and acquired German competitor Penta in 2022. Qonto is Europe's largest digital finance platform purpose-built for small businesses.
International B2B conference organiser that runs the NextGen Payments & RegTech Forum series, including the long-running Athens edition. Its senior-executive fintech events convene banks, payment service providers, fintech firms and regulators around payments innovation, open banking and regulatory technology.
Partner at Movens Capital. Background in finance and operations, leading deal execution and portfolio support for early-stage CEE startups across fintech, enterprise software, and commerce enablement.
A pioneer of Poland’s dot-com era (founder of Internet Technologies and former head of Google Campus Warsaw), Rafał has a long angel track record. He invested in one of the first Polish unicorns Milestone Systems and supported fintech and media startups. His approach blends early internet industry wisdom with a vast network of contacts. Associated startups: Past investments include travel startup iTaxi and others; as ex-Campus Warsaw head he advised countless startups.
Raisin is a Berlin-based fintech founded in 2012 that operates an open-banking savings and investment marketplace, letting retail customers across Europe and the United States access deposit products, ETFs and pensions from hundreds of partner banks through a single account. It merged with Deposit Solutions in 2021, trades as WeltSparen in Germany, and has intermediated tens of billions of euros in deposits.
Ramp Network is a Warsaw-founded fintech that powers fiat-to-crypto on/off-ramps embedded inside hundreds of web3 apps, wallets, and exchanges. Founded in 2017 by Szymon Sypniewicz and Przemek Kowalczyk, the company has raised funding from Balderton Capital, NfX, Galaxy Digital, and angel investors including Taavet Hinrikus and Piotr Karwatka. Ramp serves users in over 150 countries and is one of Poland's most internationally visible crypto-infrastructure startups.
Rapyd is a London-headquartered fintech-as-a-service platform founded in 2016 by Arik Shtilman and Omer Priel, enabling businesses to accept global payments, send payouts, and embed financial services through a single API. The platform supports payment methods across 100+ countries and employs over 1,600 people globally. Rapyd reached a valuation of over $8.75 billion following a $300 million funding round in 2021 and is backed by Target Global, Stripe, General Catalyst, and Tiger Global. In 2025 Rapyd acquired PayU's Latin America and Africa payment operations.
Re-Pie is Turkey's first and largest alternative portfolio management company, established in 2015 under a Capital Markets Board licence and managing assets worth over 73.5 billion TL across 41 venture capital, 36 real estate, and 13 securities investment funds. Its venture capital arm backs Seed to Series A technology companies with cheques of $1M–$10M, with a notable portfolio including Getir, Hepsiburada, ikas, Modanisa, Colendi, and Ace Games. Re-Pie combines financial structuring expertise from its broader asset management platform with active strategic and operational support for portfolio companies. The firm is headquartered in Istanbul and is regulated by Turkey's CMB.
Redalpine is a Zurich-based multi-stage venture capital firm founded in 2006 by Michael Sidler and Peter Niederhauser, and has grown into one of the most active Swiss VCs by number of early-stage checks across the DACH and wider European technology landscape. The firm invests from seed through Series B across digital health, fintech, deep tech, climate tech, and software, and is best known as an early backer of N26, Taxfix, Inkitt, 9fin, and Proxima Fusion. Redalpine closed its sixth fund at EUR 300+ million in 2023 and has built one of the larger Swiss-based venture teams, typically writing checks between EUR 1-15 million into companies it then follows through multiple rounds. It is a reference fund for Swiss and DACH founders looking for a locally anchored lead investor with international reach.
Global employment platform offering Employer of Record (EOR), global payroll, contractor management and compliance across 100+ countries on owned infrastructure. Founded 2019 in Lisbon; a Portuguese unicorn.
Resistant AI focuses on AI-driven fraud detection for financial services, specifically identifying manipulated documents used in KYC and onboarding. Its models detect fake paystubs, doctored IDs, and synthetic documents that bypass traditional checks. As digital fraud grows more sophisticated, Resistant AI has become a critical partner for fintechs and banks. By 2026, it is a leading Czech player in the FinTech security category.
Revo Capital is Turkey's largest technology-focused venture capital firm, founded in 2013 by Cenk Bayrakdar and Berkin Toktaş, having raised over $250M across three funds. Fund II closed at a landmark €90M in 2021 — oversubscribed with backing from IFC, EBRD, EIF, DEG, and the Turkish Development and Investment Bank — and Fund III reached an $86M first close in 2024 targeting over $100M. The firm has invested in 48 startups across Turkey, Eastern Europe, and the Baltics, achieving 18 exits and producing unicorns Getir and Builder.ai; portfolio companies have attracted $3.5B in follow-on capital between 2021 and 2025. Revo concentrates on early-stage B2B and B2C ventures in fintech, SaaS, cybersecurity, health tech, AI, and gaming.
Revolut is a British fintech company offering a “super-app” for digital banking and financial services. Launched in 2015 by founders Nik Storonsky (a former Credit Suisse trader from Russia) and Vlad Yatsenko (Ukrainian developer), Revolut began as a multicurrency travel card allowing users to spend and transfer money globally with minimal fees. It quickly evolved into a full-featured neobank. As of 2025, Revolut operates in 48+ countries and has 65 million customers worldwide, making it one of the fastest-growing fintechs ever. The app provides a suite of services: GBP and EUR bank accounts, debit cards, currency exchange for 30+ currencies at interbank rates, stock and crypto trading, person-to-person payments, bill splitting, and more. Revolut’s growth has been astonishing – it surpassed £3.1 billion in annual revenue in 2024 with £1.1 billion operating profit. The company has raised over $1.7 billion from investors like SoftBank, Tiger Global, and TCV, reaching a private valuation of $33 billion in 2021. In late 2025, a secondary share sale reportedly valued Revolut at $75 billion, vaulting it among the world’s most valuable fintechs. Revolut’s journey has not been without challenges: it faced regulatory hurdles (e.g. its UK banking license was long-delayed), compliance scrutiny, and had to strengthen its governance as it scaled. Nonetheless, the company achieved profitability in 2021 and has continued to grow its user base across Europe, North America, and Asia. Revolut’s mission is to become a “global financial super-app”, consolidating banking, investing, insurance, and payments in one place. It has introduced products like “Revolut Junior” accounts for kids, pay-later services, and expanded into credit in select markets. With over 10,000 employees worldwide, Revolut is now a regulated bank in the EU and other jurisdictions. Its story from scrappy travel card startup to a $75B-valued fintech giant with 65 million users epitomizes Europe’s fintech rise and the potential of challenger banks to rewrite banking norms.
General Partner and CFO of Indico Capital Partners, which he co-founded after a career at Caixa Capital. He leads fund operations and investments across enterprise software, fintech and deep tech in Portugal, Spain and Italy.
Co-founder and CEO of OakNorth, the SME-lending bank, which he started after struggling to get a loan for an earlier business. He previously co-founded Copal Amba, sold to Moody's.
Rockaway Capital is a Prague-based investment group founded in 2013 by Jakub Havrlant, focusing on e-commerce, e-travel, media, fintech, and blockchain ventures across DACH, CEE, and the Balkans. The group's portfolio companies have generated aggregated revenues exceeding €2.5 billion and employ more than 5,000 people in 17 European countries. A notable exit was the sale of its stake in Mall Group, a leading CEE e-commerce platform, to Allegro for $1.13 billion.
Roosh Ventures is an entrepreneur-led Ukrainian VC fund founded in 2020 by Den Dmytrenko (co-founder of Reface and the AI HOUSE community) and Serhiy Tokarev, an AI entrepreneur and investor with 20+ years of experience. Operating with $40M AUM and 40+ portfolio companies, the fund takes a co-investment approach and focuses on pre-seed through Series A deals in enterprise SaaS, fintech, gaming, and AI across EU and US markets. Notable portfolio companies include Deel ($12B valuation), Oura, and Pipe; the fund's most recent disclosed investment was in Tower in March 2026. Despite the ongoing war, Roosh maintains its Kyiv headquarters and Ukrainian identity.
SABAH.HUB is a private innovation center and accelerator founded in 2021 that supports startups at pre-seed and seed stages. It offers incubation, acceleration, and education tracks (SABAH.academy, SABAH.incubation, SABAH.lab) and has made 16 investments in its portfolio. It co-organizes the Baku Investment Day (Baku ID) conference in partnership with the World Economic Forum's Centre for the Fourth Industrial Revolution Network.
Senior Vice President at Sygnum Bank leading bank-to-bank integration and enablement for digital-asset banking. He is an announced speaker at Eurasia Tech Week 2026 in Istanbul.
Salv is an Estonian anti-financial-crime (RegTech) company building a compliance SaaS platform for banks, fintechs and payment providers. Its products cover AML transaction monitoring, sanctions and transaction screening, customer risk scoring and fraud detection. Salv also operates Salv Bridge, a cross-border real-time platform that lets financial institutions collaboratively share intelligence to fight crime. The founding team previously worked together on AML, KYC and fraud systems at TransferWise (Wise) and Skype.
Satispay is an Italian mobile payment network headquartered in Milan, founded in 2013 by Alberto Dalmasso (CEO), Dario Brignone (CTO) and Samuele Pinta (CFO). Authorised by the Bank of Italy as an e-money institution, it operates an independent payment circuit that bypasses Visa, Mastercard and traditional card rails: users link a bank account via IBAN, hold a virtual wallet and pay merchants in-store, online or peer-to-peer through SEPA mandates at low fixed fees, making it especially attractive for small-ticket transactions. With over 6.5 million users and 450,000 merchant partners as of mid-2026, Satispay is Italy's dominant independent payment network, expanding into France, Luxembourg and Germany and into corporate welfare, buy-now-pay-later and investment products. It has raised over €500M; the 2022 Series D of €320M led by Addition (with Greyhound Capital, Coatue, Lightrock, Block and Tencent) made it Italy's second unicorn, and in June 2026 it announced plans for a further round of up to €120M.
Regional iGaming, sports betting, and affiliate-marketing summit at the Sheraton Grand Tbilisi Metechi Palace, expecting 2,500+ delegates and 70+ speakers from Eastern Europe and Central Asia covering regulation, tech, and operations.
Scalapay is Italy's leading Buy Now Pay Later fintech, enabling shoppers to split purchases into three interest-free installments both online and in-store. Founded in 2019 by Simone Mancini and Raffaele Terrone, the Milan-based company operates across nine European countries and partners with over 1,500 merchants, reporting a 48% increase in average basket size for retailers. Backed by Tiger Global, Tencent, and Poste Italiane with $783 million raised in total including a $497 million Series B in 2022, Scalapay reached unicorn status and received €70 million in EIB debt financing — the EU bank's first direct financing to an Italian scale-up.
CEO/co-founder of Klarna, Sebastian has Polish roots and has made angel investments in Poland. He participated in funding for Warsaw-based custom packaging startup Packhelp, among others. His presence brings a bit of Scandinavian fintech savvy to the Polish ecosystem. Associated startups: Packhelp (and likely other Polish e-commerce enablers).
SEED Capital is Denmark's largest early stage venture fund and a first check investor for many of the country's most successful startups. The firm invests at seed and Series A and supports founders with hands on company building and follow on fundraising. SEED has backed Danish scale ups across SaaS, fintech, and consumer tech, with notable wins including Trustpilot, Vivino, Templafy, and Lunar. It is a key pillar of the Danish venture landscape.
Semapa Next is the corporate venture capital arm of Semapa Group, one of Portugal's largest industrial conglomerates (pulp, paper, cement). Launched to invest in industrial tech, environmental solutions, mobility, and fintech, Semapa Next deploys EUR 1-5M at Series A in startups aligned with the group's strategic interests. The fund provides portfolio companies with access to Semapa's industrial operations for piloting and commercial partnerships, focusing on sustainability, circular economy, and digital transformation of traditional industries.
SEON is a Budapest-founded fraud prevention platform that helps online businesses detect and block fraudulent transactions, account takeovers, and synthetic identities using real-time digital footprint analysis and machine learning. The platform enriches transaction data with social media signals, device intelligence, and behavioral patterns to score risk without adding friction to legitimate users. SEON has raised over $100 million and serves customers across fintech, e-commerce, iGaming, and digital banking. It is one of Hungary's most prominent cybersecurity startups and demonstrates the country's strength in building globally competitive fraud and risk management technology.
The world's largest iGaming and emerging tech expo, held at the Malta Maritime Hub (MFCC). Attracts 25,000+ attendees, 800+ sponsors and exhibitors covering gaming, blockchain, AI, and fintech. Malta's regulatory framework for digital assets makes this a key event for Web3 and gaming startups. Tickets from EUR 300.
Silent Eight builds AI-powered financial-crime compliance software for global banks. Its Iris platform automates AML alert investigation, sanctions screening, transaction monitoring and adverse-media detection, replicating analyst judgement at scale; clients include HSBC and Standard Chartered. Founded by Poles with its engineering hub in Warsaw (commercial HQ in Singapore).
Silverfin is a cloud accounting software company based in Ghent, Belgium, founded in 2013 by Joris Van Der Gucht and Tim Vandecasteele. Its connected accounting platform standardises and centralises financial data so accountants can automate compliance and reporting work and deliver advisory services more efficiently. The company operated across multiple countries with a customer base that included large accounting firms. In September 2023 the Norwegian software group Visma acquired Silverfin in a deal reported at around €300 million, one of the larger Belgian tech transactions.
Silverflow is an Amsterdam-based fintech that provides a cloud-native card payment processing platform. It offers a direct connection to the card networks via easy-to-use APIs, with features including 3D-Secure, network tokenisation, direct-to-card payouts, and dispute management based on enriched data. The company positions itself as a modern alternative to legacy payment infrastructure, serving payment service providers, payment facilitators, acquirers, and merchants. It was founded by former Adyen executives Anne Willem de Vries, Robert Kraal, and Paul Buying. Customers cited in press coverage include Deutsche Bank, Bolt, Payabl, and Buckaroo.
General Partner at European venture capital firm Creandum, based in Berlin, where he leads the fintech vertical investing across Europe and the US. Before VC he co-founded Foodpanda and HelloFresh US, and began his investing career at Earlybird, leading its seed investment in N26. His portfolio includes Taxfix, Tide and Factorial.
Payments and embedded finance platform offering payment processing, digital wallets, prepaid cards and FX for merchants and consumers across emerging markets. Serves 6.3M users and 25,000 merchants.
Invoicing, inventory and accounting software for Romanian SMEs with native e-Factura integration; used by 65,000+ businesses issuing millions of invoices monthly. Majority-acquired by Visma.
Embedded banking platform providing regulated accounts, cards, and payments APIs. Solarisbank is a startup based in Berlin, Germany at the growth stage. The company operates in the Fintech, Banking space. Learn more at their website.
Partner at Accel and one of Europe's most influential venture investors, leading the firm's London office. She has backed Spotify, Monzo, BeReal and KRY, and focuses on AI, consumer and fintech companies across Europe and Israel.
A former Spotify executive turned prominent angel (and VC at Atomico), Sophia from Sweden has invested in Polish startups, particularly in fintech and healthtech. She was an early angel in Warsaw-based Doctorly and supports female-founded companies in Poland through programs like Lift Women. Associated startups: Doctorly, Village Network (and other Polish startups via Atomico Angel Programme).
Formerly United Angels VC, Specialist VC was founded in 2017 by Riivo Anton and Gerri Kodres and rebranded in 2022 upon closing its €50M Fund II — the first Baltic VC fund to integrate secondary transactions alongside primary venture investing. The firm focuses on B2B, SaaS, fintech, and marketplace startups in the Baltic region and beyond, writing initial cheques from €200K to €1M at seed through Series A. Its Fund I portfolio includes two unicorns, Bolt and Veriff, alongside Starship Technologies and Monese, making it one of the highest-performing early-stage funds to emerge from Estonia.
Speedinvest is one of Europe's most active pre-seed and seed-stage venture capital firms, founded in 2011 in Vienna by Oliver Holle. The firm manages over EUR 600M across sector-focused funds covering fintech, deep tech, marketplaces, and industrial tech, with offices in Vienna, Berlin, London, Munich, and San Francisco. Speedinvest invests EUR 500K-2M initially and follows on to Series A, having backed 300+ companies including Bitpanda, GoStudent, Tier Mobility, Open, and Wefox. The firm operates a 40-person platform team providing hands-on support in hiring, legal, growth, and US market entry.
Spendesk is a Paris-based fintech founded in 2016 that provides an all-in-one spend management platform combining corporate cards, invoice and expense management, approvals and budgeting for mid-market companies. It reached unicorn status in 2022 after a funding round of more than 100 million euros and serves thousands of finance teams across Europe.
Spotware Systems is a B2B fintech company founded in 2010 in Limassol, Cyprus, and the creator of the cTrader trading platform for CFD and FX brokers. As of 2025, cTrader serves over 11 million traders and added 2 million new traders in that year alone, with 104% year-on-year growth in trading volume. The company's product suite also includes cBridge, a platform-agnostic liquidity bridge connecting MT4, MT5, and cTrader to multiple liquidity providers. Spotware employs 200+ professionals across 30+ nationalities.
Starling Bank is a London-based digital bank founded in 2014 by Anne Boden, offering personal, business and joint current accounts through a mobile app under a full UK banking licence. It was one of the first British neobanks to reach sustained profitability and also licenses its banking technology to other institutions through its Engine software subsidiary. It employs several thousand people and reports revenue of more than 880 million pounds.
Student-run summit at Olma Messen with 7,000+ attendees, 1,000+ investors, and 1,500+ startups. Highlights include the START Summiteer pitch competition and high-volume investor-founder matchmaking.
Startup Wise Guys is a Tallinn-founded B2B startup accelerator and early-stage VC founded in 2012, operating as one of the most active and prolific accelerators in the Central and Eastern European ecosystem. The firm runs over 45 sector-specific programmes annually spanning fintech, cybersecurity, SaaS, sustainability, and agritech, and has invested in over 600 startups from more than 60 countries. Its most recent fund of €45 million reached a first close of €25 million in 2023. Startup Wise Guys provides €100K–200K investments at pre-seed stage in exchange for equity, combined with intensive hands-on mentorship from operators and investors. Notable portfolio exits include VitalFields (acquired by Climate Corporation), StepShot (acquired by UiPath), and VOCHI (acquired by Pinterest).
Amsterdam hub of Startupbootcamp (est. 2010) running 3-month accelerators in fintech, cybersecurity, smart cities, IoT, and commerce. Provides EUR 15K seed funding, 6% equity, mentorship, and partner deals; alumni include early Adyen mentoring. Scope: International.
Managing General Partner and co-founder of Indico Capital Partners, Portugal's leading independent venture firm. Formerly an executive at Caixa Capital, he has built Indico into a >€244M multi-fund platform and is one of Southern Europe's most prominent early-stage investors, backing companies such as Sword Health and Anchorage Digital.
Managing Partner and co-founder of Notion Capital, the London B2B SaaS and fintech firm he started in 2009 with the MessageLabs team. He has backed European software leaders including GoCardless and Currencycloud and helped grow Notion to over $1bn AUM.
Co-founder and president of Qonto, which he started with Alexandre Prot after the two had earlier co-founded the price-comparison startup Smokio.
Stoïk is a Paris-based insurtech founded in 2021 that combines cyber insurance with cybersecurity software for small and medium-sized businesses. It bundles coverage with active risk-monitoring and scanning tools to help SMEs both insure against and reduce their exposure to cyber risk. The company operates across several European markets including France, Germany, Spain, Belgium, Austria and Luxembourg. After a 25M euro Series B in 2024 led by Alven, Stoïk raised a 20M euro Series C in January 2026, co-led by Impala and Opera Tech Ventures, to advance its AI agents and expand across Europe.
A Luxembourg-headquartered digital securities marketplace founded in 2018 by Arnab Naskar, Tobias Seidl, and Lennart Ante. STOKR operates an EU-regulated issuance platform for security tokens built on Bitcoin's Liquid Network, serving both professional and retail investors. The company is registered as a VASP with the CSSF and surpassed $1 billion in tokenised asset volume by 2025.
Stream, rebranded from Wagestream in September 2025, is an employer-partnered workplace finance platform. Through partner employers, frontline workers gain flexible early access to their earned wages, alongside budgeting and financial-planning tools, a savings account, affordable credit, and money coaching. In 2025 it expanded into workplace pensions via its acquisition of Zippen. The platform serves several million workers across more than 2,000 employers in the UK, Europe, and the US, with partners including Asda, Bupa, Greene King, and the NHS.
Strise is an Oslo-based technology company that builds an AI-powered platform automating anti-money-laundering (AML) and know-your-customer/know-your-business (KYC/KYB) compliance work for banks, fintechs and other financial institutions. Its product automates onboarding, ongoing due diligence, ownership and beneficial-owner mapping, screening, risk scoring, and alert and case triage, built on a proprietary graph that links entities, directors, ownership structures and sanctions exposure into a continuously updated data graph. Founded by Marit Rødevand, Sigve Søråsen and Patrick Skjennum, it maintains an office in London alongside its Oslo headquarters, with reported partners including PwC Norway.
SumUp is a leading European fintech providing mobile point-of-sale card readers and a suite of financial tools for small merchants. The company serves over 4 million businesses across 35+ countries, offering card acceptance, invoicing, business accounts, and online payment links. SumUp has become the go-to payments partner for micro and small businesses across Europe and beyond, competing with Square in the SMB payments space.
Sun Finance Group is a Riga-based fintech company founded in 2017 by Toms Jurjevs and Emils Latkovskis that operates a mobile and online lending marketplace across Sweden, Denmark, Poland, Latvia, Vietnam, Kazakhstan, and Mexico. Its platform analyses up to 10,000 data points per applicant to deliver microloans, instalment loans, lines of credit, and Buy Now Pay Later products. The company has issued close to €2 billion in loans to over 25 million registered customers, employs 1,400+ people, and is repeatedly ranked in the Financial Times FT 1000 list of Europe's fastest-growing companies.
Suricate Ventures is a Ljubljana-based venture capital firm founded in 2021 by a group of nine partners with backgrounds spanning finance, insurance, law, IT, private equity, energy, and mobility. The fund targets pre-seed to early-growth technology companies in Southeastern Europe, with a smart-money philosophy and minimum ticket sizes from €50,000. Core investment verticals are fintech and insurtech, gaming and metaverse, digital health, and logistics and supply chain. Notable portfolio companies include ZenOwn, Noii, Bloq.it, and VIAR.
French embedded-banking (banking-as-a-service) platform letting software companies embed accounts, cards and payments. Licensed electronic money institution authorised by the French ACPR; partnered with BNP Paribas.
Swile is a Paris-based employee benefits and fintech platform founded in 2018 by Loic Soubeyrand. The company digitizes meal vouchers, gift cards, mobility credits, and other employee perks into a single smart card and mobile app, replacing the paper-based benefits systems that remain common across France and Southern Europe. Swile raised over EUR 200 million from investors including SoftBank Vision Fund and has been valued at over EUR 1 billion. In 2022 it merged with Brazilian benefits platform Bswift to expand into Latin America. Swile is a leading force in modernizing employee experience across Europe.
A 48-hour fintech hackathon, backed by the Swiss State Secretariat for International Finance and powered by Tenity, where students and professionals team with industry partners on real financial-sector challenges; in 2026 it anchors the inaugural Swiss FinTech Week. A fast route for developers and early founders to industry mentors, APIs, and pilot opportunities.
Co-founder and Managing Partner of Cogito Capital Partners, the Warsaw and New York growth-stage VC. Formerly a senior partner at MCI Capital, he backs CEE B2B software scale-ups expanding to the US, including companies such as Allica Bank and Preply.
Co-founder of Ramp Network (a Polish crypto startup), Szymon has recently started angel investing on the side. With Ramp’s success, he backs other Polish crypto and fintech startups, sharing his know-how in scaling a global fintech product. Associated startups: Selected crypto/fintech startups (leveraging experience from Ramp).
Taavet Hinrikus is a prominent European tech entrepreneur-turned-angel investor, best known as the co-founder of Wise (TransferWise). Hinrikus, originally from Estonia, was Skype’s first employee before co-founding TransferWise in London in 2011. Under his leadership (as CEO then Chairman), TransferWise revolutionized cross-border finance and reached a multi-billion valuation. After Wise’s success (it went public in 2021), Taavet Hinrikus shifted focus to investing and supporting other startups. He has become an “operator angel” who backs early-stage European founders, particularly in fintech and software, bringing his experience in scaling a fintech unicorn. In 2022, Hinrikus teamed up with Teleport co-founder Sten Tamkivi to launch a new VC firm called Plural, a €250 million fund “built by founders” to invest in Europe’s next generation of tech companies. As an individual angel, Taavet has made personal investments in startups like Bolt (ride-hailing, Estonia), Mirror (US fintech), Zego (insurance) and many others, often taking advisory roles. He is known for his hands-on mentorship style – for example, he has provided guidance to Wise alumni starting companies and frequently advocates for Baltic and European tech on the global stage. Taavet also serves on various boards (e.g. he was on the board of Nasdaq’s Estonia arm and advisory boards of fintech companies) and was a special adviser to the UK government on fintech. In the Europe Startup Guide, Taavet is described as an angel “investing as an operator-angel in European fintech and software,” focusing on pre-seed to Series A deals. His journey from founding a $10B fintech company to re-investing in the ecosystem has made Hinrikus an influential figure. Not only does he bring capital, but also credibility and connections – helping younger European startups navigate growth and international expansion. In essence, Taavet Hinrikus exemplifies the new wave of successful European founders who “pay it forward” by fueling the next cohort of startups.
Cashback platform that links shopping rewards to the stock market: a share of each purchase at 300+ partner brands is invested in stocks, with rewards fluctuating daily and a guaranteed minimum.
Taktile is a Berlin-based provider of an agentic decision platform for financial institutions, combining AI automation with human oversight for regulated environments. Its platform lets banks and insurers build and deploy automated decision flows and AI agents across onboarding and KYC, credit decisions, fraud detection, AML and compliance, and insurance underwriting. The company emphasises transparency and control, positioning around traceable decisions. Founded by Maik Taro Wehmeyer and Maximilian Eber, who met at Harvard and previously worked together at QuantCo, Taktile raised a 51.5 million euro Series B in February 2025 led by Balderton Capital.
Lawyer at BLC Law Office, advising on financial regulation, fintech and crypto in Georgia. She is an announced speaker at FUTURUM Payments Georgia 2026 in Tbilisi.
Target Global is a Berlin-headquartered international venture capital firm founded in 2012 by Alexander Frolov, Mikhail Lobanov, Shmuel Chafets, and Yaron Valler, investing across all stages from seed to late stage in European and Israeli technology companies. With over USD 3 billion in assets under management across early-stage, growth, and fintech-focused funds, Target Global has become one of the most active cross-border European venture investors, running parallel investment themes across fintech, mobility, logistics, travel, PropTech, and enterprise software. The firm has backed category-defining businesses including Auto1 Group, Delivery Hero, Revolut, Rapyd, TravelPerk, WeFox, and Omnipresent, and operates offices in Berlin, London, Tel Aviv, and Barcelona. Target Global is a useful reference point for founders looking for a European-headquartered fund that can write initial checks at seed and follow them all the way into late-stage growth rounds from a single partnership.
Taxdoo is a Hamburg-based tax automation platform founded in 2016 that specializes in VAT compliance, financial accounting, and tax reporting for e-commerce businesses selling across European borders. The platform automates the complex web of cross-border VAT obligations that arise when online sellers store and ship goods across multiple EU countries. Taxdoo integrates with major e-commerce platforms and marketplaces including Amazon, Shopify, and eBay, and handles VAT registration, filing, and reporting across jurisdictions. The company serves thousands of online merchants navigating Europe's fragmented tax landscape.
Taxfix is a mobile-first tax filing app that simplifies income tax returns for individuals in Germany and other European markets. The app guides users through their tax declaration using a conversational interface and automatically optimizes deductions. Taxfix has served millions of users and raised over $200 million in venture funding, making tax filing accessible to people who previously avoided the complexity of traditional tax software.
A regional financial-innovation summit under the GFTN umbrella, focused on cross-border finance, stablecoins, tokenisation, and regional financial corridors across the Caucasus. Relevant for fintech and web3 founders navigating regional payments and regulation.
Content-heavy summit at Old Billingsgate focused on European scale-up strategy, AI, fintech, and climate tech. Strong attendance from Series A-C founders, LPs, Tier 1 VCs, and tech media.
Nordic/Baltic scale-up conference at Friends Arena with 7,500+ attendees and 400+ investors. Known for stage-specific pitch competitions and a strong sustainability and ESG focus.
The startup event of the Nordics: the 14th edition of TechBBQ moves to Bella Center Copenhagen on 26-27 August 2026, gathering 10,000+ founders, investors and builders from 50+ countries across two days. Programming spans AI, life sciences and deep tech, a startup pitch competition and AI-powered matchmaking. Backed by the Danish Industry Foundation, the Novo Nordisk Foundation and Realdania.
Baltic startup conference at Hanzas Perons with 2,300+ attendees and 250+ investors. Known for the Fifty Founders Battle (EUR 200k+ syndicate prizes) and strong Day 0 networking side events.
Founded in 2016 by Andrus Oks and partners, Tera Ventures is a Tallinn-based early-stage VC that invests in born-global digital startups across Estonia and the broader Nordic-CEE corridor including Denmark, Sweden, Finland, Latvia, Lithuania, Poland, and Czech Republic. The firm invests €200K–€1.5M from its €45M Fund II with substantial reserves for follow-on. Tera has been backing AI-powered innovations for over 15 years, spanning Enterprise SaaS and Robotics/DeepTech, and maintains offices in Tallinn, Helsinki, and Los Angeles. The fund has made 65+ investments across its lifetime, with a portfolio spanning fintech, network security, and AI.
Text'nPayMe is a Yerevan-based fintech startup building keyboard-first payment experiences that let users initiate peer-to-peer and micro-transactions directly inside any messaging or social app, without context-switching to a separate banking application. The product takes the form of a custom mobile keyboard extension that sits above the standard typing layer and exposes send-money, request, and split-bill actions as first-class gestures. For banks and wallets the company offers the same stack as an embedded-finance SDK, so that partners can ship in-chat payments without rebuilding messaging infrastructure. Text'nPayMe emerged through the 500 Global Eurasia program and is part of a cohort of Armenian fintechs using the region's engineering depth to attack conversational commerce in emerging markets.
The Venture City is a hybrid accelerator and venture capital firm founded in 2017 by Laura Gonzalez-Estafani (ex-Facebook) with offices in Madrid, Miami, and San Francisco. The firm invests from seed to Series A in product-led startups across Europe and the Americas, with typical tickets of $500K-2M. The Venture City differentiates through its in-house growth team offering data analytics, product optimization, and go-to-market support. Portfolio companies include Cabify, Lingokids, and Internxt. The firm manages over $150M and focuses on fintech, SaaS, and mobile-first businesses.
Thought Machine is a London-based core banking technology company founded in 2014 by Paul Taylor, a former Google engineer. Its flagship product Vault is a cloud-native core banking platform that allows banks to configure any financial product using smart contracts, replacing legacy mainframe systems. The company raised over $500 million in funding, reaching a valuation of $2.7 billion, and counts major banks including JPMorgan, Standard Chartered, Lloyds, and SEB among its customers. Thought Machine represents a key European player in the global core banking modernization wave.
Tink is an open banking platform headquartered in Stockholm, founded in 2012 by Daniel Kjellén and Fredrik Hedberg. It provides open banking APIs and services that let banks, fintechs and merchants access financial data and build their own financial products. Originally a consumer financial-management app, Tink pivoted to offer its technology to other businesses, becoming one of Europe's open banking infrastructure providers. In June 2021 Visa agreed to acquire Tink for approximately €1.8 billion, completing the deal in 2022, after which Tink became wholly owned by Visa while retaining its brand.
A Luxembourg fintech founded in 2017 by Luc Falempin and Daniel Coheur that provides an institutional-grade, no-code tokenisation platform for the issuance, transfer, and lifecycle management of digital securities on public blockchains. The company's T-REX (Token for Regulated EXchanges) open standard enables compliance-native security tokens. Tokeny tokenised over €28 billion in assets between 2017 and 2023 and was acquired by Apex Group in May 2025.
Co-founder of Monzo and previously GoCardless, and one of the UK's best-known fintech founders. He led Monzo from a prepaid card to a licensed bank with millions of customers before stepping back; he is now a group partner at Y Combinator.
Founder, Managing Partner and CEO of MCI Capital, the Warsaw-listed digital private equity firm he started in 1999. A pioneer of Polish technology investing, he built MCI into the largest mid-market tech PE group in Central and Eastern Europe and has overseen landmark exits including iZettle (sold to PayPal) and Azimo.
Trade Republic is Europe's largest savings platform and a commission-free neobroker offering stocks, ETFs, derivatives, and crypto trading via a mobile-first app. Founded in Berlin, the company holds a German banking license and serves over 4 million customers across 17 European countries. Trade Republic has been valued at over $5 billion and is a leading force in the democratization of retail investing across Europe.
Tradeshift was founded in Copenhagen in 2010 by veterans of Denmark's e-invoicing infrastructure and set out to modernize global trade workflows. Its cloud platform connects buyers and suppliers for e-invoicing, procurement, and supply chain finance, using open standards and a network model. Tradeshift scaled to a global footprint with headquarters in San Francisco and offices across Europe and Asia, and it achieved unicorn status after major funding rounds. The company is a flagship Danish fintech and B2B SaaS success.
TransferGo is a Vilnius-founded international money transfer platform launched in 2012 by Daumantas Dvilinskas and Justinas Lasevicius. The service focuses on migrant remittances, enabling fast and affordable cross-border transfers to over 160 countries. TransferGo has raised over $100 million from investors including Hard Yaka and Valar Ventures. With 350+ employees and offices in the UK, Germany, Lithuania, and Poland, the company has processed billions in transfer volume. It competes with Wise and Remitly in the migrant remittance segment and is one of the Baltics' most prominent fintech exports.
TransferMate is a B2B cross-border payments infrastructure company headquartered in Kilkenny, Ireland. It provides payments-infrastructure-as-a-service and embedded payments technology that lets businesses send and receive international payments, positioning itself as a faster, lower-cost alternative to the traditional correspondent-banking model by enabling local pay-in and pay-out. The company runs a large global payments-licensing network, is regulated by the Central Bank of Ireland as an Electronic Money Institution, and reached a valuation above $1 billion in May 2022, becoming an Irish fintech unicorn.
Polish digital-first motor insurance platform offering fully online purchase, claims handling, and policy management for drivers. Trasti sits between a direct-to-consumer insurer and an embedded-insurance platform, targeting cost-efficient underwriting and fast digital experiences. Backed by Movens Capital.
Trever provides a digital-asset operating system for financial institutions to trade, settle, and manage cryptocurrencies and tokenized securities. In market positioning it overlaps with infrastructure providers such as Fireblocks and Metaco.
TrueLayer operates an open banking platform across Europe centered on Pay by Bank, enabling consumers to pay directly from their bank accounts rather than using cards. Its product suite includes Payments, Payouts for instant refunds and withdrawals, Bank on File for recurring payments and subscriptions, plus data, verification, and incentive add-ons. The company serves sectors including ecommerce, iGaming, financial services, travel, and crypto. TrueLayer is authorised and regulated by the UK Financial Conduct Authority, and has pursued acquisitions to expand its European footprint and add credit-at-checkout capabilities.
Truevo Payments is a Malta-founded fintech company that integrates card acquiring and payment gateway services into a single platform. Originally established as Swish Payments in 2013 and rebranded in 2017, Truevo is licensed by the Malta Financial Services Authority and certified to PCI-DSS Level 1. It provides online payment acceptance, card payouts, subscription billing, pay-by-link, and point-of-sale systems to merchants across Europe. The company employs around 90 staff and is headquartered at the Central Business District in Birkirkara, Malta.
Trustly is a Stockholm-based open banking payments company founded in 2008 that enables merchants to accept direct bank payments from consumers without cards, apps, or registration. The platform connects to over 8,000 banks across Europe and North America, powering pay-by-bank experiences for e-commerce, financial services, gaming, and travel companies. Nordic Capital acquired a majority stake in 2018 and the company has grown rapidly, processing tens of billions in payment volume annually. Trustly is a key player in Europe's open banking ecosystem and the broader shift away from card-based payments.
Cloud-native, API-first core banking platform letting banks, fintechs and neobanks launch accounts, payments, lending and cards on modular infrastructure. Clients include LHV Bank and OP Financial Group; raised EUR 25M in 2024.
TWINO is a fully licensed and regulated investment marketplace headquartered in Riga, Latvia, founded by Armands Broks in 2015. The platform gives retail investors across 30 European countries access to consumer, business, real estate loans, and invoice financing, with average returns around 10–12% per year. TWINO holds an investment brokerage licence from the Central Bank of Latvia and is supervised under MiFID II. It has facilitated over €1 billion in cumulative loan volume and employs over 300 people worldwide.
Twisto is a Prague-based fintech founded in 2013 by Michal Smida, offering buy-now-pay-later and digital payment solutions across Central Europe. The platform allows consumers to defer payments at checkout and manage spending via a mobile app and virtual card, while merchants benefit from higher conversion rates. Twisto expanded into Poland and Romania before being acquired by Zip Co (Australia) in 2022 for approximately $97 million. The company helped pioneer BNPL adoption in CEE and remains a notable Czech fintech exit story.
Week-long fintech program in London anchored by the Innovate Finance Global Summit (IFGS), with regulator panels, investor meetups, and bank partnership sessions. The flagship summit costs about GBP 900+; fringe events are often free. Ideal for fintech startups seeking FCA insight, institutional partners, and London's deep pool of fintech VCs.
UMNAI is a Malta-based deep-tech AI company founded in 2019 by Dr. Angelo Dalli and Ken Cassar. The company has developed a neuro-symbolic Hybrid Intelligence framework that combines neural networks with symbolic reasoning, enabling AI systems to make consequential decisions that are explainable, auditable, and compliant with EU AI regulation. UMNAI's technology is deployed in financial services, healthcare, insurance, and justice, where regulatory accountability is non-negotiable. The company has been granted 30 patents with a further 22 pending, and Cassar represents Malta at the CEN/CENELEC JTC 21 AI standards committee.
UN:BLOCK is a two-day blockchain, fintech and AI conference held in Riga, drawing around 3,000 attendees from 50+ countries and 700+ companies. Day one focuses on blockchain, digital assets and AI agents, while day two covers fintech, payments, banking regulation and financial infrastructure. The event is backed by the Investment and Development Agency of Latvia (LIAA).
Revenue-based, non-dilutive working capital provider offering USD 10k to 2m to ecommerce and online businesses via fixed-fee, no-equity financing. Founded 2019; operations also in Warsaw, Poland.
5th edition of CEE's premier fintech festival at Oradea Fortress with 700+ delegates from 40+ countries; tracks span banking digital transformation, AI roadmap, InsurTech, next-gen payments, digital assets, and sustainable finance.
Uni.Fund was founded in 2018 in Athens by Katerina Pramatari (Professor at Athens University of Economics and Business), Panos Lioulias, Sotiris Papantonopoulos, and Stelios Eliakis, with backing from the EquiFund programme. Fund I deployed €30M into 23 pre-seed and seed companies commercialising research from universities and research institutions across Greece and Europe. Uni.Fund II launched in 2023 with a €50M target, extending the same thesis to spin-offs and deep-tech startups at pre-seed through early Series A. Focus sectors include IoT, fintech, healthcare, robotics, and SaaS.
Unibank is one of Azerbaijan's leading commercial banks and has invested heavily in digital transformation, launching mobile-first banking products, contactless payment infrastructure, and fintech partnerships that position it as the country's most digitally progressive financial institution. Its innovation arm develops API-based services, digital onboarding flows, and data-driven lending products aimed at modernizing how Azerbaijani consumers and SMEs interact with financial services. Unibank's fintech initiatives are important to the local ecosystem because they create integration opportunities for startups building on open banking and embedded finance rails.
UNIQA Ventures is the corporate venture capital arm of UNIQA Insurance Group, founded in 2016 and based in Vienna, with €150 million in investment capital. It invests at Series A and B stages in insurtech, digital health, mobility, and fintech companies, with a particular emphasis on CEE startups. The portfolio has grown to over 50 companies including unicorn Bitpanda, with eight acquisitions among its exits.
Founded in 2013 by Massimiliano Magrini (former Google Italy MD) and Paolo Gesess, United Ventures is one of Italy's leading independent technology-focused VC firms, with cumulative AUM approaching €500 million across three funds including a €150 million early-stage Fund III (launched 2023) and a dedicated growth vehicle, UV T-Growth. The firm targets software, fintech, cybersecurity, cloud, IoT, and marketplace companies predominantly at Series A, co-investing across Italy and Europe. Its portfolio of 51 companies has generated 10 acquisitions and 2 IPOs; landmark investments include Musixmatch (10x+ return on exit to TPG), Everli (Series C lead, €22 million), and Cleafy (Series B, 2026).
API-first investment infrastructure provider (brokerage, settlement, custody) for banks, brokers and fintechs like Revolut and N26. Regulated by BaFin and the FCA. Founded 2017.
Romanian-born founder based in the United Kingdom, best known as co-founder and CEO of Proportunity, a London proptech lender that used data and machine learning to help first-time buyers onto the housing ladder. He is an active voice in the UK fintech community and is building a new AI-focused venture.
Valar Ventures is a New York and London-based venture capital firm co-founded by Peter Thiel, Andrew McCormack, and James Fitzgerald in 2010. The firm focuses on fintech, software, and data-driven businesses, investing from Series A through growth stage with typical checks of $5-50M. Valar has been one of the most active US funds in European fintech, with notable investments including N26, TransferWise (Wise), Bitpanda, and Xero. The firm manages over $1B and leverages Peter Thiel’s global network to help portfolio companies scale internationally.
Valentin Stalf is Co-founder & CEO of the German mobile bank N26. A founder in the German startup ecosystem, Valentin leads the German mobile bank N26.
VEF (Vostok Emerging Finance) is a Stockholm-listed investment company that backs growth-stage fintech companies in emerging markets such as Brazil, Mexico, India and Pakistan. It takes minority stakes with a long-term perspective, supporting founders building financial services for underserved consumers and businesses from investment through to exit.
Velocity.Partners was founded in 2017 in Athens, growing out of the Found.ation startup ecosystem, and is supported by the EquiFund programme and the EU Operational Programme "Competitiveness, Entrepreneurship & Innovation". The fund is sector-agnostic but has particular depth in Maritime-tech, MedTech, FinTech, and Travel-tech — verticals where Greek founders hold a structural edge. It invests at pre-seed and seed stage with initial tickets typically up to €500K, then follows on into later rounds. The team combines operators, founders, and investors with hands-on industry experience.
VentureFriends was founded in 2016 by serial entrepreneurs Apostolos Apostolakis and George Dimopoulos in Athens to back early-stage scalable startups across Europe and MENA. The firm has raised three funds — VF1 (€20M, 2016), VF2 (€50M, 2018), and VF3 (€100M, 2021) — totalling €170M in AUM. It focuses on pre-seed through Series A investments of €330K–€2.8M in FinTech, PropTech, Marketplaces, TravelTech, and SaaS. With 83 portfolio companies, the firm has produced 2 unicorns, 1 IPO, and 10 acquisitions, with Blueground among its flagship investments.
Established 2016. 100-day accelerator for web and software startups with intensive coaching, mentoring, and free workspace. Focus on B2B software with SaaS and fintech alumni. Support: mentorship, coworking, investor connections. Scope: Regional (Northern Germany).
Deep-tech B2B data vendor (formerly Soleadify) providing AI-curated firmographic and supplier data via APIs for sourcing, risk, underwriting and market intelligence across tens of millions of companies.
Founded in 2007, Vertis Ventures (formerly Vertis SGR) is a Naples-based VC bridging northern and southern Italy, managing over EUR 200M across early-stage and growth funds. The firm invests EUR 0.5-10M in media, fintech, and industrial tech, with a mandate to support innovation in Italy's Mezzogiorno region. Portfolio includes Buzzoole (influencer marketing), Optima Italia, and Mosaicoon. Vertis is notable for its focus on developing venture capital culture in southern Italy while maintaining national deal flow.
Founded in 2020 and based in Sofia, Vitosha Venture Partners is a €26M micro-VC co-financed by the European Structural and Investment Funds via the Bulgarian Fund of Funds. Led by a six-partner team including Erik Anderson, Max Gurvits, and Marin Iliev, the fund targets Bulgarian and Bulgaria-related early-stage tech startups with tickets ranging from €25K to €1M across seed and pre-seed rounds. The fund has invested in over 100 companies across enterprise applications, fintech, consumer tech, and vertical SaaS, with recent deals including Krik.bg (media-tech) and AIoTcloud. A second fund expanding to the wider SEE region was publicly signalled in 2024.
Viva Wallet is an Athens-based neobank and acquiring bank that built Europe's first fully cloud-native card-acquiring platform, running on Microsoft Azure and designed from day one for SoftPOS and ISO-independent merchant onboarding. The company serves small and medium merchants across 24 European countries with Android-based payment terminals, e-commerce gateways, IBAN accounts, instant settlement, and merchant cash advance products, and crossed 500,000 merchants before the JPMorgan Chase acquisition closed. JPMorgan bought a majority stake in 2022 valuing Viva Wallet at around USD 2 billion, specifically to use its cloud-native acquiring stack as the base for Chase's own European merchant-services expansion — one of the largest strategic tech acquisitions ever done out of Greece. Founded by Haris Karonis, Viva is today the anchor of the Athenian fintech cluster and proof that payments infrastructure of global quality can be built outside of London, Amsterdam, and Stockholm.
Co-founder and CTO of Revolut, responsible for the engineering platform behind the super-app's rapid global expansion. He previously built trading systems at major investment banks.
AI-powered invoicing SaaS for freelancers and tradespeople that generates compliant PDF invoices in under 10 seconds from voice or text messages on WhatsApp, handling French requirements including sequential numbering, VAT and the 2026 e-invoicing mandate.
Wayflyer is a Dublin-based revenue-based financing platform that provides non-dilutive working capital to e-commerce and consumer brands, using their store, payments, and marketing data to underwrite advances in days rather than weeks. Founded in 2019 by Aidan Corbett and Jack Pierse, the company became one of the fastest Irish startups ever to reach unicorn status after raising a Series B at a USD 1.6 billion valuation in 2022, off the back of explosive demand from DTC brands that needed alternatives to equity and bank debt during the post-pandemic inventory crunch. Wayflyer's technical edge is its underwriting model, which ingests Shopify, Amazon, Facebook Ads, and bank data to produce forward revenue forecasts and risk-adjusted offers, and it has expanded from pure cash advances into a broader financial-operations product for e-commerce merchants. In the European ecosystem it is the clearest example of fintech built specifically around the growth capital needs of modern digital brands.
Webrazzi's anniversary edition fintech conference at Wyndham Grand Istanbul Levent, bringing together Turkish industry leaders to discuss digital banking, open banking, blockchain integration, AI-driven financial applications, and digital payments.
The 20th-anniversary edition of Webrazzi Summit, Turkey's most influential technology and entrepreneurship conference, organized by tech media outlet Webrazzi at the Wyndham Grand Istanbul Levent on 21 October 2026. A single-day program of simultaneous panels, keynotes and workshops spanning e-commerce, fintech, AI and machine learning, digital marketing and sustainability, gathering founders, corporate innovators and investors.
Largest regional communications festival now in its 19th edition, with five content tracks including Media, AI, HR, Investment and Finance Weekend gathering media, marketing and PR professionals.
Wefox is a Berlin-based insurtech company that digitizes insurance distribution and management for both brokers and end consumers. The platform enables insurance agents to manage policies digitally while also offering direct-to-consumer products. Wefox was valued at $4.5 billion at its 2022 peak and operates across Germany, Switzerland, Austria, Italy, and Poland. The company represents one of Europe's most ambitious attempts to modernize the insurance value chain through technology.
Hybrid VC fund and tech innovation hub founded in 2016 running accelerator programs at The Factory and investing in early-stage digital and fintech startups. Support: equity investment, mentorship from in-house experts, workspace access. Scope: National.
Founded 2001. Multi-sector accelerator helping early-stage tech startups reach first customers and EUR 1M ARR within 3 years. KPI-driven programs, zero-equity loans, and coaching; portfolio has 50+ exits. Scope: Regional (Ile-de-France).
Wise (formerly TransferWise) is a London-based fintech that built a peer-to-peer international money transfer platform offering transparent, low-cost cross-border payments at the real mid-market exchange rate. Founded by Kristo Kaarmann and Taavet Hinrikus, Wise went public on the London Stock Exchange in 2021 and now serves over 16 million customers, processing billions in cross-border volume each quarter. The company has expanded into multi-currency accounts, business payments, and a platform API used by banks and large enterprises.
Wojciech Pysiewicz is a Polish investor and co-founder of WP2 Investments (founded 2021, Wrocław), a venture and venture-building fund focused on fintech, green energy, medtech and e-commerce at pre-seed to Series A. He spent nearly two decades in banking, including nine years at Santander Consumer Bank where he served on the management board overseeing Belgium and the Netherlands, before turning to early-stage investing. Recognised as a SuperAngel by COBIN Angels, his portfolio of 17 companies includes fintechs Verestro and Fenige, and the fund achieved an exit when wellbee was acquired by Benefit Systems in 2024.
A prominent Polish business leader (ex-CEO of ITI Group and mBank), Wojtek pivoted to fintech entrepreneurship and angel investing. As CEO of blockchain fintech Billon Group, he personally invested in Billon and other tech ventures. He was honored as Business Angel of the Year in 2018 for his consistent support of startups. His angel investments include Billon (DLT payments), Quedex (crypto exchange), and AdEmotion (AI marketing). Associated startups: Billon Group, Quedex, AdEmotion.
Admin platform for solo freelancers and one-person businesses, handling company setup (incl. e-Residency), invoicing, taxation and compliance. Serves 150,000+ users across 160 countries and has processed over EUR 6B in invoices.
Yokoy is a Zurich-based AI-powered spend management platform founded in 2019 by Lars Mangelsdorf, Philippe Sahli, and Michael Fehr. The company automates expense reports, invoice processing, and corporate card management using machine learning, reducing manual finance workflows for mid-market and enterprise clients. Yokoy raised a Series B of CHF 80 million in 2022 led by Sequoia Capital, one of the largest Swiss fintech funding rounds of that year, and has since expanded across DACH, the UK, and the Netherlands. The platform integrates with major ERP systems including SAP and Oracle and is used by companies including DocMorris and Montana. Yokoy competes with Concur and Payhawk in the European spend management category.
UK insurtech offering group life insurance and employee benefits gamified with wellbeing rewards to encourage healthy living. Founded 2016 in London; expanded to the US and South Africa.
Proptech that digitises the full residential rental lifecycle for landlords and property managers, offering guaranteed rent, AI-powered tenant matching, non-payment insurance and rent advances. Manages 3,500 properties across Spain.
ZGI Capital is one of the most experienced venture capital firms in the Baltics, founded in 2005 in Riga. It has operated four successive fund generations (ZGI-1 through ZGI-4), with ZGI-4 attracting the largest single private VC investment in Latvia at €10M. The firm targets seed and Series A rounds of €500k–€5M in Latvian and Baltic companies across SaaS, fintech, food-agtech, logistics, and industrial sectors. ZGI Capital has won Latvia's VC & PE sector award six times, including in 2024 and 2025.
Zilch is a London-based fintech founded in 2018 that offers a buy-now-pay-later and payments app funded partly by advertising, letting customers pay over time at any merchant while earning rewards. It reached unicorn status and reports over one hundred million pounds of annualised revenue, positioning itself as an ad-subsidised alternative to traditional credit.
Impact investor and founder of the Humanites Institute, Zofia is a leading advocate of human-centric technology and responsible innovation. A former C-level executive in large financial organizations (including PZU and Link4), she supports startups and boards at the intersection of business performance and social impact. Her focus areas include fintech, medtech, and social impact, complemented by board service at major public companies and active mentorship.