Startup
Thought Machine
Startup · London, United Kingdom
Thought Machine is a London-based core banking technology company founded in 2014 by Paul Taylor, a former Google engineer. Its flagship product Vault is a cloud-native core banking platform that allows banks to configure any financial product using smart contracts, replacing legacy mainframe systems. The company raised over $500 million in funding, reaching a valuation of $2.7 billion, and counts major banks including JPMorgan, Standard Chartered, Lloyds, and SEB among its customers. Thought Machine represents a key European player in the global core banking modernization wave.
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