TrueLayer

TrueLayer operates an open banking platform across Europe centered on Pay by Bank, enabling consumers to pay directly from their bank accounts rather than using cards. Its product suite includes Payments, Payouts for instant refunds and withdrawals, Bank on File for recurring payments and subscriptions, plus data, verification, and incentive add-ons. The company serves sectors including ecommerce, iGaming, financial services, travel, and crypto. TrueLayer is authorised and regulated by the UK Financial Conduct Authority, and has pursued acquisitions to expand its European footprint and add credit-at-checkout capabilities.