Paris, France · Startup Alan is a Paris-based health insurance and digital health platform founded in 2016 by Jean-Charles Samuelian-Werve (CEO) and Charles Gorintin (CTO) — the only new independent health insurer licensed in France since 1986. It combines group and individual health insurance with a mobile super-app offering reimbursements, telemedicine, mental-health support (Alan Clinic) and Mo, an AI health assistant delivering doctor-reviewed answers. By early 2026 Alan served over one million members across France, Belgium, Spain and Canada, with €785M ARR in 2025 (up 53%) and operational profitability in France.
Alan has raised roughly €754M across eight rounds. It reached unicorn status in 2021 with a €185M Series D led by Coatue, and in March 2026 a €100M Series G led by Index Ventures — a backer since its Series A — valued the company at €5bn. Other investors include Temasek, Teachers' Venture Growth, Coatue, Lakestar, Partech, Belfius and DST Global.
London, United Kingdom · Startup Artificial, operating as Artificial Labs, provides digital broking and underwriting technology for the specialty and commercial insurance markets, with a focus on the Lloyd's of London and global wholesale London market. Its two primary products are Smart Underwriting, a digital underwriting platform helping carriers deploy capital on lead and follow risks, and Smart Placement, placement-strategy tooling for brokers. Reported partners include Apollo, PPL, Lockton, Convex, Chaucer, and BMS Group. Headquartered in London, the company raised a $45M Series B in February 2026 to fund global expansion.
Sofia, Bulgaria · Startup Digital insurance broker offering a marketplace to compare and buy auto, travel, health, life and property policies fully online, plus services like e-vignettes; licensed by the Bulgarian Financial Supervision Commission.
Paris, France · Person Co-founder and CTO of Alan and a prominent French tech operator who previously worked on data and ML at Facebook, Instagram and Twitter. He also co-founded the AI startup Mistral AI as an early backer-operator.
Copenhagen, Denmark · Event Distributed fintech festival across Copenhagen hosted by Copenhagen Fintech, with sessions at banks, fintech offices, and innovation hubs. Covers payments, open banking, green finance, and insurance innovation with a Nordic lens. 3,000+ participants across the week. Most sessions free.
Lisbon, Portugal · Startup Coverflex is a Portuguese startup that builds a compensation management platform bringing together every part of employee compensation beyond salary, including flexible benefits, insurance, meal allowance and exclusive discounts in a single product. Employees manage their benefits, meal allowance, insurance and discounts through the Coverflex app and card, and can direct part of their balance toward savings products. Founded in 2019, it operates across European markets including Portugal, Italy and Spain. In February 2023 it raised a €15 million Series A round to support its European expansion.
Amsterdam, Netherlands · Venture Capital Finch Capital is an Amsterdam-based venture capital firm founded in 2013, specialising in early-stage investments in European fintech, insurtech, and financial infrastructure. The firm manages approximately $400 million across three funds, with its third European fund targeting €150 million. Finch has invested in 51 companies across the UK, Netherlands, and wider Europe, focusing on seed and Series A rounds in companies applying technology to financial services including payments, lending, insurance, and wealth management. Notable portfolio companies include BUX (European retail investing), with the firm also backing Grab in Asia, and exits including 12 acquisitions from its portfolio.
Athens, Greece · Startup Hellas Direct is a Greek digital, full-stack insurance company offering car, motorbike and home insurance, along with related mobility services. Founded in 2011 by former consultants and bankers Alexis Pantazis and Emilios Markou, it uses a technology-driven model to provide fast online quotes and 24/7 claims handling. The company operates across Greece, Cyprus and Romania. In February 2024 it raised a €30 million Series B round led by ETF Partners to support climate-focused insurance products and further European expansion.
Paris, France · Event One-day insurtech and digital finance conference in Paris focused on insurance transformation, cybersecurity, and AI-driven underwriting. Brings together insurance executives, brokers, and technology providers. Valuable for insurtech startups building claims automation, risk analytics, and digital distribution platforms for the French insurance market.
London, United Kingdom · Event Largest European insurtech conference with carrier decision makers and startup kiosks. Price: about GBP 1500-2500. Great for claims automation and risk analytics startups.
Paris, France · Person Co-founder and CEO of Alan, the French digital health insurer he started in 2016 to rebuild health cover around a simple app and preventive care. Under him Alan became one of France's most valuable fintechs, backed by Index, Coatue and Temasek.
Berlin, Germany · Person Julian Teicke is Co-founder & CEO of the insurtech platform Wefox. A founder in the German startup ecosystem, Julian leads the insurtech platform Wefox.
Dublin, Ireland · Startup Kota is a Dublin-based platform building API-driven infrastructure for employee benefits and insurance. It enables companies to offer and manage health insurance, life insurance and pension benefits, syncing with existing HR tools such as Personio, HiBob, BambooHR and Workday. Regulated by the Central Bank of Ireland, Kota partners with providers including Irish Life, Allianz Partners and Smart Pension. Founded in 2022 by Luke Mackey, Patrick O'Boyle and Deepak Baliga, the company raised a $14.5 million Series A in May 2025 led by Eurazeo, bringing total funding to nearly $23 million.
Stockholm, Sweden · Startup Lassie is a digital pet-insurance company that combines coverage with preventive-care engagement. The app uses education modules and behavior incentives to reward owners for proactive pet health practices, linking prevention to premium outcomes.
Luxembourg City, Luxembourg · Accelerator A startup accelerator backed by five Crédit Agricole entities present in Luxembourg (Caceis, Amundi, CA Indosuez, Cali Europe, and Camca Assurance), part of the global Village by CA network active since 2014. Based at the House of Startups, it targets growth-stage startups seeking access to the Crédit Agricole financial group network, expert mentoring, and co-development with large corporate partners.
Paris, France · Startup Home insurance startup focusing on prevention, fast claims, and digital-first service. Luko is a startup based in Paris, France at the series c stage. The company operates in the Insurtech, Consumer space. Learn more at their website.
Warsaw, Poland · Venture Capital MCI Capital is a Warsaw-listed digital private equity and growth investor and one of the largest mid-market technology PE groups in Central and Eastern Europe. Founded in 1999 by Tomasz Czechowicz and listed on the Warsaw Stock Exchange (ticker: MCI), the firm manages roughly €650M (PLN 2.7bn) in assets, deployed through two evergreen funds — MCI.EuroVentures and MCI.TechVentures, both launched in 2008. MCI targets expansion and buyout transactions of €25–100M, taking majority or significant stakes in two to three companies a year across SaaS, e-commerce and marketplaces, fintech, insurtech, foodtech, traveltech and digital infrastructure.
Geographically the firm concentrates on Poland and the wider CEE region — including Hungary, the Czech Republic, Austria, Slovakia and Lithuania — with selective reach into Western Europe. Since inception MCI has completed over 110 investments and more than 90 divestments, delivering landmark exits including iZettle (sold to PayPal for $2.2bn in 2018), Dotpay/eCard (Nets/Nexi, 2019), Azimo (Papaya Global, 2022) and a partial exit from Answear.com in 2025. Its listed structure, backed by institutional shareholders including the Nationale-Nederlanden pension fund, gives MCI permanent-capital characteristics rare among European mid-market PE peers.
Budapest, Hungary · Startup Netrisk Group is a Budapest-based digital insurance comparison and brokerage platform that helps consumers compare policies from multiple insurers and purchase coverage online. The company operates across Central and Eastern European markets and is the leading insurance aggregator in Hungary, covering auto, home, travel, and health insurance products. Netrisk simplifies a traditionally opaque buying process by providing transparent side-by-side comparisons and instant quotes. The group has expanded through acquisitions and organic growth to become one of the most significant insurtech players in the CEE region.
Paris, France · Startup Papernest is a Paris-founded platform that simplifies moving and managing household utility contracts, including energy, internet, and insurance subscriptions. Founded in 2015, the service helps consumers switch or set up providers in minutes, acting as a digital concierge for administrative tasks that are traditionally time-consuming in France and Spain. The company has raised over EUR 130 million and operates with a large engineering team in Barcelona. Papernest serves millions of users and has become one of France's leading consumer subscription management platforms.
Paris, France · Event Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.
Prague, Czech Republic · Person Technology leader heading IT at Direct pojišťovna / Direct Technologies, where he led the rebuild of the insurer's core systems around AI and multi-agent delivery. A confirmed speaker at FrontKon 2026 in Prague on AI-first software delivery.
Warsaw, Poland · Angel Investor Former CEO of BRE Ubezpieczenia (mBank Insurance), Paweł is one of Poland’s most recognized impact-oriented angels and was named Business Angel of the Year 2020. He invests in companies solving social or environmental problems and contributes hands-on strategic support from his corporate leadership background. Notable investments include Noctiluca (successful IPO exit), Simpl.rent, Fresh Inset, Sales Intelligence, TakeDrop, and IMKER.
Yerevan, Armenia · Startup Plat.AI is an Armenian AI technology company founded in 2020, specializing in predictive analytics solutions for the fintech and insurtech industries. Its platform processes up to 10 million predictions daily for credit and insurance organizations, and has deployed products in cooperation with Armenia's banking and social protection sectors in partnership with the Nork Technology Center. Plat.AI is an active contributor to data science education in Armenia and serves as a Gold Sponsor of PyData PyCon Yerevan 2026.
Valencia, Spain · Accelerator Spanish arm of Plug and Play (since 2012) connecting startups with corporate partners in fintech, insurtech, and mobility. Operates from Valencia with pilots and venture funding; global alumni include PayPal and Dropbox. Scope: International.
Ljubljana, Slovenia · Venture Capital Suricate Ventures is a Ljubljana-based venture capital firm founded in 2021 by a group of nine partners with backgrounds spanning finance, insurance, law, IT, private equity, energy, and mobility. The fund targets pre-seed to early-growth technology companies in Southeastern Europe, with a smart-money philosophy and minimum ticket sizes from €50,000. Core investment verticals are fintech and insurtech, gaming and metaverse, digital health, and logistics and supply chain. Notable portfolio companies include ZenOwn, Noii, Bloq.it, and VIAR.
Warsaw, Poland · Startup Polish digital-first motor insurance platform offering fully online purchase, claims handling, and policy management for drivers. Trasti sits between a direct-to-consumer insurer and an embedded-insurance platform, targeting cost-efficient underwriting and fast digital experiences. Backed by Movens Capital.
Vienna, Austria · Accelerator UNIQA Ventures is the corporate venture capital arm of UNIQA Insurance Group, founded in 2016 and based in Vienna, with €150 million in investment capital. It invests at Series A and B stages in insurtech, digital health, mobility, and fintech companies, with a particular emphasis on CEE startups. The portfolio has grown to over 50 companies including unicorn Bitpanda, with eight acquisitions among its exits.
Berlin, Germany · Startup Wefox is a Berlin-based insurtech company that digitizes insurance distribution and management for both brokers and end consumers. The platform enables insurance agents to manage policies digitally while also offering direct-to-consumer products. Wefox was valued at $4.5 billion at its 2022 peak and operates across Germany, Switzerland, Austria, Italy, and Poland. The company represents one of Europe's most ambitious attempts to modernize the insurance value chain through technology.