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API Infrastructure startup ecosystem

We track 2 organisations in this sector across 2+ countries.

2 entries.

Luxhub

Luxembourg City, Luxembourg · Startup

Luxhub is a Luxembourg-based open banking infrastructure provider that builds API connectivity between banks, fintechs, and third-party providers under PSD2 and open finance regulations. The platform enables account information services, payment initiation, and data-sharing workflows that allow financial institutions to comply with regulatory requirements while also opening new distribution channels for fintech products. Founded with backing from four major Luxembourg banks, Luxhub is a strategically important piece of the country's financial innovation infrastructure and a model for how collaborative banking initiatives can accelerate open finance adoption across Europe.

LuxembourgLuxembourg CityGrowthFintechOpen BankingAPI Infrastructure

Nordigen (GoCardless)

Riga, Latvia · Startup

Nordigen is a Riga-based open banking data platform that was acquired by GoCardless in 2022. The company provides free access to bank account data through PSD2-compliant APIs, enabling fintechs, lenders, and financial service providers to retrieve transaction histories, account balances, and payment data from over 2,300 banks across 31 European countries. Nordigen's freemium model disrupted the open banking aggregation market by making basic bank connectivity accessible without per-API-call fees. As part of GoCardless, the Riga team continues to develop open banking infrastructure and represents an important Latvian contribution to Europe's financial data ecosystem.

LatviaRigaGrowthFintechOpen BankingAPI Infrastructure