Directory

Open Banking startup ecosystem

We track 11 organisations in this sector across 6+ countries.

11 entries.

ABB Innovation Center

Baku, Azerbaijan · Accelerator

ABB Innovation Center is the corporate innovation arm of the International Bank of Azerbaijan (ABB Bank), founded in 2019. It runs multi-cohort incubation and hackathon programs for early-stage fintech startups, alongside ABB Tech Academy for developer education. The center focuses specifically on startups whose products can augment ABB Bank's digital and online services.

Conrad Ford

London, United Kingdom · Person

Chief Product & Strategy Officer at Allica Bank, the UK SME-focused challenger bank. A serial fintech founder who previously built and led Funding Options before joining Allica, he is an announced 2026 speaker at the Open Banking Expo UK & Europe in London.

Jessica Bilcock

London, United Kingdom · Person

Public Policy & Vulnerability Manager at Monzo Bank, the UK digital challenger bank, where she works on financial inclusion, consumer protection and open-banking policy. She is an announced 2026 speaker at the Open Banking Expo UK & Europe in London.

Keepz

Tbilisi, Georgia · Startup

QR-based payments fintech founded in Tbilisi in 2023. Keepz enables merchants to accept payments via Apple Pay, Google Pay, bank cards, open banking, and cryptocurrency without requiring customers to download an app. The company was the first in Georgia to obtain an open banking licence and, in December 2024, helped Georgia become one of the first countries to enable tax payments via digital assets. It has onboarded over 20,000 merchants and is expanding into Turkey and Italy.

Luxhub

Luxembourg City, Luxembourg · Startup

Luxhub is a Luxembourg-based open banking infrastructure provider that builds API connectivity between banks, fintechs, and third-party providers under PSD2 and open finance regulations. The platform enables account information services, payment initiation, and data-sharing workflows that allow financial institutions to comply with regulatory requirements while also opening new distribution channels for fintech products. Founded with backing from four major Luxembourg banks, Luxhub is a strategically important piece of the country's financial innovation infrastructure and a model for how collaborative banking initiatives can accelerate open finance adoption across Europe.

Meniga

Reykjavik, Iceland · Startup

Meniga is a digital banking technology company founded in Reykjavik in 2009, in the aftermath of Iceland's financial crisis. It provides white-label personal finance management, data enrichment, open banking, and carbon footprint tracking solutions to major retail banks. Meniga's platform is used by more than 90 million digital banking customers across 30+ countries, with clients including Santander and Iceland's Landsbankinn. The company has offices in Reykjavik, London, and Warsaw.

Nordigen (GoCardless)

Riga, Latvia · Startup

Nordigen is a Riga-based open banking data platform that was acquired by GoCardless in 2022. The company provides free access to bank account data through PSD2-compliant APIs, enabling fintechs, lenders, and financial service providers to retrieve transaction histories, account balances, and payment data from over 2,300 banks across 31 European countries. Nordigen's freemium model disrupted the open banking aggregation market by making basic bank connectivity accessible without per-API-call fees. As part of GoCardless, the Riga team continues to develop open banking infrastructure and represents an important Latvian contribution to Europe's financial data ecosystem.

Paris Fintech Forum 2026

Paris, France · Event

Invite-only fintech conference hosted at the Palais Brongniart, gathering 2,500+ senior executives, regulators, and investors from the global financial-services and fintech ecosystem. Content spans open banking, embedded finance, crypto regulation, payments innovation, and insurtech. Tickets EUR 1,500+.

Patron GO

Prague, Czech Republic · Startup

AI-powered personal finance app that detects unnecessarily high payments and subscriptions in users' bank accounts and recommends better offers. Operating in Czechia and Slovakia, it has passed 350,000 users.

Trustly

Stockholm, Sweden · Startup

Trustly is a Stockholm-based open banking payments company founded in 2008 that enables merchants to accept direct bank payments from consumers without cards, apps, or registration. The platform connects to over 8,000 banks across Europe and North America, powering pay-by-bank experiences for e-commerce, financial services, gaming, and travel companies. Nordic Capital acquired a majority stake in 2018 and the company has grown rapidly, processing tens of billions in payment volume annually. Trustly is a key player in Europe's open banking ecosystem and the broader shift away from card-based payments.